A home warranty can offer you the peace of mind you need about your home and safeguard your bank account from large expenses by covering your home's major systems and appliances.
Homeownership in Ashburn has quite a few benefits, but it also does not come without its challenges. Your home's appliances and systems will inevitably need repair and this could mean a burdensome expense hitting your bank account suddenly.
Finding the right home warranty plan for your Ashburn home can be challenging, so our team at House Method did the research for you to help you find the top home warranty in Ashburn. Read on for our home warranty recommendations and find out which plan works best for your home.
Determining the right provider for your home warranty is a step you could take to protect your property. When figuring out which home warranty provider is the best fit for you, here are some important factors to bear in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a service contract that helps homeowners manage the high costs of appliance and systems repairs. Home warranties will cover a number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty is one thing that can make budgeting and managing your finances easier. Home warranty plans generally have a thirty-day waiting period from the time you pay to the time they start.
When you have a system or appliance that has a problem, you file a claim with your service provider. You can do so online or by calling them, and then a contractor will come and fix the problem. The claim is then processed, and a homeowner will pay the predetermined service fee to schedule the repair for their home. This repair will usually happen within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees are between $60 and $150.
A home warranty plan will cover systems and appliances that have broken down from normal wear and tear. For instance, if your refrigerator suddenly stops working under normal use conditions, this is a perfect time to call your home warranty provider. The appliances covered are a stove, clothes washer, dishwasher, refrigerator, cooktop, microwave, clothes dryer, and more. The systems included are the plumbing, water heater, electrical, heating system, air conditioner, and more. The add-on coverages can include pool, roof leak, spa, septic system, and sometimes even things like locksmith or pest control.
Ashburn homeowners should be aware that a home warranty will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like pre-existing conditions, misuse of a system or appliance, cosmetic issues, or natural disasters. You need to keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related issue will be covered by the policy.
Since temperatures in Ashburn can be quite hot in the summer, the weather can put a lot of strain on your air conditioning unit and HVAC system. Getting a home warranty plan can help homeowners save money if one of these systems or appliances breaks all of a sudden.
Another added benefit of having a home warranty plan is that it can raise your home's property value. If you ever decide to sell your house, you may be able to transfer your home warranty plan to the new home buyers depending on the company you purchased your home warranty through.
As for the negatives of home warranties, coverage varies by company so it's important to understand what each plan covers and excludes in the contract. Plus, if you don't maintain your home systems or appliances properly, or if they need repairs due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
Whether or not a home warranty is worth it ultimately depends on your personal preference. Like any other type of insurance policy or warranty, it's there to provide you some peace of mind, so you will have to decide how much that is worth to you.
Hopefully, you now feel like you can select the proper home warranty for your Ashburn home. The best provider in Ashburn is Choice Home Warranty. Its comprehensive coverage, fair pricing, and ease of use make it a great home warranty for Ashburn homeowners.
Our pick for the best overall home warranty in Ashburn is Choice Home Warranty but the perfect company for you will depend on factors such as what appliances and systems you need to have covered.
Home warranty policies cover issues with systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a different kind of insurance that protects one's entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system repairs.
First-time home buyers, home sellers, real estate agents, homeowners, and landlords are all eligible for home warranty plans. A home warranty can help make your property more appealing to prospective buyers and save homeowners money in the long run.
The systems and appliances in a home are covered under a home warranty policy in Ashburn. Everything from a stove to a pool can be covered under a home warranty.
Home warranties will cover the cost of repairs and replacements if it is within the coverage cap of the plan. If the replacement will cost more than the home warranty plan covers, you will have to pay for the rest out of pocket.
The service fee is the price homeowner pay every time there's an issue with a system or appliance. The service fees are typically priced between $60 and $150.