A home warranty is a way to protect your savings account from unexpected large expenses. With a home warranty in place, your repair costs can be considerably lower and allow you to live in your home with more peace of mind.
As much as you may enjoy homeownership in Erie, there is always that fear about whether or not your systems and appliances are going to make it through the next few years.
Finding the best home warranties on the market can be challenging because of the sheer number of options out there. If you are overwhelmed by trying to compare the different options, keep reading for our guide on the best home warranty companies in Erie.
After researching home warranties in Erie, your next step is to decide which company you'd like to receive a free quote from. Below is a list of factors that you'll want to bear in mind when choosing a home warranty provider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a plan that can reduce the cost of on appliance and system repairs and replacements. Our appliances and home systems are what make living in a Erie home comfortable and convenient. When they start to break down, it can be expensive and a pain. Fortunately, with a home warranty plan, an affordable repair is just a phone call away.
For Erie homeowners, when a problem happens with a covered appliance or system, it is very straightforward to file a claim. Most home warranty companies have an online portal where a claim can be submitted. At this point, you will pay a service fee, which is usually between $60 and $150 depending on what plan you select. Once the service fee is paid, a repair person will come to your home, assess the issue, and make the repair. As long as the repair is covered under the warranty and it's within the coverage cap, most homeowners will not have to pay any other out-of-pocket costs apart from the service fee.
A home warranty will cover systems and appliances that have broken down from normal wear and tear. For example, if your A.C. suddenly needs repairs under normal use conditions, your home warranty company can help. The appliances typically covered under a home warranty plan are the oven, washing machine, refrigerator, dryer, dishwasher, microwave, and more. System coverage typically includes water heaters, electrical systems, air conditioning, plumbing, heating systems, and more. Add-on coverage will vary from one plan to another, but you can expect to see add-ons such as sump pumps, roof leaks, pools, central vacuums, spas, and electronics.
An important thing to consider is that home warranties only protect against normal wear and tear that occurs on your home systems and appliances. Things such as misuse, cosmetic damages, pre-existing conditions, and lack of maintenance are not included in the home warranty policy.
Home warranties are a great way to guard your home systems and appliances from normal wear and tear. With temperatures in Erie reaching upward of 53 degrees in the summer, you may find that some appliances, like your air conditioning unit, get a lot of use. A home warranty can significantly decrease your out-of-pocket costs should your HVAC system stop working.
Another added benefit of having home warranty coverage is that it can increase your home's real estate value. If you ever decide to sell your house, you may be able to transfer your home warranty plan to the new home buyers depending on the provider you have your home warranty with.
One drawback of purchasing a home warranty is that there are generally exclusions. For instance, if you already have a manufacturer's warranty on one of your appliances, it may not be included in the home warranty, so it's important to read through the contracts you're considering carefully to understand what is included and what isn't. Another pain point of home warranties is that they don't cover systems or appliances that haven't been properly maintained. This can lead to your claims being denied, so it's important to carefully follow the manufacturer's guidelines for maintenance of your home systems and appliances.
A home warranty can aid with some of a homeowner's maintenance concerns, but in the end, it's up to you to determine if investing in one is a good choice for you and your family. Be sure to do your research and read through any home warranty policy that you're seriously considering getting to get a handle on what repairs will and will not be covered under your contract.
Hopefully, you now feel confident that you can choose a home warranty provider in Erie after going through our guide. When it comes to home warranty providers in Erie, the best overall is Choice Home Warranty. It offers comprehensive coverage at an affordable monthly cost. However, other companies mentioned above are also great choices for Erie residents.
The top home warranty provider in Erie is Choice Home Warranty. Choice Home Warranty a large network of professional contractors and a great reputation in the Erie area.
First-time home buyers, homeowners, home sellers, real estate agents, and landlords are all eligible for home warranty plans. A home warranty can help make your home more appealing to prospective buyers and save homeowners money in the long run.
Usually coverage for a home warranty plan begins 30 days after payment. However, a few providers may let you make a service request before this, so verify with customer service to find the exact waiting period for your case.
The systems and appliances in a home are covered under a home warranty policy in Erie. Everything from a oven to a washer can be covered under a home warranty.
A home warranty plan can cost on average around $300 to $800 a year in Erie. Our top-rated home warranty providers' most comprehensive coverage options vary from $546 to $840 per year. You can lower your monthly bill with some companies by opting for a higher service fee. Additionally, it's typically less expensive to pay annually rather than monthly. For example, the warranty might cost $50 per month or $570 for 13 months. In this example, going with the annual plan over monthly payments saves you $80. The key is to compare plans to determine what you're really getting for the price.