A Lakeland home warranty policy can help protect you by cutting the costs of major repairs and replacements on your home's appliances and systems.
There are many benefits of homeownership in Lakeland. However, major home systems and appliances, like your plumbing and kitchen appliances, can malfunction due to normal wear and tear, leaving you with costly repairs.
Choosing the best home warranties on the market can be difficult because of the numerous options out there. If you are tired of trying to compare the different options, keep reading for our guide on the best home warranty companies in Lakeland.
After researching home warranties in Lakeland, the next step is to determine which company you want to get a free quote from. When figuring out which home warranty provider is the best fit for you, here are some important factors to keep in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a service contract that reduces the cost of repairs when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to stick to their budget and don't want to use their savings to pay for large repair or replacement expenses. Typically about 30 days after a home warranty plan is paid for, the coverage will start on your home systems and appliances.
For Lakeland homeowners, when an issue happens with a covered appliance or system, it is very easy to file a claim. Most home warranty providers have an online portal where a claim can be submitted. At this point, you will pay your service fee. Service fees for home warranty customers range in price from $60 to $150. Most home warranties also have a coverage cap, which is the maximum amount per year or appliance that the home warranty plan will cover for repairs and replacements.
Home warranty plans help protect both home systems and appliances. A home warranty can cover repair and replacement-related costs that are a result of normal wear . Typical appliances covered by a home warranty plan include a microwave, refrigerator, washer, garbage disposal, dishwasher, dryer, and more. The systems that are most commonly covered will be air conditioners, hot water heaters, plumbing systems, electrical systems, and heating systems. Many plans also provide add-on coverage options like septic systems, roof leaks, central vacuum, and even locksmith.
Lakeland homeowners should be aware that a home warranty plan will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like misuse of a system or appliance, natural disasters, cosmetic issues, or pre-existing conditions. You must keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related complication will be covered by the policy.
Home warranty policies are an affordable way to protect your home systems and appliances from normal wear and tear. With temperatures in Lakeland hitting upward of 71 degrees in the summer, you may find that certain appliances, such as your air conditioner, get a lot of use. A home warranty can remarkably decrease your out-of-pocket expenses should your HVAC system stop working.
Additionally, though it varies by company, some providers will let you transfer your warranty if you sell your home. This can make your house more attractive to potential home buyers and maybe even make your home sell faster.
Home warranties also have some cons. Although it can give you less to worry about since the home warranty sends out a contractor who does the repair for you, some people may not like this, and they would prefer to select a contractor themselves. If that's the case for you, some home warranty companies let you select a contractor. Another thing to take into consideration is that some companies don't cover pre-existing problems and may require an inspection before your coverage can start. Ask the home warranty company for clarification about this if you aren't sure or if this is an issue for you.
A home warranty can be the solution to some of a homeowner's maintenance headaches, but ultimately, it's up to you to decide if investing in one is a good move for you and your family. Make sure you do your research and read over any home warranty plans that you're seriously considering purchasing to understand what repairs will and will not be covered under your contract.
We hope you now feel confident that you can choose a home warranty provider in Lakeland after reading our guide. When it comes to home warranties in Lakeland, the best overall is Choice Home Warranty. With its comprehensive coverage, affordable pricing, and a good reputation in the industry, Choice Home Warranty has a lot to offer.
The best overall home warranty company in Lakeland is Choice Home Warranty but the perfect company for you will vary based on factors like what appliances and systems you need to have covered.
A home warranty is a kind of service contract that provides homeowners extra coverage for their household systems and appliances. These include refrigerators, dryers, garbage disposals, washing machines, dishwashers, heating and cooling systems, water heaters, plumbing, electrical systems, and sump pumps, among others. Some plans also offer coverage for garage door openers, roofs, ceiling fans, and pools. A home warranty can help you save money if these appliances and systems break down unexpectedly.
Home warranties cover problems related to systems and appliances that need repairs or replacements due to normal wear and tear. The homeowner's insurance policy is a different plan that protects your entire home from natural disasters and fires. It doesn't cover typical appliance or system repairs.
The systems and appliances in a home are covered under a home warranty plan in Lakeland. Everything from a fridge to a swimming pool can be covered under a home warranty.
Many homeowners think a home warranty is worth it because it helps protect against unexpected expenses. If you're worried about your finances and your ability to keep your home in good working order, getting a home warranty can help. One of the big pluses of a home warranty is that it can give you some financial peace of mind.