A home warranty in Tulsa can help cut your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that break down due to normal wear and tear.
As much as you may enjoy homeownership in Tulsa, there is always that fear about whether or not your systems and appliances are going to need repairs over the next few years.
Finding the best home warranty on the market can be quite difficult as there are so many companies to choose from. That's why the House Method team did the research and put together a list of the best home warranty companies in Tulsa for you.
The first step in protecting your home with a home warranty is determining which company's plan is right for you. Figure out which appliances and systems in your home you want coverage for and compare the policies. Here is a list of some factors to consider when buying a home warranty in Tulsa:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Tulsa
A home warranty is a protection plan that makes it more affordable when one of your home systems or appliances experiences a problem. A home warranty can help homeowners who need to keep a budget in place and don't want to dip into their savings to pay for large repair or replacement expenses. Typically about 30 days after a home warranty plan is paid for, the coverage will start on your home systems and appliances.
For Tulsa homeowners, when a problem arises with a covered appliance or system, it is very straightforward to file a claim. Most home warranty companies have an online portal where a claim can be submitted. At this point, you will pay the service fee. Service fees for home warranties range in price from $60 to $150. Most home warranties also have a coverage cap, which is the maximum cost per year that the home warranty will cover for repairs and replacements.
Home warranties help protect both your home systems and appliances. A home warranty can cover repairs and replacements that are due to normal wear . Appliances covered under a home warranty plan are typically the garbage disposal, dishwasher, dryer, refrigerator, microwave, and more. Systems that are covered usually include plumbing systems, heating systems, electrical systems, water heaters, and air conditioners. You can also optionally choose to pay extra for add-on coverage for items such as swimming pools, septic systems, roof warranty, and spas.
Tulsa homeowners should know that a home warranty will only cover repairs and replacements that arise from normal wear and tear. Home warranties do not cover things like natural disasters, misuse of a system or appliance, pre-existing conditions, or cosmetic issues. You have to keep up with preventative maintenance on your home systems and appliances to make sure that your next repair or replacement-related complication will be covered by the policy.
Tulsa's hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty will cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner fails in the middle of July, a home warranty can cover the needed repairs, saving you from spending unexpected money out of pocket.
A home warranty also can also save you time and energy. Instead of spending hours researching and selecting a technician to fix your appliance or system, home warranty companies do the hard work for you and just send a trusted professional to your door whenever you need them.
One of the main drawbacks of home warranties is not everything may be covered. It's important to compare the different plans and get one that covers all the appliances, systems, and add-ons you need. Another drawback is that home warranties may not include some repairs, such as those that are needed because of natural disasters. For example, if your HVAC system is damaged from an animal infestation, the systems and appliances that were impacted probably won't be covered by the home warranty.
Owning a home is a big responsibility that can be expensive, but rewarding. A home warranty is one thing that can help with your home maintenance budget, but its worth for you is something you'll have to determine before purchasing a policy.
A home warranty can save you thousands of dollars on home maintenance and give you peace of mind as a homeowner. The best provider in Tulsa is Choice Home Warranty. It offers comprehensive coverage at an affordable cost. However, other home warranties reviewed above are also great choices for Tulsa residents.
Our pick for the best overall home warranty provider in Tulsa is Choice Home Warranty but the best company for you will vary based on factors such as what appliances and systems you need coverage for.
A home warranty is a service contract that covers repairing and replacing major home systems and appliances.
Most home warranty plans have a 30-day waiting period before you can file claims, but some may offer coverage sooner so be sure to check with the company about this.
Homeownership can be pricey. When a system or appliance breaks down, it can leave homeowners unexpectedly having pay a large amount of money to fix it. With a home warranty policy, you won't have any large hits to your bank account just to keep your home up and running.