A home warranty can bring you the peace of mind you need about your home and protect your savings account from large expenses by covering your home's major systems and appliances.
With sunshine year round, Yukon is a great place to own a home. However, homeownership doesn't always come easy, like repairing and replacing your home's systems and appliances.
Finding the best home warranties on the market can be quite a challenge because of the numerous options out there. If you are tired of trying to compare the different options, keep reading for our guide on the best home warranty providers in Yukon.
Choosing the right company for your home warranty is the first step toward protecting your house. Before making your final decision, here are a few other factors to consider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that covers home systems and appliances. When your HVAC breaks down and the repair will cost several hundred dollars, a home warranty will ensure that all you have to pay is a predetermined service fee. Home warranty coverage usually starts without an inspection and you can generally start using it about thirty days after making your first payment.
When you notice an issue with one of your appliances or systems, you can submit a claim with your home warranty provider. Then, a customer service representative will contact you about a contractor coming over to take a look at the issue. Once you submit the claim, it will be assigned to a local repair person that will come to your home and assess the problem. At this point, you pay the service fee. Service fees usually range in price from around $60 to $150 and this is the only out-of-pocket fee you will have to pay unless the repair cost is more than your home warranty's coverage limit.
Home warranties help protect both home systems and appliances. A home warranty can cover repair and replacement-related expenses that are a result of normal wear . Appliances covered under a home warranty plan are usually the dishwasher, garbage disposal, refrigerator, dryer, microwave, and more. Systems that are covered usually include air conditioners, electrical systems, heating systems, plumbing systems, and water heaters. Add-on coverage options can vary from one plan to another but often include things such as a sprinkler system, central vacuum, plumbing stoppages, second refrigerator, and septic system.
Yukon homeowners should know that a home warranty policy will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like natural disasters, pre-existing conditions, cosmetic issues, or misuse of a system or appliance. You need to keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related complication will be covered by the policy.
Yukon's hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can help cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner fails in the middle of July, a home warranty can cover the repairs, saving you from spending a lot of money out of pocket.
Not only can a Yukon home warranty save you money on repairs and replacements, it saves you time as well. Instead of having to vet technicians by yourself, home warranty companies do the work for you and send pre-screened technicians right to your door when you need them.
One of the major drawbacks of a home warranty is not everything you care about may be covered. It's important to weigh the different plans and choose one that covers all the appliances, systems, and add-ons you need. Another stipulation is that home warranties usually only cover malfunctions due to normal wear and tear. They often won't cover systems or appliances that have been damaged due to improper maintenance, animal infestations, natural disasters, etc.
Although home warranties do have some drawbacks, whether during winter, summer, or the months in between, a home warranty can help lower the inevitable expense of home appliances and system repairs, giving you some peace of mind.
Hopefully, this review of Yukon's top home warranty companies has helped you narrow down your choices and decide on a plan. When it comes to home warranty companies in Yukon, the best overall is Choice Home Warranty. With its comprehensive coverage, fair pricing, and a good reputation in the industry, Choice Home Warranty has a lot to offer.
Our pick for the best overall home warranty company in Yukon is Choice Home Warranty but the best company for you will vary based on factors like what appliances and systems you need to have covered.
Home warranty policies cover problems related to systems and appliances that need to be repaired or replaced due to normal wear and tear. A homeowner's insurance policy is a different kind of plan that protects one's entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system damage.
Home buyers, landlords, home sellers, homeowners, and real estate agents are all eligible for home warranty plans. A home warranty can help make your house more appealing to prospective buyers and save homeowners money in the long run.
Typically coverage for a home warranty begins 30 days on the day the sale closes. However, a few companies may let you make a service request before this, so verify with customer service to find the exact waiting period for your case.
Most home warranties will cover replacement costs in addition to repair costs. The coverage cap varies from one plan to the next. Your home warranty will give you some money towards a replacement but don't expect to have the entire replacement paid for.