A home warranty is a way to protect your savings from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be remarkably lower and allow you to live in your home with more peace of mind.
With the extreme weather common in Moore, homes can go through quite a bit of wear and tear in the long run. There's nothing worse than having your air conditioning go out in the middle of a hot summer.
Finding the best home warranty plan for your Moore home can be difficult, so our team at House Method did the research for you to help you find the top home warranty in Moore. Keep reading for our home warranty recommendations and find out which plan works best for your home.
Now that you're ready to get a home warranty plan, the first step is figuring out what appliances and systems you need coverage for. From there, you can compare your options and contact different home warranty providers to get a free quote. Plans can vary, so consider the following factors when deciding on a home warranty policy:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a service contract that reduces the cost of repairs when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to stick to their budget and don't want to dip into their savings to pay for large repair or replacement expenses. Typically about 30 days after paying for a home warranty, the coverage will start on your home systems and appliances.
For Moore homeowners, when a problem comes up with a covered appliance or system, it is very straightforward to file a claim. Most home warranty companies have an online portal system where a claim can be filed. At this point, you will also need to pay your service fee. Once the contractor fixes the problem, they will deal with it at no cost to you. The only time a Moore homeowner may have to pay out-of-pocket costs is if the repair or replacement is over the item's coverage cap.
A home warranty in Moore usually covers the main systems and appliances in your home. The appliances covered include a clothes washer, cooktop, stove, microwave, clothes dryer, dishwasher, refrigerator, and more. The systems included are the electrical, plumbing, water heater, air conditioner, heating system, and more. Add-on coverage will vary from plan to plan, but you can expect to see things like pools, sump pumps, spas, central vacuums, electronics, and roof leaks.
A Moore home warranty will only cover repairs and replacements due to normal wear and tear. If you are experiencing cosmetic issues with appliances or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, pre-existing conditions, intentional breakages, and natural disasters are not covered with a Moore home warranty.
Home warranties are a great way to protect your home systems and appliances from normal wear and tear. With temperatures in Moore hitting upward of 72 degrees in the summer, you may find that some appliances, like your A.C., get a lot of use. A home warranty can remarkably lower your out-of-pocket costs should your HVAC system stop working.
Another added benefit of having home warranty coverage is that it can raise your home's real estate value. If you ever decide to sell your home, you may be able to transfer your home warranty plan to the new home buyers depending on the provider you purchased your home warranty through.
Home warranties also have some drawbacks. While it can be convenient that the home warranty sends out a repair person who handles the repair for you, some people may not like this, and they would prefer to select a contractor themselves. If that's the case for you, some home warranty companies let you select a contractor. Another pain point of home warranties is that they don't cover systems or appliances that haven't been properly maintained. This can lead to your claims being rejected, so it's important to make sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Whether or not a home warranty is worth it ultimately comes down to your personal preference. Like any other type of insurance policy or warranty, it's there to give you some peace of mind, so you will have to be the judge of how much that is worth to you.
Hopefully, this review of Moore's top home warranty providers has helped you narrow down your choices and find the right plan for you. Choice Home Warranty is the best overall home warranty company in Moore. It offers great coverage at an affordable premium. However, other companies mentioned above also give great coverage choices for Moore residents.
The best overall home warranty in Moore is Choice Home Warranty but the perfect company for you will depend on factors like what appliances and systems you need coverage for.
Most home warranty policies have a 30-day waiting period before you can file claims, but some may offer coverage sooner so be sure to check with the company about this.
A home warranty covers repair and replacement costs for systems and appliances in a home. Home warranties only cover damage due to normal wear and tear and often don't cover pre-existing conditions.
The service fee is the price you pay each time there is an issue with a home system or appliance. The service fees are commonly between $60 and $150.