A home warranty is a way to protect your savings from unexpected large expenses. With a home warranty in place, your repair costs can be considerably lower and allow you to live in your home with more peace of mind.
With sunshine year round, Carrollton is a great place to own a home. However, homeownership doesn't always come easy, like maintaining your home's systems and appliances.
Because the home warranty market has many providers — all with different plans — our team at House Method decided to do the research for you to help you find the best home warranty in Carrollton.
Finding the best provider for your home warranty is a step you could take to protect your property. Below are some tips on looking for a home warranty in Carrollton:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Carrollton
A home warranty is a protection plan that helps homeowners manage the high costs of appliance and systems repairs. Home warranties will cover a select number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty can make it easier to budget and manage your finances. Home warranty plans usually have a thirty-day waiting period from the time you purchase to the time they start.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty service provider. Most companies have an online portal system where you can do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. At this point, you will pay your service fee, which is usually between $60 and $150 depending on what plan you select. After the service fee is paid, a service technician will come to your home, assess the issue, and make the repair. If the repair is covered by the warranty and the coverage cap is not reached, most homeowners will not have to pay any other out-of-pocket costs after the service fee is paid.
Home warranty plans help protect both home systems and appliances. A home warranty can cover repairs and replacements that are due to normal wear . Appliances covered under a home warranty plan are usually the dishwasher, dryer, refrigerator, garbage disposal, microwave, and more. Systems that are covered usually include air conditioners, plumbing systems, heating systems, electrical systems, and water heaters. The add-on coverages can include roof leak, septic system, spa, pool, and sometimes even things like locksmith or pest control.
A home warranty will only cover normal wear and tear on your home systems and appliances. Things like cosmetic damages, pre-existing conditions, misuse, and lack of maintenance are not included in the home warranty policy.
Since temperatures in Carrollton can easily reach 100 degrees, the extreme weather can put a lot of strain on your air conditioner. Getting a home warranty plan can help homeowners save money if one of these systems or appliances breaks unexpectedly.
A home warranty can also give value in other ways. For example, some policies can be transferred between owners when you sell your home.
One of the main drawbacks of home warranties is not everything may be covered. It's important to weigh the different plans and get one that covers all the appliances, systems, and add-ons you need. Another drawback is that home warranties may not include some repairs, like those due to natural disasters. For example, if your HVAC system is damaged from an animal infestation, the systems and appliances that were affected most likely won't be covered by the home warranty.
It can be challenging to budget for the unexpected expenses that can come with owning a home, but a home warranty can help with that. Similar to any other warranty or insurance policy, there will always be benefits and drawbacks of buying one but its main purpose is to provide protection and peace of mind.
Hopefully, you now feel positive that you can choose a home warranty provider in Carrollton after reading our guide. All of these top companies have impressive experience in the industry and coverage options. Among them, Choice Home Warranty stands out as the best overall choice. With its comprehensive plans, affordable cost, and a good reputation in the industry, Choice Home Warranty has a lot to offer.
The best home warranty provider in Carrollton is Choice Home Warranty. Choice Home Warranty a large network of professional repair technicians and a tremendous reputation in the Carrollton area.
Home warranties cover issues with home systems and appliances that need to be repaired or replaced due to normal wear and tear. A homeowner's insurance policy is a different kind of insurance that protects one's entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system repairs.
Most home warranty companies have a 30-day waiting period before you can make service requests, but some may offer coverage sooner so be sure to check with the company about this.
Most home warranties are going to cover replacement costs as well as repair costs. The coverage cap varies from one plan to the next. Home warranties will give you some money towards a replacement but the entire replacement may not be paid for.
Homeownership can be costly. When a system or appliance breaks down, it can leave homeowners unexpectedly having to come up with the money to fix it. With a home warranty plan, you will not have any large hits to your bank account for home maintenance.