A home warranty is a way to protect your savings account from unexpected large expenses. With a home warranty in place, your repair costs can be considerably lower and allow you to live in your home with more peace of mind.
With sunshine year round, Mustang is a great place to own a home. However, homeownership comes with its difficulties, like repairing and replacing your home's systems and appliances.
Although a home warranty can help with your homeowner concerns, one pain point is narrowing down the right choice for your Mustang home. That's why we've done the research and have put together a guide of the top home warranty plans in Mustang.
Picking the best home warranty in Mustang for your family depends on the coverage you need, the home warranty company you opt for, and your location, among other factors. When deciding which home warranty company is the best fit for you, here are some important factors to bear in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Mustang, Choice Home Warranty is the best overall home warranty. When you buy a home warranty from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 plans from Choice are easy to comprehend and offer a mix of both system and appliance coverage.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage limits come out to around $3,000 for each covered system or appliance.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. Read our Choice Home Warranty Review to learn more.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Mustang, Select Home Warranty offers the most cost-effective home warranty. The 3 plans that Select offers include options for appliance and system coverage. With a home warranty from Select, you can benefit from a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage limits from Select are around $2,000. The service fees are a reasonable $60, which is less than other providers in the Mustang area.
To get a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953. To read more, visit our detailed review of Select Home Warranty.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty in Mustang. AHS has 3 plans for homeowners to decide between. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield has 3 plans that provide a mix of appliance and system coverage. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also typically about $2,500 at the maximum.
For a more detailed breakdown, read our American Home Shield full review. To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Mustang. The home warranty provider offers 2 plans to policyholders that have various system and appliance coverage options. With a home warranty from HSC, you can enjoy quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also typically around $2,000.
For a more detailed breakdown, read our The Home Service Club Review. To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty for Mustang residents. Liberty offers 3 plans for you to decide between. With a home warranty from Liberty, you can enjoy a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. Liberty has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are an affordable $75.
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. Read more by visiting our detailed review of Liberty Home Guard.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage in Mustang. First American has over 38 years of experience in the industry and in that time has built a a skilled network of service professionals in the country. The home warranty company offers 2 plans to policyholders with various system and appliance coverage options. With a home warranty from First American, you can benefit from very affordable and comprehensive appliance coverage. Not to mention, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
First American Home Warranty has 2 plans that offer a combination of system and appliance coverage. First American has coverage caps of around $1,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are a reasonable $85.
To read more, visit our thorough review of First American Home Warranty. To get a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Mustang. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage. When you purchase a policy from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps from Cinch are about $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is lower than other providers in the Mustang area.
Read our detailed review of Cinch Home Services to learn more. To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Mustang
A home warranty is a protection plan for home systems and appliances. When your refrigerator breaks down and the repair is several hundred dollars, a home warranty will make sure that you're only responsible for a predetermined service fee. Home warranty coverage often starts without an inspection and you can generally start using it about thirty days after making your first payment.
When you have a problem with one of your appliances or systems, you can file a claim with your home warranty provider. Then, a customer service representative will contact you about a contractor coming over to look at the issue. After that, you will pay your service fee. Service fees for home warranties range in price from $60 to $150. Most home warranties also have a coverage cap, which is the maximum amount per year that the home warranty company will cover for repairs and replacements.
A home warranty in Mustang usually covers the main systems and appliances in your house. Appliances covered under a home warranty plan are the microwave, refrigerator, garbage disposal, dishwasher, dryer, and more. Systems that are covered usually include plumbing systems, electrical systems, water heaters, air conditioners, and heating systems. Many plans also offer add-on coverage options like roof leaks, septic systems, locksmith, and even central vacuum.
A home warranty will only protect against normal wear and tear on your home systems and appliances. Things such as cosmetic damages, pre-existing conditions, misuse, and lack of maintenance are excluded from the home warranty policy.
Temperatures in Mustang can get quite high in the summer, which means your air conditioner is likely to get a lot of use. As a homeowner in Mustang, one of the benefits of having a home warranty is knowing that these home systems and major appliances can be covered in the event they need to be repaired or replaced.
Along with saving you money on out-of-pocket expenses, a home warranty can provide you peace of mind and save you the pain of trying to find a qualified technician to visit your home. Home warranties usually come with a network of pre-vetted technicians who can handle any repair problems you may have.
As for the drawbacks of home warranties, system and appliance coverage varies by provider so it's important to understand what each plan covers and excludes in the contract. Another consideration is that home warranties usually only cover repairs needed due to normal wear and tear. They most likely won't cover home systems or appliances that have need repairs or replacements due to animal infestations, improper maintenance, natural disasters, etc.
Owning a home is a big responsibility that can be costly, but valuable. A home warranty is one thing that can help ease the costs of home maintenance, but whether or not it's worth it for you is something you'll have to weigh before taking the leap and getting a policy.
A home warranty can save you thousands of dollars on home maintenance and give you peace of mind as a homeowner in Mustang. Choice Home Warranty is the best overall home warranty provider in Mustang. It offers great coverage at an affordable premium. However, other home warranties reviewed above also give great coverage choices for Mustang residents.
The best overall home warranty provider in Mustang is Choice Home Warranty but the right company for you will depend on factors like what appliances and systems you need coverage for.
A home warranty is a kind of service contract that gives homeowners extra coverage for their household systems and appliances. These include dryers, dishwashers, refrigerators, garbage disposals, washing machines, water heaters, heating and cooling systems, sump pumps, plumbing, and electrical systems, among others. Some companies also offer coverage for garage door openers, pools, ceiling fans, and roofs. A home warranty can help you save money if these appliances and systems fail unexpectedly.
A home warranty plan helps protect against the normal wear of home systems and appliances. A homeowners insurance plan protects the entire home in case of something like a natural disaster or fire. Under homeowners insurance, you won't be able to file a claim if you need a new refrigerator or oven, unless the damage is due to a natural disaster.
Most home warranty policies have a 30-day waiting period before you can make service requests, but some may let you file sooner so be sure to check with the company about this.
A service fee is a cost that must be paid before a service technician or contractor comes to your home to repair your home warranty-related issue. Prices typically range between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket expense that homeowners have with a home warranty except for the policy's premium.
