A home warranty in Lancaster can help lower your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that break down due to normal wear and tear.
Lancaster gives homeowners some great living options. However, unexpected repair and replacement costs on your home's systems and appliances can get quite expensive.
Since the home warranty market is saturated with a lot of providers — all with different price points — our team at House Method decided to do the research for you to help you find the best home warranty in Lancaster.
Once you're ready to sign up for a home warranty, the first step is thinking about what appliances and systems you want coverage for. From there, you can compare plans and contact different home warranty providers for a free quote. Here are some factors to consider when purchasing a home warranty in Lancaster:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty for Lancaster residents. The 2 plans from Choice are comprehensive and offer a mix of both system and appliance coverage. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. Service fees from Choice are an affordable $85. The coverage caps are also around $3,000 at the maximum.
To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. For a more detailed breakdown, read our review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Lancaster, Select Home Warranty offers the most cost-effective home warranty. Select has 3 simple plans, making the selection process easy. Select offers a highly affordable service fee and free roof coverage upon purchase of a policy plan. Plus, it also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps associated with Select's plans are around the $2,000 mark for most major systems and appliances, and service fees are a reasonable $60.
For more information, read our review of Select Home Warranty. To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Lancaster, American Home Shield offers the most customizable home warranty. AHS is a home warranty company with 25 years of experience in the industry, and it has become one of the best providers in the business. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process quick and easy.
American Home Shield has 3 plans that provide a mix of appliance and system coverage. The coverage limits from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is less than other providers in the Lancaster area.
To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. Read more by visiting our full review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Lancaster, The Home Service Club is the best home warranty with the quickest service. HSC has been in the home warranty business for around 14 years. The 2 policies that HSC has include options for appliance and system coverage. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also generally around $2,000.
To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. For more information, read our comprehensive review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Lancaster, Liberty Home Guard offers the most trustworthy home warranty. The 3 plans from Liberty are easy to comprehend and offer both system and appliance coverage. If you're looking for a seamless complaint process and guaranteed service professionalism upon every repair visit, this is the plan for you. Plus, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard has 3 plans that provide a mix of appliance and system coverage. Liberty's service fees are an affordable $75, and the coverage limits come out to around $3,000 per covered appliance or system.
For more information, read our Liberty Home Guard Review. To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage in Lancaster. The 2 plans from First American are easy to understand and offer both system and appliance coverage. When you purchase a home warranty from First American, you will get very affordable and comprehensive appliance coverage. First American Home Warranty also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
First American Home Warranty offers 2 plans for Lancaster homeowners. The Basic Plan and Premier Plan are the options they have, which have a mix of system and appliance coverage. First American's service fees are a reasonable $85, and the coverage limits come out to around $1,500 per covered appliance or system.
For more information on this provider, read our First American Home Warranty Review. To receive a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Lancaster. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind. Cinch offers 3 plans for homeowners to decide between.
Cinch Home Services has 3 plans that provide a mix of system and appliance coverage. The coverage caps from Cinch are around $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is cheaper than other providers in the Lancaster area.
Read our review of Cinch Home Services to learn more. To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Lancaster
A home warranty is a home protection plan that can reduce the cost of on appliance and system repairs and replacements. Working appliances and home systems are what make living in a Lancaster home comfortable and convenient. When they start to break down, it can be expensive and a pain. Luckily, with a home warranty plan, an affordable repair is just a phone call away.
When one of your systems or appliances has an issue, you file a claim with your home warranty provider. You can do so online or by telephone, and then a repair technician will come and fix the problem. At this point, you will pay your service fee, which is typically between $60 and $150 depending on what plan you select. Once the service fee is paid, a service technician will come to your home, assess the issue, and repair it. As long as the repair is covered by the warranty and it's within the coverage cap, most homeowners will not have any other out-of-pocket costs after the service fee is paid.
A home warranty will cover home systems and appliances from normal wear . Appliances covered under a home warranty plan are the garbage disposal, dryer, dishwasher, refrigerator, microwave, and more. Systems that are covered usually include heating systems, air conditioners, plumbing systems, electrical systems, and water heaters. The add-on coverage options can include septic system, spa, pool, roof leak, and sometimes even things like locksmith or pest control.
An important thing to note is that home warranties only cover normal wear and tear that occurs on your home systems and appliances. Things such as cosmetic damages, lack of maintenance, pre-existing conditions, and misuse are excluded from the home warranty policy.
Plus, though home warranty companies vary, some providers will let you transfer your warranty if you sell your home. This can make your house more attractive to potential home buyers and maybe even make your home sell faster.
Home warranties also have some drawbacks. Though it can give you less to worry about since the home warranty sends out a contractor who takes care of the repair for you, some homeowners may not like this, and they may want to choose their own contractor. If that's the case for you, some home warranty plans allow you to choose a contractor. Another consideration is that home warranties typically only cover malfunctions due to normal wear and tear. They often won't cover systems or appliances that have need repairs or replacements due to improper maintenance, animal infestations, natural disasters, etc.
Although home warranties do have some downsides, no matter the season, a home warranty can help cut back on the inevitable hassle of home appliances and system repairs, giving you some peace of mind.
A home warranty can save you a decent amount of money on home maintenance and give you peace of mind as a homeowner in Lancaster. The best provider in Lancaster is Choice Home Warranty. Its comprehensive coverage, affordable pricing, and easy to understand plans make it a great home warranty for Lancaster homeowners.
The top home warranty company in Lancaster is Choice Home Warranty. Choice Home Warranty has a large network of professional service technicians and a great reputation in the Lancaster area.
A home warranty covers the normal wear and tear of systems and appliances in a home. A homeowners insurance plan protects your entire home in case of something like a natural disaster or fire. Under homeowners insurance, you won't be able to file a claim if you need a new dryer or dishwasher, unless the damage is a result of a natural disaster.
First-time home buyers, home sellers, landlords, homeowners, and real estate agents are all eligible for home warranty plans. A home warranty can help make your house more attractive to prospective buyers and save homeowners money in the long run.
A home warranty covers repair and replacement costs for systems and appliances in a home. Home warranties will not cover the intentional breaking of an appliance or pre-existing conditions.
Home warranties cover the cost of repairs and replacements as long as it is within the coverage limits of the plan. If the replacement costs more than the home warranty plan covers, you will have to pay the rest out of pocket.
Many homeowners feel like a home warranty is worth the money since it helps protect against unexpected expenses. If you're worried about your budget and home maintenance, getting a home warranty can help. One of the major advantages of a home warranty is that it can give you some financial peace of mind.