When one of your systems or appliances breaks down, a home warranty will help you cover the costs. A home warranty plan can give homeowners the peace of mind they need to feel less overwhelmed by homeownership.
With sunshine year round, Shawnee is a great place to own a home. However, homeownership doesn't always come easy, like maintaining your home's systems and appliances.
Because the home warranty market is filled with a lot of providers — all with different offerings — our team at House Method decided to do the research for you to help you find the best home warranty in Shawnee.
After researching the basics of home warranties in Shawnee, the next step is to determine which company you'd like to get a free quote from. Before making your final decision, here are a few additional factors to keep in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Shawnee
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they break over time due to normal wear and tear. Having a home warranty in place can offer you some peace of mind and prevent you from paying exorbitant out-of-pocket costs. Most home warranty plans take effect about 30 days after paying for the home warranty policy.
When you have a system or appliance that has an issue, you file a claim with your home warranty provider. You can do so online or by telephone, and then a contractor will come and fix the problem. Once you submit the claim, it will be assigned to a local repair technician that will come to your home and look at the issue. At this point, you pay the service fee. Service fees usually range in price from about $60 to $150 and this is the only out-of-pocket fee you will need to pay unless the repair cost is more than your home warranty's coverage cap.
A home warranty will cover home systems and appliances from normal wear . Typical appliances covered under a home warranty include a refrigerator, microwave, dishwasher, washer, dryer, garbage disposal, and more. The systems that are most commonly covered will be heating systems, air conditioners, plumbing systems, hot water heaters, and electrical systems. You can also choose to pay extra for add-on coverage for items like swimming pools, spas, septic systems, and roof warranty.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your home and maintain them properly, your home warranty will not cover it. Things such as pre-existing conditions, lack of maintenance, misuse, and cosmetic damages are not covered by a home warranty policy.
Shawnee's hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty will cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the needed repairs, saving you from spending a lot of money out of pocket.
Another benefit of having a home warranty if you want to sell your home is that you can probably transfer your home warranty to the new owners. This can make your home more attractive to potential home buyers and may help your home sell faster.
There are also some negatives to getting a home warranty plan, like the coverage exclusions. For instance, home warranties may not cover home systems or appliances that already have a manufacturer's warranty. Another stipulation is that home warranties usually only cover malfunctions due to normal wear and tear. They often won't cover systems or appliances that have stopped working due to natural disasters, animal infestations, improper maintenance, etc.
Owning a home is a big responsibility that can be costly, but fruitful. A home warranty is one thing that can help ease the costs of home maintenance, but its worth for you is something you'll have to determine before purchasing a policy.
Hopefully, you now feel as though you can choose the best home warranty for your Shawnee home. When it comes to home warranties in Shawnee, the best overall is Choice Home Warranty. It offers great and comprehensive coverage of all the essential home systems and appliances at an affordable cost with several add-on options.
Our pick for the best overall home warranty in Shawnee is Choice Home Warranty but the best company for you will vary based on factors like what appliances and systems you need coverage for.
A home warranty is a kind of service contract designed to give homeowners extra coverage for their household systems and appliances. These include dishwashers, refrigerators, washing machines, garbage disposals, dryers, electrical systems, sump pumps, water heaters, heating and cooling systems, and plumbing, among others. Some plans also provide coverage for ceiling fans, roofs, garage door openers, and pools. A home warranty can help you save money if these appliances and systems fail unexpectedly.
Home warranty policies cover problems with systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a different plan that protects one's entire home from situations like natural disasters and fires. It doesn't cover normal appliance or system damage.
Home warranties cover the cost of repairs and replacements if it is within the coverage cap of the plan. If the replacement costs more than the home warranty plan covers, you will have to pay for the rest out of pocket.