A home warranty is a way to protect your savings account from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be significantly lower and give you some peace of mind.
Although homeownership in Tulsa has many advantages, such as the convenience of city life, there are also downfalls, similar to owning a house anywhere else. One major worry many homeowners have to deal with eventually is updating or repairing their appliances and home systems.
Even though a home warranty can help with your homeowner headaches, one issue is narrowing down the best choice for your Tulsa home. That's why we've done the research and have put together a list of the top home warranty options in Tulsa.
Picking the best home warranty in Tulsa for your family comes down to the type of coverage you need, the home warranty provider you opt for, and your location, among other factors. When deciding which home warranty provider is the best fit for you, here are some important factors to bear in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Tulsa, Choice Home Warranty offers the best overall home warranty. Choice has 2 simple plans, making the selection process quick and easy. When you buy a home warranty from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage caps come out to about $3,000 for each covered appliance or system.
To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. For more information on this provider, read our full review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Tulsa. The home warranty provider offers 3 plans to policyholders with various options for appliance and system coverage. Select offers a highly affordable service fee and free roof coverage upon purchase of a policy plan. Plus, it also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the provider. Service fees are a reasonable $60.
For a more detailed breakdown, read our thorough review of Select Home Warranty. To get a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Tulsa, American Home Shield is the most customizable home warranty. AHS has been in the home warranty industry for over 25 years. The home warranty company offers 3 plans to policyholders with various system and appliance coverage options. When you purchase a policy from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield offers 3 plans for Tulsa homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which contain a mix of system and appliance coverage. AHS's service fees are customizable and range from $75 to $125, and the coverage limits come out to around $2,500 per covered appliance or system.
To get a free quote from American Home Shield, fill out this online form or call 888-365-2839. For more information, read our review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Tulsa. HSC has over 14 years of experience in the home warranty industry, and has provided great customer service at an affordable cost to its customers. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The home warranty provider offers 2 plans to policyholders, which have various system and appliance coverage options.
The Home Service Club offers 2 plans for Tulsa homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which contain a mix of system and appliance coverage. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also generally about $2,000.
To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. For a more detailed breakdown, read our detailed review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Tulsa. Liberty has 3 simple plans, making the selection process and policy coverage easily comprehensible. If you're looking for a seamless complaint process and guaranteed service professionalism upon every repair visit, Liberty is the perfect provider for you. Plus, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard offers 3 plans for Tulsa homeowners. The Appliance Guard, Systems Guard, and Total Home Guard are the options they have, which contain a mix of system and appliance coverage. Service fees from Liberty are an affordable $75. The coverage caps are also typically around $3,000 at the maximum.
To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281. To read more, visit our comprehensive review of Liberty Home Guard.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Tulsa, First American Home Warranty offers the best home warranty for appliance coverage. The 2 plans from First American are easy to understand and offer both system and appliance coverage. First American offers very affordable and comprehensive appliance coverage. Plus, it also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
The 2 plans from First American Home Warranty are Basic Plan and Premier Plan. The coverage caps associated with First American's plans are around the $1,500 mark for many major systems and appliances, and service fees are a reasonable $85.
To get a free quote from First American Home Warranty, fill out this online form or call 833-204-7164. Read our First American Home Warranty Review to learn more.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for Tulsa residents. The 3 plans from Cinch are easily comprehensible and offer a mix of both system and appliance coverage. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are around the $1,000-$2,000 mark for many of the major systems and appliances, and service fees are customizable and range from $75 to $150.
To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505. Read our detailed review of Cinch Home Services to learn more.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Tulsa
A home warranty is a protection plan that makes it more affordable when one of your home systems or appliances experiences an issue. A home warranty can help homeowners who need to keep a budget in place and don't want to dip into their savings to pay for large repair or replacement expenses. Typically about 30 days after paying for a home warranty, the coverage will start on your home systems and appliances.
When you notice an issue with one of your appliances or systems, you can submit a claim with your home warranty provider. Then, a customer service representative will reach out to you about a contractor coming over to take a look at the issue. The claim is then processed, and a homeowner will pay a predetermined service fee to schedule the repair . This repair will usually occur within 24 to 72 hours and there shouldn't be any out-of-pocket expenses. Most service fees are between $60 and $150.
A home warranty plan will cover systems and appliances that have stopped working from normal wear and tear. For example, if your dishwasher suddenly stops working under normal use conditions, this is a perfect time to call your home warranty provider. Typical appliances covered under a home warranty include a dishwasher, garbage disposal, dryer, refrigerator, microwave, washer, and more. The systems that are most commonly covered will be heating systems, hot water heaters, electrical systems, air conditioners, and plumbing systems. The add-on coverages can include septic system, roof leak, spa, pool, and sometimes even things like locksmith or pest control.
A home warranty will only cover normal wear and tear that occurs on your home systems and appliances. Things such as lack of maintenance, misuse, cosmetic damages, and pre-existing conditions are not included in the home warranty policy.
Tulsa's hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner fails in the middle of July, a home warranty can cover the repairs, preventing you from spending unexpected money out of pocket.
Additionally, having a Tulsa home warranty can help make your house more attractive to potential home buyers if you ever decide to sell later. Many home warranty companies will allow you to transfer your policy to a new owner and give them the same protection you've been getting.
As for the drawbacks of home warranties, system and appliance coverage varies by company so it's important to understand what each policy covers and doesn't include in the contract. Another drawback is that home warranties may exclude some repairs, such as those that are needed because of natural disasters. For example, if your house floods, the systems and appliances that were affected most likely won't be covered by the home warranty.
Although home warranties do have some downsides, no matter the season, a home warranty can help cut back on the inevitable expense of home appliances and system repairs, giving you some peace of mind.
Hopefully, you now feel as though you can choose the right home warranty for your Tulsa home. When it comes to home warranty company choices in Tulsa, the best overall is Choice Home Warranty. It offers comprehensive coverage of all the essential home systems and appliances at an affordable cost with several add-on options.
The best home warranty provider in Tulsa is Choice Home Warranty. Choice Home Warranty has an expansive network of professional repair technicians and a respected reputation in the Tulsa area.
A home warranty helps protect against the normal wear of systems and appliances in a home. A homeowners insurance plan protects your entire home in case of a situation such as a natural disaster or fire. Under homeowners insurance, you won't be able to file a claim if you need a new washing machine or air conditioner, unless the damage is a result of a natural disaster.
Usually coverage for a home warranty plan begins 30 days after payment. However, a few providers may allow you to make a service request before this, so check with customer service to find the exact waiting period for your case.
The systems and appliances in a home are covered under a home warranty policy in Tulsa. Everything from a stove to a garage door can be covered under a home warranty.
The service fee is the price you pay each time there is a problem with a system or appliance. The service fees are typically priced between $60 and $150.
A home warranty policy can cost on average about $300 to $800 a year in Tulsa. Our top-rated home warranty companies' most comprehensive coverage options vary from $546 to $840 per year. You can get a lower monthly payment with some companies by choosing a higher service fee. Additionally, it's often cheaper to pay annually rather than monthly. For example, the warranty might cost $50 a month or $570 for 13 months. In this example, opting for the annual plan over monthly payments saves you $80. The key is to compare plans to determine what you're really getting for the price.
