A home warranty is a way to protect your savings from unexpected large expenses. With a home warranty in place, your repair costs can be significantly lower and allow you to live in your home with more peace of mind.
With hot summers and cool winters, working home appliances and systems, especially HVAC, are very important for homeowners in the Muskogee area of Oklahoma.
Finding the right home protection plan for your Muskogee home can be challenging, so our team at House Method did the research for you to help you find the top home warranty in Muskogee. Keep reading for our home warranty recommendations and learn which plan works best for your home.
Selecting the right company for your home warranty is the first step toward protecting your property. Here is a list of factors that you'll want to bear in mind when selecting a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Muskogee, Choice Home Warranty is the best overall home warranty. The 2 plans from Choice are easy to understand and offer both system and appliance coverage. When you buy a policy from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. The coverage limits from Choice are about $3,000. The service fees are an affordable $85, which is cheaper than other providers in the Muskogee area.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. Read our Choice Home Warranty Review to learn more.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Muskogee, Select Home Warranty offers the most cost-effective home warranty. With a home warranty from Select, you can benefit from a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 plans from Select are easy to understand and offer a mix of both system and appliance coverage.
Select Home Warranty has 3 plans that offer a mix of system and appliance coverage. The coverage caps associated with Select's plans are close to the $2,000 mark for most major systems and appliances, and service fees are a reasonable $60.
To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. Read our Select Home Warranty Review to learn more.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for Muskogee residents. AHS has 3 plans for homeowners to choose from. With a home warranty from AHS, you can enjoy the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS has coverage caps of around $2,500 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are customizable and range from $75 to $125.
For more information on this provider, read our review of American Home Shield. To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Muskogee, The Home Service Club offers the best home warranty with the quickest service. HSC has 2 simple plans, making the selection process and policy coverage easily comprehensible. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage caps come out to around $2,000 per covered appliance or system.
Read more by visiting our thorough review of The Home Service Club. To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Muskogee, Liberty Home Guard offers the most trustworthy home warranty. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 plans from Liberty are easy to comprehend and have a mix of both system and appliance coverage.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. The coverage limits from Liberty are about $3,000. The service fees are an affordable $75, which is less than other providers in the Muskogee area.
For a more detailed breakdown, read our review of Liberty Home Guard. To receive a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Muskogee, First American Home Warranty offers the best home warranty for appliance coverage. First American has been in the home warranty industry for about 38 years. With a home warranty from First American, you can benefit from very affordable and comprehensive appliance coverage. Not to mention, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The 2 plans from First American are comprehensive and offer both system and appliance coverage.
There are 2 home warranty plans from First American Home Warranty: Basic Plan and Premier Plan. Service fees from First American are a reasonable $85. The coverage caps are also generally about $1,500 at the maximum.
To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. Read our review of First American Home Warranty to learn more.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Muskogee, Cinch Home Services is the home warranty with the best workmanship guarantee. Cinch has 3 plans for homeowners to decide between. When you buy a policy from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services offers 3 plans for Muskogee homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which have a mix of system and appliance coverage. The coverage caps associated with Cinch's plans are close to the $1,000-$2,000 mark for most of the major systems and appliances, and service fees are customizable and range from $75 to $150.
For a more detailed breakdown, read our comprehensive review of Cinch Home Services. To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Muskogee
A home warranty is a home protection plan that can decrease the cost of on appliance and system repairs and replacements. Our appliances and home systems are what make living in a Muskogee home comfortable and convenient. When these things need repairs or replacements, it can be pricey and a headache. Fortunately, with a home warranty in place, an affordable repair is just a phone call away.
When you have a system or appliance that has an issue, you file a claim with your home warranty provider. You can do so in an online portal or by calling them, and then a technician will come and fix the problem. At this point, you will also have to pay your service fee. Once the contractor looks at the problem, they will deal with it at no cost to you. The only time a homeowner may have out-of-pocket costs is if the repair or replacement is over the item's coverage cap.
A home warranty will cover systems and appliances that have broken down due to normal wear and tear. For instance, if your refrigerator suddenly stops working under normal use conditions, this is a perfect time to call your home warranty company. Appliances covered under a home warranty plan are usually the dishwasher, dryer, garbage disposal, refrigerator, microwave, and more. Systems that are covered usually include heating systems, water heaters, electrical systems, air conditioners, and plumbing systems. You can also optionally decide to pay extra for add-on coverage for items like spas, roof warranty, septic systems, and swimming pools.
An important thing to consider is that home warranties only protect against normal wear and tear that occurs on your home systems and appliances. Things like misuse, cosmetic damages, lack of maintenance, and pre-existing conditions are not included in the home warranty policy.
Temperatures in Muskogee can get quite high in the summer, which means your air conditioner is most likely going to get a decent amount of use. As a homeowner in Muskogee, one benefit of having a home warranty is knowing that these home systems and major appliances can be covered in the event they have to be repaired or replaced.
Not only can a home warranty provide some savings, but it also saves you time. If an appliance breaks down, the last thing you want to do is find a contractor and schedule a repair. A home warranty takes care of this process by sending trusted professionals to your door when you need them most.
Home warranties also have some downsides. Though it can save you time when the home warranty sends out a contractor who carries out the repair for you, some may not like this, and they would rather select a contractor themselves. If that's important to you, some home warranty companies let you select a contractor. Additionally, if you don't maintain your home systems or appliances properly, or if they need repairs due to a natural disaster or animal infestation — anything besides normal wear and tear — the home warranty may not cover it.
A home warranty can help ease some of a homeowner's maintenance headaches, but ultimately, it's up to you to decide if investing in one is the right choice for you and your family. Make sure you do your research and read over any home warranty plans that you're considering getting to get a sense of what repairs will and will not be covered under your contract.
Hopefully, this review of Muskogee's best home warranty providers has helped you narrow down your choices and ultimately decide on a plan. Choice Home Warranty stands out as the best overall provider. It offers great coverage at an affordable monthly cost. However, other companies reviewed above also give great coverage choices for Muskogee residents.
The best home warranty company in Muskogee is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced contractors and a respected reputation in the Muskogee area.
A home warranty is a kind of service contract designed to give homeowners extra coverage for their household systems and appliances. These include dishwashers, washing machines, refrigerators, garbage disposals, dryers, electrical systems, water heaters, plumbing, heating and cooling systems, and sump pumps, among others. Some plans also provide coverage for pools, roofs, garage door openers, and ceiling fans. A home warranty can help you save money if these appliances and systems break down unexpectedly.
A home warranty protects against the normal wear of systems and appliances in a home. A homeowners insurance plan protects a home in a situation such as a natural disaster or fire. With homeowners insurance, you won't be able to file a claim should you need a new washing machine or dishwasher, unless the damage is a result of a natural disaster.
A home warranty plan will cover repair and replacement costs for home systems and appliances. Home warranties will not cover the intentional breaking of an appliance or something that happened as a result of a pre-existing condition.
The service fee is the price you pay every time there is a problem with a system or appliance. The service fees are typically priced between $60 and $150.
