A Sherman home warranty can help protect you by reducing the costs of major repairs and replacements on your home's appliances and systems.
Sherman gives homeowners some great housing options and the opportunity to enjoy the sun all year round. However, those extreme temperatures can put quite a strain on your home's systems.
Finding the best home protection plan for your Sherman home can be challenging, so our team at House Method did the research for you to help you find the top home warranty in Sherman. Keep reading for our home warranty recommendations and learn which plan works best for your home.
The first step in protecting your house with a home warranty is determining which provider's plan is right for you. Think about the appliances and systems in your home you want coverage for and compare the plans. Below is a list of some factors to consider when looking for a home warranty in Sherman:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Sherman, Choice Home Warranty is the best overall home warranty. The 2 plans from Choice are easy to comprehend and offer a mix of both system and appliance coverage. When you buy a plan from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty has 2 plans that offer a combination of appliance and system coverage. Service fees from Choice are an affordable $85. The coverage caps are also typically about $3,000 at the maximum.
To receive a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. Read our review of Choice Home Warranty to learn more.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Sherman. The 3 plans from Select are easy to understand and offer a mix of both system and appliance coverage. Select offers a highly affordable service fee and free roof coverage upon purchase of a policy plan. Plus, it also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty has 3 plans that offer a combination of system and appliance coverage. The coverage caps associated with Select's plans are around the $2,000 mark for many major systems and appliances, and service fees are a reasonable $60.
To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. Read our review of Select Home Warranty to learn more.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty for Sherman residents. When you buy a home warranty from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process and policy coverage easily understandable.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps associated with AHS's plans are around the $2,500 mark for most of the major systems and appliances, and service fees are customizable and range from $75 to $125.
Read more by visiting our American Home Shield Review. To receive a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Sherman. The home warranty company offers 2 plans to policyholders that have various options for appliance and system coverage. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage caps come out to about $2,000 per covered system or appliance.
Read our detailed review of The Home Service Club to learn more. To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty for Sherman residents. The 3 plans from Liberty are easy to comprehend and offer both system and appliance coverage. With a home warranty from Liberty, you can benefit from a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard offers 3 plans for Sherman homeowners. The Appliance Guard, Systems Guard, and Total Home Guard are the options they have, which have a mix of system and appliance coverage. The coverage caps from Liberty are about $3,000. The service fees are an affordable $75, which is lower than other providers in the Sherman area.
To receive a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. Read more by visiting our Liberty Home Guard Review.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Sherman, First American Home Warranty offers the best home warranty for appliance coverage. First American has been on the market for around 38 years, making it a well-regarded company in the industry. First American offers very affordable and comprehensive appliance coverage. Plus, it also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The 2 policies that First American has include options for appliance and system coverage.
There are 2 home warranty plans from First American Home Warranty: Basic Plan and Premier Plan. The coverage caps associated with First American's plans are close to the $1,500 mark for most of the major systems and appliances, and service fees are a reasonable $85.
To get a free quote from First American Home Warranty, fill out this online form or call 833-204-7164. To read more, visit our review of First American Home Warranty.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Sherman, Cinch Home Services offers the home warranty with the best workmanship guarantee. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind. The 3 plans from Cinch are easy to comprehend and offer both system and appliance coverage.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are around the $1,000-$2,000 mark for many of the major systems and appliances, and service fees are customizable and range from $75 to $150.
To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505. Read our review of Cinch Home Services to learn more.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Sherman
A home warranty is a protection plan for home systems and appliances. When your HVAC breaks down and the repair costs several hundred dollars, a home warranty will make sure that all you have to pay is a predetermined service fee. Home warranty coverage often starts without an inspection and you can generally start using it about thirty days after making your first payment.
When you have a system or appliance that experiences an issue, you file a claim with your home warranty provider. You can do so online or by telephone, and then a technician will come and fix the problem. Once you submit the claim, it will be assigned to a local service technician that will come to your home and assess the issue. At this point, you pay your service fee. Service fees generally range in price from about $60 to $150 and this is the only out-of-pocket expense you will need to pay unless the repair cost is more than your home warranty's coverage cap.
A home warranty in Sherman usually covers the main systems and appliances in your house. Typical appliances covered under a home warranty plan include a washer, dishwasher, garbage disposal, dryer, microwave, refrigerator, and more. The systems that are most commonly covered will be electrical systems, air conditioners, plumbing systems, hot water heaters, and heating systems. Many home warranty plans also have add-on coverage options like locksmith, roof leaks, central vacuum, and even septic systems.
A home warranty will only cover normal wear and tear on your home systems and appliances. Things like lack of maintenance, misuse, cosmetic damages, and pre-existing conditions are excluded from the home warranty policy.
Sherman's hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can help cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner fails in the middle of July, a home warranty can cover the repairs, preventing you from spending unexpected money out of pocket.
Not only can a home warranty provide some savings, but it also saves you time. If an appliance breaks down, the last thing you want to do is find a contractor and schedule a repair. A home warranty deals with this process by sending trusted professionals to your door when you need them most.
One of the major drawbacks of home warranties is not every home system and appliance you care about may be covered. It's important to weigh the different plans and get one that covers all the appliances, systems, and add-ons you need. Another pain point of home warranties is that they don't cover items that haven't been properly maintained. This can lead to your repair requests being denied, so it's important to make sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
It can be challenging to budget for the unexpected expenses that can come with owning a home, but a home warranty can help you with that. Similar to any other warranty or insurance policy, there will always be advantages and disadvantages of purchasing one but its main purpose is to provide protection and peace of mind.
Hopefully, you now feel like you can choose the proper home warranty for your Sherman home. All of these top companies have impressive experience in the industry and coverage options. Among them, Choice Home Warranty stands out as the best overall choice. With its comprehensive plans, affordable pricing, and a good reputation in the industry, Choice Home Warranty has a lot to offer.
The top home warranty company in Sherman is Choice Home Warranty. Choice Home Warranty has a large network of professional repair technicians and a great reputation in the Sherman area.
A home warranty is a type of service contract designed to give homeowners extra coverage for their household systems and appliances. These include dryers, dishwashers, washing machines, garbage disposals, refrigerators, electrical systems, water heaters, heating and cooling systems, plumbing, and sump pumps, among others. Some policies also offer coverage for pools, roofs, ceiling fans, and garage door openers. A home warranty can help you save money if these appliances and systems fail unexpectedly.
First-time home buyers, landlords, home sellers, homeowners, and real estate agents can all get home warranty plans. A home warranty can help make your house more attractive to prospective buyers and save homeowners money in the long run.
Most home warranty plans have a 30-day waiting period before you can file claims, but some may offer coverage sooner so make sure you check with the company about this.
The service fee is the price you pay every time there's an issue with a home system or appliance. The service fees are typically between $60 and $150.