A home warranty can offer you the peace of mind you need about your home and shield your savings account from large expenses by covering your home's major systems and appliances.
As much as you may enjoy homeownership in Ponca City, there is always that fear about whether or not your systems and appliances are going to need to be replaced over the next few years.
Since the home warranty market is saturated with many providers — all with different price points — the House Method team did the research for you to help you find the best home warranty in Ponca City.
When you're ready to purchase a home warranty policy, the first step is considering what appliances and systems you want coverage for. From there, you can compare plans and contact different home warranty providers for a free quote. When deciding which home warranty provider is the right fit for you, here are some important factors to take into account:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty for Ponca City residents. The 2 policies that Choice has include differing levels of system and appliance coverage, as well as add-on options. With a home warranty from Choice, you can enjoy very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty has 2 plans that offer a mix of system and appliance coverage. The coverage caps associated with Choice's plans are around the $3,000 mark for most major systems and appliances, and service fees are an affordable $85.
Read more by visiting our detailed review of Choice Home Warranty. To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Ponca City. When you purchase a plan from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. Select has 3 simple plans, making the selection process easy.
Select Home Warranty offers 3 plans for Ponca City homeowners. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options they have, which contain a mix of system and appliance coverage. The coverage caps from Select are around $2,000. The service fees are a reasonable $60, which is less than other providers in the Ponca City area.
To get a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953. For a more detailed breakdown, read our Select Home Warranty full review.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty for Ponca City residents. AHS is a home warranty provider with 25 years of experience in the industry, and it has become one of the best providers in the business. AHS has 3 simple plans, making the selection process quick and easy. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, this is the provider for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps associated with AHS's plans are around the $2,500 mark for most of the major systems and appliances, and service fees are customizable and range from $75 to $125.
For a more detailed breakdown, read our review of American Home Shield. To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Ponca City residents. HSC has been in the home warranty business for about 14 years. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC has 2 simple plans, making the selection process quick and easy.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also typically around $2,000.
Read our The Home Service Club Review to learn more. To get a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty for Ponca City residents. When you purchase a policy from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 plans from Liberty are comprehensive and offer both system and appliance coverage.
Liberty Home Guard offers 3 plans for Ponca City homeowners. The Appliance Guard, Systems Guard, and Total Home Guard are the options they have, which have a mix of system and appliance coverage. Liberty's service fees are an affordable $75, and the coverage caps come out to around $3,000 per covered system or appliance.
To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281. Read more by visiting our review of Liberty Home Guard.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty offers the best home warranty for appliance coverage in Ponca City. The 2 plans from First American are comprehensive and offer both system and appliance coverage. If you're looking for very affordable and comprehensive appliance coverage, First American is the perfect provider for you. Plus, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
The 2 plans from First American Home Warranty are Basic Plan and Premier Plan. The coverage caps associated with First American's plans are close to the $1,500 mark for most of the major systems and appliances, and service fees are a reasonable $85.
Read our First American Home Warranty Review to learn more. To receive a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for Ponca City residents. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, you'll want to have this plan on your side. Plus, it has a broad range of coverage options that will give homeowners peace of mind. The 3 plans from Cinch are easily comprehensible and offer both system and appliance coverage.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps from Cinch are about $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is cheaper than other providers in the Ponca City area.
For more information on this provider, read our Cinch Home Services full review. To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Ponca City
A home warranty is a protection plan that covers home systems and appliances. When your washer or dryer breaks down and the repair will cost several hundred dollars, a home warranty will make sure that all you have to pay is a predetermined service fee. Home warranty coverage usually starts without an inspection and you can generally start using it about thirty days after purchasing the policy.
For Ponca City homeowners, when a problem comes up with a covered appliance or system, it is very simple to file a claim. Most home warranty providers have an online portal system where you can file a claim. At this point, you will also need to pay your service fee. Once the repair technician looks at the problem, they will take care of it at no cost to you. The only time a Ponca City homeowner may have out-of-pocket costs is if the repair or replacement is over the item's coverage cap.
A home warranty will cover your home's systems and appliances from normal wear . The appliances covered are a clothes washer, clothes dryer, dishwasher, refrigerator, stove, microwave, cooktop, and more. The systems included are the heating system, electrical, air conditioner, plumbing, water heater, and more. Add-on coverage will vary from one plan to another, but you can expect to see things like electronics, roof leaks, pools, spas, sump pumps, and central vacuums.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and follow preventative maintenance guidelines, the home warranty will not cover it. Things such as cosmetic damages, misuse, lack of maintenance, and pre-existing conditions are excluded from a home warranty policy.
Temperatures in Ponca City can get quite high in the summer, which means your air conditioner is most likely going to get a lot of use. As a homeowner in Ponca City, one benefit of having a home warranty is that these home systems and major appliances can be covered if they need to be repaired or replaced.
Another added benefit of having home warranty coverage is that it can raise your home's real estate value. If you ever decide to sell your home, you may be able to transfer your home warranty plan to the new home buyers depending on the provider you have your home warranty with.
Home warranties also have some drawbacks. Though it can be convenient that the home warranty sends out a service technician who does the repair for you, some people may not like this, and they would rather select a contractor themselves. If that's important to you, some home warranty providers let you select a contractor. Another consideration is that home warranties usually only cover repairs needed due to normal wear and tear. They most likely won't cover systems or appliances that have stopped working due to natural disasters, animal infestations, improper maintenance, etc.
A home warranty can help with some of a homeowner's maintenance troubles, but in the end, it's up to you to determine whether or not investing in one is a good choice for you and your family. Be sure to do your research and read through any home warranty policy that you're considering getting to get a handle on what repairs will and will not be covered under your contract.
Hopefully, this review of Ponca City's top home warranty options has helped you narrow down your choices and ultimately decide on a plan. Choice Home Warranty stands out as the best overall home warranty. It offers comprehensive coverage of all the essential home appliances and systems at an affordable cost with several add-on options.
The top home warranty provider in Ponca City is Choice Home Warranty. Choice Home Warranty has a large network of experienced service technicians and a respected reputation in the Ponca City area.
A home warranty is a type of service contract designed to give homeowners extra coverage for their household systems and appliances. These include refrigerators, dishwashers, dryers, garbage disposals, washing machines, electrical systems, sump pumps, heating and cooling systems, water heaters, and plumbing, among others. Some plans also offer coverage for roofs, ceiling fans, garage door openers, and pools. A home warranty can help you save money if these appliances and systems break down unexpectedly.
Home warranty policies cover issues with home systems and appliances that need repairs or replacements due to normal wear and tear. The homeowner's insurance policy is a different kind of insurance that protects one's entire home from natural disasters and fires. It doesn't cover typical appliance or system breakage.
First-time home buyers, landlords, real estate agents, homeowners, and home sellers are all eligible for home warranty plans. A home warranty can help make your house more attractive to prospective buyers and save homeowners money in the long run.
Most home warranties are going to cover replacement costs as well as repair costs. How much the home warranty will cover varies from one plan to the next. Home warranties will give you some money towards a replacement but don't expect to have the entire replacement paid for.
The service fee is the price homeowner pay every time there is a problem with a system or appliance. The service fees are commonly between $60 and $150.
