A home warranty is a way to protect your bank account from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be significantly lower and allow you to live in your home with more peace of mind.
With sunshine year round, Newcastle is a great place to own a home. However, homeownership doesn't always come easy, like repairing your home's systems and appliances.
Even though a home warranty can help with your homeowner headaches, one pain point is narrowing down the best choice for your Newcastle home. That's why we've done the research and have put together a list of the best home warranty companies in Newcastle.
After reviewing home warranties in Newcastle, the next step is to determine which company you want to receive a free quote from. Plans can vary, so take into consideration the following factors when deciding on a home warranty provider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a service contract that cuts back on the cost of repairs when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to stick to their budget and don't have the savings to pay for large repair or replacement expenses. Typically about 30 days after a home warranty plan is paid for, the coverage will start on your home systems and appliances.
For Newcastle homeowners, when an issue comes up with a covered appliance or system, it is very easy to file a claim. Most home warranty providers have an online portal system where you can file a claim. At this point, you will also need to pay your service fee. Once the repair technician takes a look at the issue, they will handle it at no cost to you. The only time you may have out-of-pocket costs is if the repair or replacement is above the item's coverage cap.
A home warranty in Newcastle usually covers the main systems and appliances in your home. Appliances covered under a home warranty plan are typically the dishwasher, dryer, microwave, refrigerator, garbage disposal, and more. Systems that are covered usually include plumbing systems, electrical systems, heating systems, air conditioners, and water heaters. You can also optionally choose to pay extra for add-on coverage for items such as septic systems, roof warranty, spas, and swimming pools.
An important thing to consider is that home warranties only cover normal wear and tear that occurs on your home systems and appliances. Things such as lack of maintenance, cosmetic damages, misuse, and pre-existing conditions are excluded from the home warranty policy.
Temperatures in Newcastle can get quite high in the summer, which means your air conditioner is most likely going to get a lot of use. As a homeowner in Newcastle, one benefit of having a home warranty is that these home systems and major appliances can be covered in the event they have to be repaired or replaced.
Not only can a home warranty provide some savings, but it also saves you time. If an appliance breaks, the last thing you want to do is find a technician and schedule a repair. A home warranty takes care of the research by sending trusted professionals to your door when you need them most.
Home warranties also have some cons. While it can be convenient that the home warranty sends out a service technician who does the repair for you, some may not like this, and they would rather choose their own contractor. If that's important to you, some home warranty plans allow you to choose a contractor. Another stipulation is that home warranties typically only cover repairs needed due to normal wear and tear. They most likely won't cover home systems or appliances that have need repairs or replacements due to animal infestations, improper maintenance, natural disasters, etc.
It can be challenging to budget for the unexpected expenses that can come with owning a home, but a home warranty can help with that. Similar to any other warranty or insurance policy, there will always be benefits and drawbacks of buying one but its main purpose is to offer you protection and peace of mind.
We hope you now feel confident that you can choose a home warranty in Newcastle after reading through our guide. Choice Home Warranty is the best overall home warranty provider in Newcastle. It offers comprehensive coverage at an affordable premium. However, other options mentioned above are also great choices for Newcastle residents.
The top home warranty company in Newcastle is Choice Home Warranty. Choice Home Warranty has a large network of professional service technicians and a respected reputation in the Newcastle area.
First-time home buyers, landlords, home sellers, homeowners, and real estate agents can all get home warranty plans. A home warranty can help make your house more attractive to prospective buyers and save homeowners money in the long run.
Most home warranty plans have a 30-day waiting period before you can make service requests, but some may offer coverage sooner so be sure to check with the company about this.
Many homeowners think a home warranty is a good investment because it can help protect against unforeseen expenses. If you're worried about your finances and home maintenance, a home warranty can help. One of the big advantages of a home warranty is that it can give you some financial peace of mind.