A home warranty in Tega Cay can help cut your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop working due to normal wear and tear.
Tega Cay gives homeowners some great neighborhoods and the opportunity to enjoy the sun all year round. However, those extreme temperatures can do quite a bit of damage to your home's systems.
Finding the best home warranties on the market can be quite a challenge because of the many options out there. If you are tired of trying to compare the different options, keep reading for our guide on the top home warranty companies in Tega Cay.
Deciding on the right home warranty in Tega Cay for your family comes down to the type of coverage you want, the home warranty company you go with, and your location, among other factors. Here are some tips on purchasing a home warranty in Tega Cay:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Tega Cay, Choice Home Warranty is the best overall home warranty. If you're looking for very high coverage caps and simple-to-understand service contracts, Choice is the perfect provider for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice offers 2 plans for you to choose from.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage caps come out to around $3,000 for each covered appliance or system.
Read our Choice Home Warranty Review to learn more. To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Tega Cay, Select Home Warranty offers the most cost-effective home warranty. The 3 home warranty plans that Select has include differing levels of system and appliance coverage, as well as add-on options. With a home warranty from Select, you can enjoy a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the company. Service fees are a reasonable $60.
Read more by visiting our full review of Select Home Warranty. To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty in Tega Cay. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 policies that AHS offers include options for appliance and system coverage.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps associated with AHS's plans are close to the $2,500 mark for many of the major systems and appliances, and service fees are customizable and range from $75 to $125.
To read more, visit our comprehensive review of American Home Shield. To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Tega Cay. The 2 plans that HSC has include options for appliance and system coverage. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, HSC is the perfect provider for you. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also about $2,000.
To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. Read our The Home Service Club Review to learn more.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Tega Cay, Liberty Home Guard offers the most trustworthy home warranty. The 3 policies that Liberty offers include options for appliance and system coverage. When you buy a home warranty from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard has 3 plans that offer a mix of system and appliance coverage. Service fees from Liberty are an affordable $75. The coverage caps are also typically about $3,000.
To get a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281. For more information on this provider, read our review of Liberty Home Guard.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage for Tega Cay residents. First American is a home warranty provider with 38 years of experience in the industry, and it has established itself as one of the best providers in the business. The 2 home warranty plans that First American has include options for appliance and system coverage. When you buy a home warranty from First American, you will get very affordable and comprehensive appliance coverage. First American Home Warranty also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
First American Home Warranty has 2 plans that offer a mix of system and appliance coverage. First American's service fees are a reasonable $85, and the coverage limits come out to around $1,500 per covered appliance or system.
To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. To read more, visit our review of First American Home Warranty.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Tega Cay. When you buy a policy from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind. Cinch offers 3 plans for you to decide between.
Cinch Home Services offers 3 plans for Tega Cay homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which have a mix of system and appliance coverage. Cinch's service fees are customizable and range from $75 to $150, and the coverage limits come out to about $1,000-$2,000 per covered appliance or system.
Read our review of Cinch Home Services to learn more. To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Tega Cay
A home warranty is a protection plan that covers home systems and appliances. When your refrigerator breaks down and the repair is several hundred dollars, a home warranty will make sure that all you have to pay is a predetermined service fee. Home warranty coverage often starts without an inspection and generally goes into place about thirty days after making your first payment.
For Tega Cay homeowners, when an issue comes up with a covered appliance or system, it is very straightforward to file a claim. Most home warranty companies have an online portal where a claim can be filed. Once you file the claim, it will be assigned to a local technician that will come to your home and repair the problem. At this point, you pay your service fee. Service fees typically range in price from around $60 to $150 and this is the only out-of-pocket fee you will need to pay unless the repair cost is more than your home warranty's coverage cap.
A home warranty plan will cover systems and appliances from normal wear . The appliances that are usually covered under a home warranty include refrigerator, garbage disposal, clothes washer, clothes dryer, microwave, dishwasher, and more. The systems usually included are hot water heaters, air conditioners, electrical systems, ductwork, and plumbing systems. Add-on options can vary from one plan to another but often include things such as a sprinkler system, plumbing stoppages, central vacuum, septic system, and second refrigerator.
A Tega Cay home warranty will only protect against normal wear and tear. If you are experiencing cosmetic issues with appliances or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, intentional breakages, pre-existing conditions, and natural disasters are not covered with a Tega Cay home warranty.
Since temperatures in Tega Cay can easily reach 100 degrees, the extreme weather can put a lot of strain on your air conditioner. Buying a home warranty plan can help homeowners save money if one of these systems or appliances stops working all of a sudden.
In addition, having a home warranty can save you time by eliminating the need to research repair people--most companies will send a trusted professional right to your door to do the repair or replacement.
One drawback of signing up for a home warranty is that there are usually exclusions. For example, if you already have a manufacturer's warranty on one of your appliances, it may not be covered under the home warranty, so it's important to read through the contracts you're considering carefully to get a sense of what is included and what isn't. Another drawback is that home warranties may exclude some repairs, like those that are needed because of natural disasters. For example, if your HVAC system is damaged from an animal infestation, the systems and appliances that were impacted most likely won't be covered by the home warranty.
Although home warranties do have some exclusions to keep in mind, no matter the season, a home warranty can help mitigate the inevitable cost of dealing with home appliances and system repairs, giving you a little peace of mind.
Hopefully, this review of Tega Cay's top home warranty providers has helped you narrow down your choices and find the best plan for you. All of these top companies have impressive histories and backgrounds and coverage plans. Among them, Choice Home Warranty stands out as the best overall choice. It offers great coverage at an affordable monthly or annual cost. However, other providers mentioned above also give great coverage choices for Tega Cay residents.
Our pick for the best overall home warranty in Tega Cay is Choice Home Warranty but the perfect company for you will depend on factors like what appliances and systems you need to have covered.
A home warranty is a type of service contract that gives homeowners extra coverage for their household systems and appliances. These include garbage disposals, dryers, refrigerators, dishwashers, washing machines, plumbing, water heaters, heating and cooling systems, sump pumps, and electrical systems, among others. Some companies also provide coverage for ceiling fans, roofs, garage door openers, and pools. A home warranty can help you save money if these appliances and systems fail unexpectedly.
Typically coverage for a home warranty begins 30 days after the payment receipt. However, a few companies may allow you to make a service request before this, so check with customer service to find the exact waiting period for your case.
The systems and appliances in a home are covered under a home warranty in Tega Cay. Everything from a stove to a pool can be covered under a home warranty.
A service fee is an expense that a homeowner must pay before a repair person or contractor comes to your home to repair your home warranty-related problem. Prices typically range between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket cost that homeowners have with a home warranty in place apart from the monthly premium/annual cost.
