A home warranty in Middle Valley can help decrease your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that malfunction due to normal wear and tear.
Middle Valley gives homeowners some great housing options. However, unexpected repair and replacement costs on your home's systems and appliances can get quite pricey.
Because the home warranty market has a lot of providers — all with different plans — our team at House Method decided to do the research for you to help you find the best home warranty in Middle Valley.
Choosing the best company for your home warranty is the first step toward protecting your house. Options can vary, so consider the following factors when choosing a home warranty company:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Middle Valley, Choice Home Warranty offers the best overall home warranty. Choice has been in the home warranty industry for over 14 years. Choice has 2 plans for homeowners to decide between. If you're looking for very high coverage caps and simple-to-understand service contracts, this is the plan for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty offers 2 plans for Middle Valley homeowners. The Basic Plan and Total Plan are the options they have, which contain a mix of system and appliance coverage. The coverage limits from Choice are around $3,000. The service fees are an affordable $85, which is less than other providers in the Middle Valley area.
To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. To read more, visit our review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Middle Valley. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 plans from Select are comprehensive and offer both system and appliance coverage.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are a reasonable $60.
To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953. Read our full review of Select Home Warranty to learn more.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Middle Valley, American Home Shield is the most customizable home warranty. AHS has been operating for about 25 years, making it a highly regarded company in the industry. AHS offers 3 plans for you to choose from. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield offers 3 plans for Middle Valley homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which have a mix of system and appliance coverage. The coverage limits from AHS are around $2,500. The service fees are customizable and range from $75 to $125, which is cheaper than other providers in the Middle Valley area.
Read our review of American Home Shield to learn more. To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Middle Valley. HSC has around 14 years of experience in the home warranty market and in that time has built a impressive network of service technicians nationwide. With a home warranty from HSC, you can enjoy quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The 2 plans that HSC has include differing levels of system and appliance coverage, as well as add-on options.
The Home Service Club has 2 plans that provide a mix of system and appliance coverage. HSC has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are customizable and range from $65 to $90.
To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. For more information, read our comprehensive review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Middle Valley, Liberty Home Guard offers the most trustworthy home warranty. When you buy a policy from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty has 3 simple plans, making the selection process quick and easy.
Liberty Home Guard has 3 plans that provide a combination of system and appliance coverage. The coverage caps from Liberty are around $3,000. The service fees are an affordable $75, which is less than other providers in the Middle Valley area.
For a more detailed breakdown, read our detailed review of Liberty Home Guard. To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Middle Valley, First American Home Warranty is the best home warranty for appliance coverage. First American has established itself as a company with very affordable and comprehensive appliance coverage. It also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The 2 plans from First American are easy to comprehend and offer both system and appliance coverage.
There are 2 home warranty plans from First American Home Warranty: Basic Plan and Premier Plan. Service fees from First American are a reasonable $85. The coverage caps are also around $1,500.
For more information on this provider, read our full review of First American Home Warranty. To get a free quote from First American Home Warranty, fill out this online form or call 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for Middle Valley residents. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, this is the provider for you. Plus, it has a broad range of coverage options that will give homeowners peace of mind. The 3 home warranty plans that Cinch has include differing levels of system and appliance coverage, as well as add-on options.
The 3 plans from Cinch Home Services are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch's service fees are customizable and range from $75 to $150, and the coverage limits come out to about $1,000-$2,000 per covered appliance or system.
To read more, visit our Cinch Home Services Review. To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Middle Valley
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they stop working over time due to normal wear and tear. Having one in place can give you some peace of mind and guard your savings account from exorbitant out-of-pocket costs. Most home warranty plans take effect about 30 days after buying the home warranty policy.
When you have a system or appliance that experiences an issue, you file a claim with your service provider. You can do so online or by telephone, and then a technician will come and fix the problem. At this point, you will also have to pay your service fee. Once the repair person takes a look at the problem, they will take care of it at no cost to you. The only time a Middle Valley homeowner may have out-of-pocket costs is if the repair or replacement is more than the item's coverage cap.
A home warranty will cover systems and appliances that have broken down from normal wear and tear. For instance, if your dishwasher suddenly needs repairs under normal use conditions, you can call your home warranty provider. The appliances that are usually covered under a home warranty plan include refrigerator, dishwasher, clothes dryer, garbage disposal, microwave, clothes washer, and more. The systems usually included are ductwork, hot water heaters, air conditioners, electrical systems, and plumbing systems. Add-on coverage will vary from one plan to the next, but you can expect to see things such as central vacuums, spas, sump pumps, pools, electronics, and roof leaks.
A home warranty will only cover normal wear and tear on your home systems and appliances. Things like pre-existing conditions, lack of maintenance, cosmetic damages, and misuse are not included in the home warranty policy.
Home warranties are an inexpensive way to guard your home systems and appliances from normal wear and tear. With temperatures in Middle Valley reaching upward of 68 degrees in the summer, you may find that certain appliances, like your air conditioning unit, get a lot of use. A home warranty can considerably bring down your out-of-pocket costs should your HVAC system stop working.
In addition, though it varies by company, some providers will allow you to transfer your warranty if you sell your home. This can make your house more attractive to potential home buyers and help your home sell faster.
One disadvantage of buying a home warranty is that there are generally exclusions. For example, if you already have a manufacturer's warranty on one of your appliances, it may not be included in the home warranty, so it's important to read over the contracts you're considering carefully to get a sense of what is included and what isn't. Another downside is that home warranties may exclude some repairs, such as those due to natural disasters. For example, if your house floods, the systems and appliances that were affected probably won't be covered by the home warranty.
Whether or not a home warranty is worth it depends on your personal situation. Like any other kind of insurance policy or warranty, its purpose is to provide you some peace of mind, so you will have to be the judge of how much that is worth to you.
Hopefully, this review of Middle Valley's top home warranty providers has helped you narrow down your choices and ultimately find the right plan for you. Choice Home Warranty is the best overall home warranty company in Middle Valley. Choice Home Warranty provides home warranties with comprehensive coverage at an affordable price.
The best overall home warranty provider in Middle Valley is Choice Home Warranty but the right company for you will vary based on factors like what appliances and systems you need to have covered.
Home warranties cover issues related to home systems and appliances that need to be repaired or replaced due to normal wear and tear. A homeowner's insurance policy is a different insurance that protects the entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system breakage.
A home warranty plan can help investors, homebuyers, homeowners, real estate agents, and home sellers. It can offer peace of mind and savings to anyone that is involved with homeownership.
The systems and appliances in a home are covered under a home warranty in Middle Valley. Everything from a fridge to a pool can be covered under a home warranty.
Home warranties will cover the cost of repairs and replacements as long as it is within the coverage limits of the plan. If the replacement will cost more than the home warranty plan covers, you will have to pay the rest out of pocket.
Homeownership can be pricey. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty policy, you won't have any large hits to your savings account just to keep your home up and running.
