A home warranty in Enid can help decrease your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that break down due to normal wear and tear.
With hot summers, maintaining your home appliances and systems, especially HVAC, are very important for homeowners in the Enid area of Oklahoma.
Because the home warranty market is saturated with a lot of providers — all with different offerings — our team at House Method did the research for you to help you find the right home warranty in Enid.
After looking into the basics of home warranties in Enid, your next step is to determine which company you're interested in receiving a free quote from. Here is a list of factors that you'll want to consider when selecting a home warranty provider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Enid
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they break over time due to normal wear and tear. Having one in place can offer you some peace of mind and prevent you from paying big out-of-pocket costs. Most home warranty plans take effect about 30 days after buying the home warranty plan.
For Enid homeowners, when an issue arises with a covered appliance or system, it is very easy to file a claim. Most home warranty companies have an online portal where you can file a claim. At this point, you will also need to pay your service fee. Once the repair person looks at the issue, they will take care of it at no cost to you. The only time an Enid homeowner may have out-of-pocket costs is if the repair or replacement is over the item's coverage cap.
A home warranty plan will cover systems and appliances from normal wear . Typical appliances covered under a home warranty plan include a microwave, dishwasher, washer, dryer, refrigerator, garbage disposal, and more. The systems that are most commonly covered will be electrical systems, hot water heaters, air conditioners, plumbing systems, and heating systems. The add-on coverage options can include septic system, pool, roof leak, spa, and sometimes even things like locksmith or pest control.
Enid homeowners should understand that a home warranty will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like cosmetic issues, pre-existing conditions, natural disasters, or misuse of a system or appliance. You need to keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related issue will be covered by the policy.
Since temperatures in Enid can easily reach 100 degrees, the extreme weather can put a lot of strain on your air conditioner. Getting a home warranty plan can help homeowners save money if one of these systems or appliances breaks unexpectedly.
Another benefit of having a home warranty when you're selling your home is that some providers let you transfer your home warranty to the new owners. This can make your house more attractive to potential home buyers and help your house sell faster.
There are also some drawbacks to buying a home warranty plan, like the coverage exclusions. For instance, home warranties may not cover home systems or appliances that are already covered by a manufacturer's warranty. Another thing to bear in mind is that some providers don't cover pre-existing issues and may require an inspection before coverage begins. Ask the home warranty provider for clarification about it if you need more information or if this is an issue for you.
Although home warranties do have some downsides, no matter the season, a home warranty can help lower the inevitable expense of dealing with home appliances and system repairs, giving you a little peace of mind.
Hopefully, you now feel confident that you can choose a home warranty in Enid after reading our guide. The best provider in Enid is Choice Home Warranty. It offers comprehensive coverage of all the essential home appliances and systems at an affordable cost with several add-on options.
Our pick for the best overall home warranty company in Enid is Choice Home Warranty but the perfect company for you will depend on factors such as what appliances and systems you need coverage for.
Home buyers, homeowners, landlords, home sellers, and real estate agents are all eligible for home warranty plans. A home warranty can help make your property more attractive to prospective buyers and save homeowners money in the long run.
Most home warranty providers have a 30-day waiting period before you can make service requests, but some may allow you to file sooner so be sure to check with the company about this.
A home warranty plan can cost on average about $300 to $800 a year in Enid. Our high-rated home warranty companies' most comprehensive coverage options vary from $546 to $840 per year. You can decrease your monthly bill with some companies by opting for a higher service fee. Additionally, it's typically less expensive to pay annually rather than monthly. For example, the warranty might cost $50 a month or $570 for 13 months. In this example, going with the annual plan over monthly payments saves you $80. It's important to compare plans to determine what you're really getting for the price.