A home warranty can bring you the peace of mind you need about your home and protect your bank account from large expenses by covering your home's major systems and appliances.
Owning a home in Duncan has a lot of great benefits, but there are, of course, some downsides too. The hot, humid weather can cause problems in a home and destroy some systems and appliances.
Choosing the best home warranties on the market can be challenging because of the numerous options out there. If you are frustrated with trying to compare the different options, keep reading for our guide to the best home warranty companies in Duncan.
After looking into home warranties in Duncan, your next step is to decide which company you want to receive a free quote from. Below are some tips on looking for a home warranty in Duncan:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Duncan
A home warranty is a home protection plan that can help homeowners save money on appliance and system repairs and replacements. Working appliances and home systems are what make living in a Duncan home comfortable and convenient. When they start to break down, it can be pricey and a hassle. Luckily, with a home warranty plan, an affordable repair is just a phone call away.
Filing a claim with your home warranty company is very straightforward. There will be either an online portal system or a direct phone number to file your claim with your home warranty company. At this point, you will also pay your service fee. Once the repair person fixes the problem, they will handle it at no cost to you. The only time a Duncan homeowner may have to pay out-of-pocket costs is if the repair or replacement is above the item's coverage cap.
A home warranty in Duncan typically covers the main systems and appliances in the house. The appliances include a clothes dryer, refrigerator, microwave, dishwasher, cooktop, stove, clothes washer, and more. The systems included are the plumbing, water heater, air conditioner, heating system, electrical, and more. Add-on coverage options can vary by provider but typically include things like a septic system, central vacuum, sprinkler system, second refrigerator, and plumbing stoppages.
An important thing to note is that home warranties only cover normal wear and tear that occurs on your home systems and appliances. Things such as lack of maintenance, misuse, cosmetic damages, and pre-existing conditions are excluded from the home warranty policy.
Duncan is known for its hot summers, and if you live in Duncan, you know that those summers can be rough. During the summer months, your air conditioner can be overworked in its effort to combat the heat. If your air conditioner did give out, a home warranty can cover repairs and prevent you from spending out-of-pocket expenses.
Plus, having a Duncan home warranty can help make your house more appealing to potential home buyers should you ever decide to sell in the future. Many home warranty providers will allow you to transfer your plan to a new owner and give them the protection you've been receiving.
As for the negatives of home warranties, system and appliance coverage varies by company so it's important to read what each policy covers and excludes in the contract. Another stipulation is that home warranties typically only cover malfunctions due to normal wear and tear. They commonly won't cover systems or appliances that have need repairs or replacements due to improper maintenance, animal infestations, natural disasters, etc.
Whether or not a home warranty is worth it depends on your personal preference. Similar to any other type of insurance policy or warranty, it's there to give you a sense of protection, so you will have to decide how much that is worth to you.
Hopefully, you now feel positive that you can choose a home warranty company in Duncan after reading through our reviews. Choice Home Warranty stands out as the best overall home warranty. Its comprehensive coverage, affordable pricing, and ease of use make it a great home warranty for Duncan homeowners.
The best home warranty company in Duncan is Choice Home Warranty. Choice Home Warranty a large network of experienced repair technicians and a tremendous reputation in the Duncan area.
Home warranties cover problems with home systems and appliances that need to be repaired or replaced due to normal wear and tear. The homeowner's insurance policy is a different insurance that protects your entire home from situations like natural disasters and fires. It doesn't cover normal appliance or system damage.
First-time home buyers, landlords, real estate agents, homeowners, and home sellers are all eligible for home warranty plans. A home warranty can help make your property more attractive to prospective buyers and save homeowners money in the long run.
The systems and appliances in a home are covered under a home warranty policy in Duncan. Everything from a fridge to a pool can be covered under a home warranty.
Home warranties cover the cost of repairs and replacements as long as it is within the coverage cap of the plan. If the replacement costs more than the home warranty covers, you will have to pay for the rest out of pocket.
A home warranty in Duncan can cost between $40 and $80 a month. Higher-priced plans tend to have a lower service fee, higher coverage limits, and more coverage.