When one of your systems or appliances breaks down, a home warranty will step in to help you cover the costs. A home warranty plan can give homeowners the peace of mind they need to feel less stressed by homeownership.
There are many great things abouts owning a home in Hurst. But, major home systems and appliances, like your HVAC and refrigerator, can malfunction due to normal wear and tear, leaving you with expensive repairs.
Choosing the best home warranties on the market can be challenging because of the sheer number of options out there. If you are tired of trying to compare the different options, keep reading for our guide on the best home warranty providers in Hurst.
After looking into home warranties in Hurst, the next step is to decide which company you'd like to get a free quote from. Here is a list of factors that you'll want to consider when choosing a home warranty provider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Hurst
A home warranty is a home protection plan that can help homeowners save money on appliance and system repairs and replacements. Working appliances and home systems are what make living in a Hurst home comfortable and convenient. When they start to break down, it can be expensive and a nuisance. Fortunately, with a home warranty plan, an affordable repair is just a phone call away.
When you notice a problem with one of your appliances or systems, you can file a claim with your home warranty provider. Then, a customer service representative will reach out to you about a repair technician coming over to look at the problem. At this point, you will pay a service fee, which is typically between $60 and $150 depending on what plan you opt for. After the service fee is paid, a repair person will come to your home, assess the issue, and make the repair. If the repair is covered by the warranty and the coverage cap is not reached, most homeowners will not have any other out-of-pocket costs after the service fee is paid.
A home warranty in Hurst usually covers the main systems and appliances in the home. The appliances that are usually covered under a home warranty plan include refrigerator, clothes washer, microwave, garbage disposal, clothes dryer, dishwasher, and more. The systems usually included are air conditioners, plumbing systems, electrical systems, ductwork, and hot water heaters. The add-on coverage options can include pool, septic system, spa, roof leak, and sometimes even things like locksmith or pest control.
Hurst homeowners should know that a home warranty plan will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like natural disasters, cosmetic issues, pre-existing conditions, or misuse of a system or appliance. You have to keep up with preventative maintenance on your home systems and appliances to make sure that your next repair or replacement-related complication will be covered by the policy.
Hurst's hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the needed repairs, preventing you from spending unexpected money out of pocket.
Plus, having a Hurst home warranty can help make your house more attractive to potential home buyers should you ever decide to sell in the future. Many home warranty companies will allow you to transfer your policy to a new owner and give them the same protection you've been getting.
Home warranties also have some drawbacks. While it can save you time when the home warranty sends out a repair technician who handles the repair for you, some people may not like this, and they would prefer to select their own contractor. If that's important to you, some home warranty providers let you select a contractor. Another thing to take into consideration is that some providers don't cover pre-existing problems and may require an inspection before coverage begins. Ask the home warranty provider for clarification about these things if you aren't sure or if this is an issue for you.
Owning a home is a big responsibility that can be expensive, but worthwhile. A home warranty is one thing that can help ease the costs of home maintenance, but its worth for you is something you'll have to consider before taking the leap and purchasing a policy.
Hopefully, you now feel like you can choose the best home warranty for your Hurst home. Choice Home Warranty is the best overall home warranty provider in Hurst. It offers great coverage at an affordable monthly cost. However, other home warranties reviewed above also give great coverage choices for Hurst residents.
The top home warranty provider in Hurst is Choice Home Warranty. Choice Home Warranty has an expansive network of professional repair technicians and a respected reputation in the Hurst area.
Home warranties cover problems related to home systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a different kind of insurance that protects the entire home from natural disasters and fires. It doesn't cover normal appliance or system damage.
Most home warranty plans have a 30-day waiting period before you can make service requests, but some may let you file sooner so make sure you check with the company about this.
The systems and appliances in a home are covered under a home warranty in Hurst. Everything from a fridge to a swimming pool can be covered under a home warranty.
A home warranty in Hurst can cost between $40 and $80 a month. The higher-priced plans tend to have more coverage, a lower service fee, and higher coverage limits.
Many homeowners think a home warranty is worth the money since it can help protect against unexpected expenses. If you're worried about your budget and home maintenance, getting a home warranty can help. One of the major advantages of a home warranty is that it can provide you some financial peace of mind.