A home warranty can bring you the peace of mind you need about your home and protect your savings account from large expenses by covering your home's major systems and appliances.
Mustang gives homeowners some great living options. However, sudden repair and replacement costs on your home's systems and appliances can get quite expensive.
Finding the right home protection plan for your Mustang home can be hard, so our team at House Method did the research for you to help you find the best home warranty in Mustang. Keep reading for our home warranty recommendations and find out which plan works best for your home.
When you're ready to purchase a home warranty policy, the first step is figuring out what items you want coverage for. From there, you can compare your options and call different home warranty companies for a free quote. Before making your final decision, here are a few additional factors to bear in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a service contract that makes it more affordable when one of your home systems or appliances experiences a complication. A home warranty can help homeowners who need to keep a budget in place and don't want to dip into their savings to pay for large repair or replacement expenses. Typically about 30 days after a home warranty plan is paid for, the coverage will start on your home systems and appliances.
Filing a claim with your home warranty company is quite straightforward. You can use either an online portal system or a direct phone number to file your claim with your home warranty company. Once you submit the claim, it will be assigned to a local technician that will come to your home and take a look at the issue. At this point, you pay the service fee. Service fees usually range in price from about $60 to $150 and this is the only out-of-pocket cost you will need to pay unless the repair cost is higher than your home warranty's coverage limit.
Home warranties help protect both your home systems and appliances. A home warranty can cover repair and replacement-related costs that are a result of normal wear and tear. The appliances usually covered under a home warranty include clothes dryer, clothes washer, microwave, garbage disposal, dishwasher, refrigerator, and more. The systems usually included are electrical systems, hot water heaters, air conditioners, plumbing systems, and ductwork. Add-on coverage options can vary from one plan to another but typically include things such as a second refrigerator, central vacuum, plumbing stoppages, sprinkler system, and septic system.
A home warranty will only cover normal wear and tear that occurs on your home systems and appliances. Things such as misuse, pre-existing conditions, lack of maintenance, and cosmetic damages are not included in the home warranty policy.
Mustang's hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the repairs, preventing you from spending a lot of money out of pocket.
Another added benefit of having home warranty coverage is that it can increase your home's real estate value. If you ever decide to sell your house, you may be able to transfer your home warranty plan to the new home buyers depending on the provider you purchased your home warranty through.
There are also some negatives to purchasing a home warranty policy, like the coverage exclusions. For instance, home warranties may not cover home systems or appliances that are already covered under a manufacturer's warranty. Another thing to take into consideration is that some providers don't cover pre-existing problems and may require an inspection before coverage begins. Ask the home warranty provider for clarification about it if you aren't sure or if this is a problem for you.
Although home warranties do have some things to bear in mind, whether during winter, summer, or the months in between, a home warranty can help cut back on the inevitable cost of dealing with home appliances and system repairs, giving you some peace of mind.
Hopefully, you now feel like you can select the best home warranty for your Mustang home. All of these top providers have impressive experience in the industry and coverage options. Among them, Choice Home Warranty stands out as the best overall choice. Its comprehensive coverage, affordable pricing, and easy to understand plans make it a great home warranty for Mustang homeowners.
Our pick for the best overall home warranty company in Mustang is Choice Home Warranty but the best company for you will depend on factors such as what appliances and systems you need to have covered.
Typically coverage for a home warranty plan begins 30 days after the payment receipt. However, a few companies may let you make a service request before this, so verify with customer service to find the exact waiting period for your situation.
The systems and appliances in a home are covered under a home warranty plan in Mustang. Everything from a oven to a pool can be covered under a home warranty.
The service fee is the price you pay every time there's an issue with a system or appliance. The service fees are commonly priced between $60 and $150.
A home warranty in Mustang can cost between $40 and $80 a month. The higher-priced plans typically have a lower service fee, higher coverage limits, and more coverage.