A home warranty in Ardmore can help cut your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that malfunction due to normal wear and tear.
Ardmore is a great place to own a home. However, along with all the benefits of homeownership, there are often a few negatives, too. One of the biggest headaches for many homeowners is that systems and appliances can break down unexpectedly.
Although a home warranty can help with your homeowner concerns, one pain point is narrowing down the right choice for your Ardmore home. That's why we've done the research and have made a list of the best home warranty plans in Ardmore.
After researching home warranties in Ardmore, your next step is to decide which company you want to receive a free quote from. Options can vary, so consider the following factors when choosing a home warranty plan:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that makes it more affordable when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to keep a budget in place and don't want to dip into their savings to pay for large repair or replacement expenses. Typically about 30 days after a home warranty plan is paid for, the coverage will start on your home systems and appliances.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty company. Most companies have an online portal to help you do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. Once you file the claim, it will be assigned to a local repair technician that will come to your home and assess the issue. At this point, you pay your service fee. Service fees usually range in price from around $60 to $150 and this is the only out-of-pocket fee you will have to pay unless the repair cost is higher than your home warranty's coverage limit.
A home warranty in Ardmore typically covers the main systems and appliances in your home. Typical appliances covered by a home warranty include a garbage disposal, washer, refrigerator, dryer, dishwasher, microwave, and more. The systems that are most commonly covered will be plumbing systems, heating systems, air conditioners, hot water heaters, and electrical systems. Add-on options can vary by company but often include things such as a septic system, plumbing stoppages, central vacuum, second refrigerator, and sprinkler system.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your home and follow preventative maintenance guidelines, the home warranty will not cover it. Things like misuse, pre-existing conditions, cosmetic damages, and lack of maintenance are not included in a home warranty policy.
Ardmore is known for its hot summers, and if you live in Ardmore, you know that those summers can be rough. During the summer months, your air conditioner can be strained in its effort to combat the heat. If your air conditioner did stop working, a home warranty can cover the repairs and help lower your out-of-pocket expenses.
Additionally, though home warranty companies vary, some providers will let you transfer your warranty if you sell your home. This can make your property more attractive to potential home buyers and maybe even make your home sell faster.
Home warranties also have some cons. Though it can save you time when the home warranty sends out a repair technician who handles the repair for you, some may not like this, and they would rather select a contractor themselves. If that's the case for you, some home warranty plans allow you to select a contractor. Another drawback is that home warranties may not include some repairs, such as those due to natural disasters. For example, if your house floods, the systems and appliances that were impacted most likely won't be covered by the home warranty.
It can be challenging to budget for the unexpected expenses that can come with homeownership, but a home warranty can help with that. As with any sort of warranty or insurance policy, there will always be pros and cons of getting one but its main purpose is to offer you protection and peace of mind.
Hopefully, you now feel like you can select the right home warranty for your Ardmore home. The best provider in Ardmore is Choice Home Warranty. Choice Home Warranty provides home warranties with comprehensive coverage at an affordable cost.
The best home warranty company in Ardmore is Choice Home Warranty. Choice Home Warranty has an expansive network of professional technicians and a tremendous reputation in the Ardmore area.
A home warranty is a type of contract that covers repairing and replacing major home systems and appliances.
A home warranty plan will cover repair and replacement costs for systems and appliances in a home. Home warranties only cover damage due to normal wear and tear and often don't cover something that happened as a result of a pre-existing condition.
Most home warranties cover replacement costs in addition to repair costs. How much the home warranty will cover varies from one plan to the next. You can expect that home warranties will give you some money towards a replacement but the entire replacement may not be paid for.
A home warranty policy can cost on average about $300 to $800 a year in Ardmore. Our high-rated home warranty providers' most comprehensive coverage options vary from $546 to $840 per year. You can decrease your monthly bill with some companies by opting for a higher service fee. Additionally, it's often cheaper to pay annually rather than monthly. For example, the warranty might cost $50 a month or $570 for 13 months. In this example, opting for the annual plan over monthly payments saves you $80. It's important to compare plans to determine what the best value is.