When one of your systems or appliances stops working, a home warranty will step in and help you cover the costs. Having a home warranty in place can give homeowners the peace of mind they need to feel less anxious about homeownership.
With a relatively mild climate, Gallatin is a great place to own a home. However, homeownership comes with its difficulties, like maintaining your home's systems and appliances.
Finding the best home warranty on the market can be quite difficult since there are lots of companies to choose from. That's why the House Method team did the research and put together a list of the top home warranty companies in Gallatin for you.
The first step in protecting your home with a home warranty is determining which company's plan is right for you. Consider the items in your home you'd like coverage for and compare the policies. Before making your final decision, here are a few additional factors to keep in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Gallatin, Choice Home Warranty offers the best overall home warranty. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 policies that Choice offers include options for appliance and system coverage.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage caps come out to around $3,000 per covered appliance or system.
For a more detailed breakdown, read our full review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Gallatin. Select has 3 plans for you to choose from. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also around $2,000.
For a more detailed breakdown, read our thorough review of Select Home Warranty. To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty for Gallatin residents. The 3 policies that AHS offers include options for appliance and system coverage. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage limits from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is lower than other providers in the Gallatin area.
Read our review of American Home Shield to learn more. To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Gallatin, The Home Service Club offers the best home warranty with the quickest service. The home warranty company offers 2 plans to policyholders with various system and appliance coverage options. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, this is the provider for you. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club offers 2 plans for Gallatin homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which contain a mix of system and appliance coverage. HSC's service fees are customizable and range from $65 to $90, and the coverage caps come out to around $2,000 for each covered appliance or system.
To read more, visit our review of The Home Service Club. To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty in Gallatin. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry. The home warranty provider offers 3 plans to policyholders with various options for appliance and system coverage.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. Liberty has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the company. Service fees are an affordable $75.
To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281. Read our Liberty Home Guard full review to learn more.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage in Gallatin. First American has more than 38 years of industry experience and in that time has built a impressive network of service technicians in the country. First American offers very affordable and comprehensive appliance coverage. Plus, it also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. First American offers 2 plans for you to choose from.
First American Home Warranty has 2 plans that provide a mix of appliance and system coverage. The coverage caps associated with First American's plans are close to the $1,500 mark for many major systems and appliances, and service fees are a reasonable $85.
For more information on this provider, read our comprehensive review of First American Home Warranty. To receive a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for Gallatin residents. The 3 plans that Cinch offers include differing levels of system and appliance coverage, as well as add-on options. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the company. Service fees are customizable and range from $75 to $150.
To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. To read more, visit our review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Gallatin
A home warranty is a protection plan for home systems and appliances. When your HVAC breaks down and the repair costs several hundred dollars, a home warranty will ensure that you only have to pay a predetermined service fee. Home warranty coverage often starts without an inspection and you can generally start using it about thirty days after making your first payment.
When one of your systems or appliances experiences an issue, you file a claim with your home warranty provider. You can do so online or by telephone, and then a repair technician will come and fix the problem. Once you submit the claim, it will be assigned to a local service technician that will come to your home and look at the issue. At this point, you pay your service fee. Service fees generally range in price from around $60 to $150 and this is the only out-of-pocket expense you will have to pay unless the repair cost is more than your home warranty's coverage limit.
A home warranty plan will cover your home's systems and appliances from normal wear and tear. The appliances typically covered under a home warranty plan are the washing machine, dishwasher, microwave, dryer, oven, refrigerator, and more. System coverage typically includes electrical systems, water heaters, air conditioning, heating systems, plumbing, and more. The add-on coverage options can include septic system, spa, roof leak, pool, and sometimes even things like locksmith or pest control.
Gallatin homeowners should know that a home warranty policy will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like natural disasters, misuse of a system or appliance, pre-existing conditions, or cosmetic issues. You have to keep up with preventative maintenance on your home systems and appliances to be sure that your next repair or replacement-related problem will be covered by the policy.
Gallatin's hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty will cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner fails in the middle of July, a home warranty can cover the necessary repairs, preventing you from spending a lot of money out of pocket.
Additionally, having a home warranty can save you time by getting rid of the need to research technicians--most companies will send a trusted professional right to your door to complete the necessary repair or replacement.
One of the major drawbacks of a home warranty is not every home system and appliance you care about may be covered. It's important to research the different policies and select one that covers all the appliances, systems, and add-ons you need. Another thing to take into consideration is that some providers don't cover pre-existing conditions and may require an inspection before coverage begins. Ask the home warranty provider for clarification about this if you aren't sure or if this is an issue for you.
Although home warranties do have some drawbacks, no matter the season, a home warranty can help reduce the inevitable expense of dealing with home appliances and system repairs, giving you a little peace of mind.
Hopefully, you now feel positive that you can choose a home warranty company in Gallatin after reading through our guide. The best provider in Gallatin is Choice Home Warranty. Choice Home Warranty offers home warranties with great coverage at an affordable price.
Our pick for the best overall home warranty company in Gallatin is Choice Home Warranty but the best company for you will vary based on factors such as what appliances and systems you need to have covered.
A home warranty is a of service contract that gives homeowners extra coverage for their household systems and appliances. These include refrigerators, garbage disposals, dryers, dishwashers, washing machines, sump pumps, plumbing, water heaters, electrical systems, and heating and cooling systems, among others. Some plans also provide coverage for pools, roofs, ceiling fans, and garage door openers. A home warranty can help you save money if these items break down unexpectedly.
Home warranty plans cover issues related to systems and appliances that need to be repaired or replaced due to normal wear and tear. The homeowner's insurance policy is a different kind of insurance that protects your entire home from situations like natural disasters and fires. It doesn't cover normal appliance or system breakage.
A home warranty can help real estate agents, home sellers, investors, homeowners, and homebuyers. It can provide peace of mind to anyone involved in homeownership.
Many homeowners find a home warranty is a good investment since it can help protect against unexpected expenses. If you're worried about your finances and home maintenance, a home warranty can help. One of the big positives of a home warranty is that it can give you some financial peace of mind.
