When one of your systems or appliances breaks down, a home warranty will help you cover the costs. Getting a home warranty can give homeowners the peace of mind they need to feel less overwhelmed by homeownership.
With hot summers and cool winters, maintaining your home appliances and systems, specifically HVAC, are extremely important for homeowners in the Goodlettsville area of Tennessee.
Because the home warranty market has many providers — all with different coverage — the House Method team decided to do the research for you to help you find the right home warranty in Goodlettsville.
When you're ready to purchase a home warranty policy, the first step is figuring out what items you need coverage for. From there, you can compare your options and call different home warranty providers to get a free quote. Options can vary, so take into consideration the following factors when deciding on a home warranty provider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Goodlettsville
A home warranty is a protection plan that covers home systems and appliances. When your HVAC breaks down and the repair will cost several hundred dollars, a home warranty will ensure that you only have to pay a predetermined service fee. Home warranty coverage typically starts without an inspection and generally goes into place about thirty days after purchasing the policy.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty provider. Most companies have an online portal system where you can do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. The claim is then processed, and a homeowner will pay a service fee to schedule the repair . This repair will generally happen within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees range between $60 and $150.
A home warranty plan will cover your home's systems and appliances from normal wear . The appliances usually covered under a home warranty plan are the dryer, microwave, dishwasher, oven, refrigerator, washing machine, and more. System coverage typically includes plumbing, heating systems, water heaters, air conditioning, electrical systems, and more. Add-on coverage will vary from one plan to the next, but you can expect to see things such as sump pumps, electronics, roof leaks, spas, pools, and central vacuums.
A Goodlettsville home warranty will only protect against normal wear and tear. If you are experiencing cosmetic issues with appliances or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, pre-existing conditions, natural disasters, and intentional breakages are not covered with a Goodlettsville home warranty.
Since temperatures in Goodlettsville can easily reach 100 degrees, the extreme weather can put a lot of strain on your air conditioner. Buying a home warranty policy can help homeowners save money if one of these systems or appliances breaks down all of a sudden.
Not only can a Goodlettsville home warranty save you some money on repairs and replacements, it saves you time too. Instead of having to vet service technicians on your own, home warranty companies do the work for you and send a contractor from their network right to your door when you need them.
As for the disadvantages of home warranties, system and appliance coverage varies by company so it's important to review what each policy covers and doesn't include in the contract. Another stipulation is that home warranties usually only cover malfunctions due to normal wear and tear. They often won't cover systems or appliances that have stopped working due to improper maintenance, natural disasters, animal infestations, etc.
Although home warranties do have some things to bear in mind, whether during winter, summer, or the months in between, a home warranty can help cut back on the inevitable cost of dealing with home appliances and system repairs, giving you a little peace of mind.
Hopefully, you now feel like you can choose the best home warranty for your Goodlettsville home. When it comes to home warranty providers in Goodlettsville, the best overall is Choice Home Warranty. With its comprehensive plans, affordable cost, and a good history in the industry, Choice Home Warranty has a lot to offer.
The top home warranty company in Goodlettsville is Choice Home Warranty. Choice Home Warranty a large network of experienced contractors and a respected reputation in the Goodlettsville area.
A home warranty is a of service contract that provides homeowners extra coverage for their household systems and appliances. These include dishwashers, refrigerators, dryers, washing machines, garbage disposals, heating and cooling systems, electrical systems, plumbing, sump pumps, and water heaters, among others. Some companies also provide coverage for garage door openers, roofs, pools, and ceiling fans. A home warranty can help you save money if these items break down unexpectedly.
A home warranty plan can help home sellers, homebuyers, investors, homeowners, and real estate agents. It can offer peace of mind and savings to anyone that is involved with homeownership.
Usually coverage for a home warranty plan begins 30 days after payment. However, a few companies may allow you to make a service request before this, so verify with customer service to find the exact waiting period for your situation.
Most home warranty plans are going to cover replacement costs as well as repair costs. How much the coverage cap is varies from one plan to the next. Your home warranty will give you some money towards a replacement but don't expect to have the entire replacement paid for.
A home warranty policy can cost on average around $300 to $800 a year in Goodlettsville. Our top-rated home warranty providers' most comprehensive coverage options vary from $546 to $840 per year. You can reduce your monthly bill with some companies by choosing a higher service fee. Additionally, it's often cheaper to pay annually rather than monthly. For example, the warranty might cost $50 a month or $570 for 13 months. In this example, choosing the annual plan over monthly payments saves you $80. It's important to compare plans to determine what you're really getting for the price.