When one of your systems or appliances breaks down, a home warranty will help you cover the costs. Having a home warranty in place can give homeowners the peace of mind they need to feel less overwhelmed by homeownership.
Homeownership in Greenville comes with quite a few perks, but it also does not come without worry and concern. Your home's appliances and systems will eventually need repair and this could mean a huge expense hitting your bank account suddenly.
Finding the best home protection plan for your Greenville home can be time-consuming, so our team at House Method did the research for you to help you find the top home warranty in Greenville. Keep reading for our home warranty recommendations and find out which plan works best for your home.
After reviewing home warranties in Greenville, the next step is to decide which company you'd like to receive a free quote from. When deciding which home warranty provider is the best fit for you, here are some important factors to keep in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan for home systems and appliances. When your HVAC stops working and the repair costs several hundred dollars, a home warranty will ensure that your only responsibility is a predetermined service fee. Home warranty coverage usually starts without an inspection and you can generally start using it about thirty days after making your first payment.
When you have a problem with one of your appliances or systems, you can submit a claim with your home warranty company. Then, a customer service representative will contact you about a contractor coming over to look at the problem. At this point, you will pay the service fee, which is usually between $60 and $150 depending on what plan you opt for. Once the service fee is paid, a repair person will come to your home, assess the issue, and make the repair. As long as the repair is covered by the warranty and it's within the coverage cap, most homeowners will not have any other out-of-pocket costs .
Home warranties help protect both your home systems and appliances. A home warranty can cover repair and replacement-related costs that are a result of normal wear . The appliances usually covered under a home warranty plan include clothes washer, microwave, dishwasher, clothes dryer, refrigerator, garbage disposal, and more. The systems usually included are hot water heaters, electrical systems, plumbing systems, air conditioners, and ductwork. Add-on coverage will vary from plan to plan, but you can expect to see things such as electronics, pools, central vacuums, roof leaks, sump pumps, and spas.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your home and follow preventative maintenance guidelines, the home warranty will not cover it. Things such as cosmetic damages, misuse, lack of maintenance, and pre-existing conditions are not included in a home warranty policy.
Greenville's hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty is designed to cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner stops working in the middle of July, a home warranty can cover the repairs, preventing you from spending a lot of money out of pocket.
Not to mention, having a home warranty can save you some time by getting rid of the need to research contractors--most companies will send a trusted professional right to your door to complete the repair or replacement.
There are also some downsides to buying a home warranty plan, like the coverage exclusions. For instance, home warranties may not cover home systems or appliances that are already covered under a manufacturer's warranty. Another consideration is that home warranties usually only cover damage from normal wear and tear. They commonly won't cover systems or appliances that have stopped working due to animal infestations, natural disasters, improper maintenance, etc.
It isn't always easy to budget for the unexpected expenses that can come with homeownership, but a home warranty can help you with that. Similar to any other warranty or insurance policy, there will always be advantages and disadvantages of purchasing one but its main purpose is to offer you protection and peace of mind.
We hope you now feel positive that you can choose a home warranty company in Greenville after reading our reviews. The best provider in Greenville is Choice Home Warranty. It offers comprehensive coverage at an affordable monthly or annual cost. However, other companies reviewed above also give great coverage choices for Greenville residents.
The best overall home warranty company in Greenville is Choice Home Warranty but the best company for you will vary based on factors like what appliances and systems you need coverage for.
A home warranty plan helps protect against the normal wear of home systems and appliances. Homeowners insurance protects your entire home in case of something such as a natural disaster or fire. Under homeowners insurance, you will not be able to file a claim should you need a new dryer or dishwasher, unless the damage is due to a natural disaster.
Home buyers, home sellers, landlords, real estate agents, and homeowners can all get home warranty plans. A home warranty can help make your house more attractive to prospective buyers and save homeowners money in the long run.
Usually coverage for a home warranty plan begins 30 days on the day the sale closes. However, a few companies may let you file a claim before this, so verify with customer service to find the exact waiting period for your case.
A service fee is a cost that a homeowner pays before a repair person or contractor comes to your home to fix your home warranty-related issue. Prices typically range between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket expense that homeowners have with a home warranty in place apart from the policy's premium.