A home warranty is a way to protect your savings from unexpected large expenses. With a home warranty in place, your repair costs can be remarkably lower and allow you to live in your home with more peace of mind.
Lexington is a place that has so much delicious food, things to do, and some beautiful homes. Homeownership in Lexington has many advantages associated with it, but some negatives come along with it too. For one, making sure that your home's systems and appliances get the repairs they need can make Lexington homeownership quite challenging.
Finding the best home protection plan for your Lexington home can be challenging, so our team at House Method did the research for you to help you find the best home warranty in Lexington. Read on for our home warranty recommendations and find out which plan works best for your home.
The first step in protecting your home with a home warranty is determining which company's plan fits your needs. Think about the items in your home you'd like coverage for and compare the policies. Before deciding which home warranty to buy, here are a few additional factors to consider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Lexington
A home warranty is a service contract that helps homeowners get a handle on the high costs of appliance and systems repairs. Home warranties will provide coverage for a select number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty can make budgeting and managing your finances easier. Home warranty plans typically have a thirty-day waiting period from the time you purchase to the time they start.
For Lexington homeowners, when an issue happens with a covered appliance or system, it is very simple to file a claim. Most home warranty companies have an online portal where you can file a claim. The claim is then processed, and a homeowner will pay a service fee to schedule the repair . This repair will typically occur within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees are between $60 and $150.
A home warranty plan will cover home systems and appliances from normal wear . Appliances covered under a home warranty plan are the dishwasher, microwave, refrigerator, dryer, garbage disposal, and more. Systems that are covered usually include electrical systems, plumbing systems, water heaters, air conditioners, and heating systems. The add-on coverages can include spa, roof leak, pool, septic system, and sometimes even things like locksmith or pest control.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and maintain them properly, the home warranty will not cover it. Things like cosmetic damages, pre-existing conditions, misuse, and lack of maintenance are not covered by a home warranty policy.
Lexington's hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty will cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner stops working in the middle of July, a home warranty can cover the needed repairs, preventing you from spending unexpected money out of pocket.
Another benefit of having a home warranty while selling your home is that some providers let you transfer your home warranty policy to the new owners. This can make your home more attractive to potential home buyers and may help your home sell faster.
Home warranties also have some cons. While it can save you time when the home warranty sends out a repair person who carries out the repair for you, some people may not like this, and they would rather select their own contractor. If that's the case for you, some home warranty companies let you select a contractor. Another potential pain point of home warranties is that they don't cover systems or appliances that have been improperly maintained. This can lead to your claims being denied, so it's important to make sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Owning a home is a big responsibility that can be expensive, but valuable. A home warranty is one thing that can help with your home maintenance budget, but its worth for you is something you'll have to consider before taking the leap and purchasing a policy.
Hopefully, this review of Lexington's top home warranty providers has helped you narrow down your choices and ultimately find the best plan for you. The best provider in Lexington is Choice Home Warranty. It offers great and comprehensive coverage of all the essential home systems and appliances at an affordable cost with several optional add-ons.
The best home warranty company in Lexington is Choice Home Warranty. Choice Home Warranty has a large network of professional service technicians and a tremendous reputation in the Lexington area.
A home warranty is a service contract that covers repairing and replacing your major home systems and appliances.
A home warranty covers repair and replacement costs for home systems and appliances. Home warranties only cover damage due to normal wear and tear and usually don't cover pre-existing conditions.
A Lexington home warranty can cost between $40 and $80 a month. Higher-priced plans tend to have higher coverage limits, a lower service fee, and more coverage.
Homeownership can be expensive. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty in place, you won't have any large hits to your bank account .