A home warranty is a way to protect your bank account from unexpected large expenses. With a home warranty in place, your repair costs can be remarkably lower and allow you to live in your home with more peace of mind.
Being a homeowner in Colchester is a great option for those who like nature and quiet neighborhoods. However, as great as Colchester is, homeownership always comes with its fair share of downsides, such as trying to deal with your appliance repairs yourself.
Finding the best home warranty plan for your Colchester home can be difficult, so our team at House Method did the research for you to help you find the top home warranty in Colchester. Keep reading for our home warranty recommendations and find out which plan works best for your home.
Selecting the right provider for your home warranty is the first step toward protecting your property. Before deciding which home warranty to buy, here are a few other factors to bear in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty in Colchester. Choice has over 14 years of experience in the home warranty industry, and has provided great customer service at an affordable cost to its customers. When you buy a policy from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 home warranty plans that Choice offers include differing levels of system and appliance coverage, as well as add-on options.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are an affordable $85.
For more information on this provider, read our Choice Home Warranty full review. To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for Colchester residents. Select has 3 simple plans, making the selection process and policy coverage easily comprehensible. When you buy a plan from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty offers 3 plans for Colchester homeowners. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options they have, which have a mix of system and appliance coverage. Service fees from Select are a reasonable $60. The coverage caps are also generally around $2,000.
To read more, visit our full review of Select Home Warranty. To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for Colchester residents. AHS has been operating for over 25 years, making it a respected company in the industry. The 3 plans from AHS are easy to comprehend and have a mix of both system and appliance coverage. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS's service fees are customizable and range from $75 to $125, and the coverage caps come out to about $2,500 for each covered system or appliance.
To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. For more information on this provider, read our detailed review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Colchester. With a home warranty from HSC, you can benefit from quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The home warranty company offers 2 plans to policyholders with various options for appliance and system coverage.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also generally around $2,000.
To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. To read more, visit our The Home Service Club Review.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty for Colchester residents. If you're looking for a seamless complaint process and guaranteed service professionalism upon every repair visit, you'll want to have this plan on your side. Plus, it has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 plans from Liberty are easy to comprehend and have a mix of both system and appliance coverage.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps from Liberty are about $3,000. The service fees are an affordable $75, which is less than other providers in the Colchester area.
To receive a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. Read our Liberty Home Guard Review to learn more.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Colchester, Cinch Home Services is the home warranty with the best workmanship guarantee. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, this is the provider for you. Plus, it has a broad range of coverage options that will give homeowners peace of mind. The home warranty provider offers 3 plans to policyholders that have various system and appliance coverage options.
Cinch Home Services offers 3 plans for Colchester homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which have a mix of system and appliance coverage. Cinch's service fees are customizable and range from $75 to $150, and the coverage limits come out to around $1,000-$2,000 per covered appliance or system.
Read more by visiting our full review of Cinch Home Services. To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Colchester
A home warranty is a protection plan that makes it more affordable when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to keep a budget in place and don't have the savings to pay for large repair or replacement expenses. Typically about 30 days after paying for a home warranty plan, the coverage will start on your home systems and appliances.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty provider. Most companies have an online portal to help you do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. Once you file the claim, it will be assigned to a local technician that will come to your home and look at the problem. At this point, you pay the service fee. Service fees usually range in price from about $60 to $150 and this is the only out-of-pocket cost you will have to pay unless the repair cost is more than your home warranty's coverage limit.
A home warranty in Colchester usually covers the main systems and appliances in the house. Appliances covered under a home warranty plan are usually the dryer, microwave, refrigerator, dishwasher, garbage disposal, and more. Systems that are covered usually include electrical systems, air conditioners, heating systems, water heaters, and plumbing systems. You can also opt to pay extra for add-on coverage for items such as spas, septic systems, roof warranty, and swimming pools.
Colchester homeowners should understand that a home warranty policy will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like pre-existing conditions, natural disasters, cosmetic issues, or misuse of a system or appliance. You need to keep up with preventative maintenance on your home systems and appliances to make sure that your next repair or replacement-related problem will be covered by the policy.
Home warranty plans are a great way to protect your home systems and appliances from normal wear and tear. With temperatures in Colchester hitting upward of 51 degrees in the summer, you may find that certain appliances, such as your A.C., get a lot of use. A home warranty can considerably bring down your out-of-pocket costs should your HVAC system stop working.
Plus, having a Colchester home warranty can help make your house more appealing to potential home buyers should you ever decide to sell later. Many home warranty companies will allow you to transfer your policy to a new owner and give them the protection you've been getting.
Home warranties also have some drawbacks. Although it can give you less to worry about since the home warranty sends out a contractor who takes care of the repair for you, some may not like this, and they may want to select their own contractor. If that's the case for you, some home warranty providers allow you to select a contractor. Another possible pain point of home warranties is that they don't cover systems or appliances that have been improperly maintained. This can lead to your claims being denied, so it's important to make sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
A home warranty can be the solution to some of a homeowner's maintenance troubles, but in the end, it's up to you to determine whether or not investing in one is the right move for you and your family. Be sure to do your research and read through any home warranty policy that you're seriously considering buying to understand what repairs will and will not be covered under your contract.
A home warranty in Colchester can save you a lot of money and offer you peace of mind when it comes to expensive home repairs and replacements. Choice Home Warranty is the best overall home warranty company in Colchester. It offers great coverage of all the essential home systems and appliances at an affordable cost with several optional add-ons.
The best overall home warranty company in Colchester is Choice Home Warranty but the right company for you will depend on factors such as what appliances and systems you need to have covered.
Home buyers, landlords, real estate agents, homeowners, and home sellers can all get home warranty plans. A home warranty can help make your house more attractive to prospective buyers and save homeowners money in the long run.
The systems and appliances in a home are covered under a home warranty in Colchester. Everything from a stove to a garage door can be covered under a home warranty.
Home warranties cover the cost of repairs and replacements if it is within the coverage cap of the plan. If the replacement costs more than the home warranty covers, you will have to pay the rest out of pocket.
Many homeowners find a home warranty is a good investment because it helps protect against unforeseen expenses. If you're worried about your budget and your ability to keep your home in good working order, having a home warranty can help. One of the big pluses of a home warranty is that it can give you some financial peace of mind.
