Being a homeowner in Dallas is a great option for those who like bustling cities. However, as great as Dallas is, homeownership always comes with its fair share of headaches, such as trying to take care of your appliance and system repairs yourself.
by House Method Local Advisors
A home warranty can give you the peace of mind you need about your home and guard your savings account from large expenses by covering your home's major systems and appliances. Finding the right home protection plan for your Dallas home can be difficult, so our team at House Method did the research for you to help you find the best home warranty in Dallas. Read on for our home warranty recommendations and learn which plan works best for your home.
Selecting the best provider for your home warranty is a step you could take to protect your house. When deciding which home warranty company is the best one for you, here are some important factors to take into account:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Dallas
A home warranty is a service contract that brings down the cost of repairs when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to keep a budget in place and don't have the savings to pay for large repair or replacement expenses. Typically about 30 days after paying for a home warranty plan, the coverage will start on your home systems and appliances.
When one of your systems or appliances has a problem, you file a claim with your service provider. You can do so online or by telephone, and then a repair technician will come and fix the problem. At this point, you will pay a service fee, which is usually between $60 and $150 depending on what plan you choose. After the service fee is paid, a service technician will come to your home, assess the issue, and make the repair. If the repair is covered by the warranty and the coverage cap is not reached, most homeowners will not have to pay any other out-of-pocket costs after the service fee is paid.
A home warranty plan will cover systems and appliances that have broken down from normal wear and tear. For example, if your refrigerator suddenly needs repairs under normal use conditions, this is a perfect time to call your home warranty provider. The appliances covered include a refrigerator, dishwasher, microwave, stove, clothes dryer, cooktop, clothes washer, and more. The systems included are the air conditioner, heating system, water heater, plumbing, electrical, and more. The add-on coverages can include pool, septic system, spa, roof leak, and sometimes even things like locksmith or pest control.
Dallas homeowners should know that a home warranty will only cover repairs and replacements that arise from normal wear and tear. Home warranties do not cover things like cosmetic issues, natural disasters, pre-existing conditions, or misuse of a system or appliance. You have to keep up with preventative maintenance on your home systems and appliances to be sure that your next repair or replacement-related complication will be covered by the policy.
Since temperatures in Dallas can easily reach 100 degrees, the extreme weather can put a lot of strain on your air conditioner. Buying a home warranty plan can help homeowners save money if one of these systems or appliances stops working all of a sudden.
Not only can a Dallas home warranty save you money on repairs and replacements, it saves you time too. Instead of having to vet technicians by yourself, home warranty providers do the work for you and send pre-screened technicians right to your door when you need them.
As for the drawbacks of home warranties, home system and appliance coverage varies by company so it's important to read what each plan covers and doesn't include in the contract. Plus, if you don't maintain your home systems or appliances properly, or if they need repairs due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
Whether or not a home warranty is worth it comes down to your personal situation. Similar to any other kind of insurance policy or warranty, its purpose is to provide you a sense of protection, so you will have to be the judge of how much that is worth to you.
Hopefully, this review of Dallas's top home warranty options has helped you narrow down your choices and find the right plan for you. Choice Home Warranty stands out as the best overall choice. It offers comprehensive coverage at an affordable cost. However, other home warranties mentioned above are also great choices for Dallas residents.
Our pick for the best overall home warranty provider in Dallas is Choice Home Warranty but the perfect company for you will depend on factors like what appliances and systems you need coverage for.
Typically coverage for a home warranty plan begins 30 days after the payment receipt. However, a few providers may let you file a claim before this, so verify with customer service to find the exact waiting period for your case.
The systems and appliances in a home are covered under a home warranty in Dallas. Everything from a stove to a swimming pool can be covered under a home warranty.
The service fee is the price you pay every time there's an issue with a system or appliance. The service fees are usually priced between $60 and $150.