When one of your systems or appliances stops working, a home warranty will step in and help you cover the costs. Having a home warranty in place can give homeowners the peace of mind they need to feel less overwhelmed by homeownership.
With hot summers and cool winters, working home appliances and systems, particularly HVAC, are extremely important for homeowners in the Mount Juliet area of Tennessee.
Finding the best home warranty on the market can be quite overwhelming since there are lots of companies to decide between. That's why the House Method team did the research and put together a list of the best home warranty companies in Mount Juliet for you.
After researching the basics of home warranties in Mount Juliet, the next step is to decide which company you're interested in receiving a free quote from. Here is a list of factors that you'll want to take into consideration when choosing a home warranty provider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Mount Juliet
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they malfunction over time due to normal wear and tear. Having a home warranty in place can give you some peace of mind and prevent you from paying big out-of-pocket costs. Most home warranty plans start about 30 days after buying the home warranty policy.
When you have a problem with one of your appliances or systems, you can submit a claim with your home warranty company. Then, a customer service representative will reach out to you about a repair technician coming over to look at the problem. The claim is then processed, and a homeowner will pay the predetermined service fee to schedule the repair . This repair will typically occur within 24 to 72 hours and there shouldn't be any out-of-pocket expenses. Most service fees are between $60 and $150.
A home warranty plan offers coverage on your home's major appliances and systems and it can help bring down how much you spend on maintaining your home. The appliances include a dishwasher, clothes dryer, refrigerator, cooktop, clothes washer, microwave, stove, and more. The systems included are the plumbing, water heater, air conditioner, heating system, electrical, and more. You can also decide to pay extra for add-on coverage for items like septic systems, swimming pools, spas, and roof warranty.
Mount Juliet homeowners should know that a home warranty will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like natural disasters, misuse of a system or appliance, cosmetic issues, or pre-existing conditions. You need to keep up with preventative maintenance on your home systems and appliances to make sure that your next repair or replacement-related complication will be covered by the policy.
Mount Juliet's hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty will cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the needed repairs, preventing you from spending unexpected money out of pocket.
Not only does a home warranty provide some savings, but it also saves you time. If an appliance breaks down, the last thing you want to do is find a contractor and schedule a repair. A home warranty takes care of this process by sending trusted professionals to your door when you need them most.
As for the disadvantages of home warranties, coverage varies by company so it's important to understand what each policy covers and excludes in the contract. Another stipulation is that home warranties usually only cover malfunctions due to normal wear and tear. They often won't cover systems or appliances that have need repairs or replacements due to improper maintenance, animal infestations, natural disasters, etc.
Although home warranties do have some drawbacks, whether during winter, summer, or the months in between, a home warranty can help reduce the inevitable cost of home appliances and system repairs, giving you some peace of mind.
A home warranty can save you a lot of money on home maintenance and offer you peace of mind as a homeowner. Choice Home Warranty stands out as the best overall home warranty. With its comprehensive coverage, affordable pricing, and a good reputation in the industry, Choice Home Warranty has a lot to offer.
Our pick for the best overall home warranty in Mount Juliet is Choice Home Warranty but the right company for you will vary based on factors such as what appliances and systems you need to have covered.
Home warranty policies cover problems with systems and appliances that need to be repaired or replaced due to normal wear and tear. A homeowner's insurance policy is a different insurance that protects the entire home from situations like natural disasters and fires. It doesn't cover normal appliance or system damage.
Home buyers, home sellers, landlords, homeowners, and real estate agents can all get home warranty plans. A home warranty can help make your property more attractive to prospective buyers and save homeowners money in the long run.
Typically coverage for a home warranty plan begins 30 days after payment. However, a few providers may let you file a claim before this, so verify with customer service to find the exact waiting period for your situation.
Many homeowners find a home warranty is a good investment since it helps protect against unforeseen expenses. If you're worried about your budget and your ability to keep your home in good working order, getting a home warranty can help. One of the big advantages of a home warranty is that it can offer you some financial peace of mind.