A West Chester home warranty policy can help protect you by reducing the costs of major repairs and replacements on your home's appliances and systems.
West Chester gives homeowners some great living options. However, unplanned repair and replacement costs on your home's systems and appliances can get quite costly.
Finding the best home warranty on the market can be quite time-consuming because there are so many companies to choose from. That's why our team at House Method did the research and made a list of the best home warranty companies in West Chester for you.
After researching the basics of home warranties in West Chester, your next step is to decide which company you'd like to receive a free quote from. Here are some tips on looking for a home warranty in West Chester:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in West Chester
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they have issues over time due to normal wear and tear. Having a home warranty in place can provide some peace of mind and guard your bank account from large out-of-pocket costs. Most home warranty plans start about 30 days after paying for the home warranty policy.
When a covered appliance or system needs to be repaired, you file a claim with your home warranty provider. Most companies have an online portal system where you can do this. Once you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. After that, you will pay your service fee. Service fees for home warranties range from $60 to $150. Most home warranty plans also have a coverage limit, which is the maximum amount per appliance that the home warranty company will cover for repairs and replacements.
A home warranty plan provides coverage on your home's major appliances and systems and it can help lower your home maintenance expenses. The appliances usually covered under a home warranty plan are the dishwasher, microwave, dryer, refrigerator, washing machine, oven, and more. System coverage typically includes water heaters, heating systems, air conditioning, plumbing, electrical systems, and more. Add-on coverage will vary from one plan to another, but you can expect to see things such as central vacuums, pools, spas, roof leaks, electronics, and sump pumps.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and maintain them properly, the home warranty will not cover it. Things like pre-existing conditions, misuse, lack of maintenance, and cosmetic damages are not included in a home warranty policy.
Since temperatures in West Chester can be quite hot in the summer, the weather can put a lot of strain on your air conditioning unit and HVAC system. Having a home warranty plan can help homeowners save money if one of these systems or appliances stops working suddenly.
A home warranty also can also save you time and energy. Instead of spending hours finding and selecting a repair person to fix your appliance or system, home warranty companies do the hard work for you and just send a trusted professional to your door whenever you need them.
There are also some downsides to getting a home warranty policy, such as the coverage exclusions. For example, home warranties may not cover home systems or appliances that are already covered under a manufacturer's warranty. Plus, if you don't maintain your home systems or appliances properly, or if they need repairs due to a natural disaster or animal infestation — anything besides normal wear and tear — the home warranty may not cover it.
It isn't always easy to budget for the unexpected expenses that can come with homeownership, but a home warranty can help you with that. As with any sort of warranty or insurance policy, there will always be pros and cons of buying one but its main purpose is to offer you protection and peace of mind.
A home warranty in West Chester can save you a lot of money and offer you peace of mind when it comes to costly home repairs and replacements. When it comes to home warranties in West Chester, the best overall is Choice Home Warranty. Choice Home Warranty provides great coverage at an affordable cost.
The best home warranty provider in West Chester is Choice Home Warranty. Choice Home Warranty an expansive network of experienced technicians and a great reputation in the West Chester area.
A home warranty is a contract that covers the repairs and replacements of your major home systems and appliances.
Typically coverage for a home warranty begins 30 days on the day the sale closes. However, a few companies may let you make a service request before this, so check with customer service to find the exact waiting period for your case.
The systems and appliances in a home are covered under a home warranty in West Chester. Everything from a fridge to a washer can be covered under a home warranty.
A home warranty in West Chester can cost between $40 and $80 a month. The higher-priced plans tend to have more coverage, higher coverage limits, and a lower service fee.
Homeownership can be expensive. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty plan, you won't have any large hits to your savings account for home maintenance.