A Toledo home warranty plan can help protect homeowners by covering major repairs and replacements on your home's appliances and systems.
Homeownership in Toledo has many positives, but it also does not come without its difficulties. Your home's appliances and systems will inevitably need repair and this could mean a huge expense hitting your bank account suddenly.
Finding the best home warranty on the market can be quite time-consuming since there are so many companies to choose from. That's why our team at House Method did the research and made a list of the best home warranty companies in Toledo for you.
After looking into the basics of home warranties in Toledo, the next step is to decide which company you're interested in getting a free quote from. Options can vary, so consider the following factors when choosing a home warranty policy:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty in Toledo. The 2 home warranty plans that Choice offers include options for appliance and system coverage. With a home warranty from Choice, you can benefit from very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty offers 2 plans for Toledo homeowners. The Basic Plan and Total Plan are the options they have, which contain a mix of system and appliance coverage. Choice's service fees are an affordable $85, and the coverage caps come out to around $3,000 per covered appliance or system.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. Read our full review of Choice Home Warranty to learn more.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for Toledo residents. When you buy a home warranty from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 policies that Select offers include options for appliance and system coverage.
Select Home Warranty has 3 plans that offer a combination of appliance and system coverage. The coverage caps associated with Select's plans are around the $2,000 mark for many of the major systems and appliances, and service fees are a reasonable $60.
Read our Select Home Warranty full review to learn more. To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Toledo, American Home Shield offers the most customizable home warranty. AHS has 3 simple plans, making the selection process quick and easy. When you buy a plan from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield has 3 plans that provide a mix of appliance and system coverage. AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are customizable and range from $75 to $125.
Read more by visiting our American Home Shield Review. To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Toledo residents. HSC is a home warranty provider with 14 years of experience in the industry, and it has proved to be one of the best providers in the business. HSC has 2 simple plans, making the selection process easy. With a home warranty from HSC, you can benefit from quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. HSC has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the provider. Service fees are customizable and range from $65 to $90.
Read our The Home Service Club full review to learn more. To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Toledo, Liberty Home Guard is the most trustworthy home warranty. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 plans from Liberty are easy to comprehend and have a mix of both system and appliance coverage.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. Liberty's service fees are an affordable $75, and the coverage caps come out to about $3,000 for each covered system or appliance.
To get a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281. To read more, visit our comprehensive review of Liberty Home Guard.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Toledo, First American Home Warranty offers the best home warranty for appliance coverage. First American has 2 plans for homeowners to decide between. First American has established itself as a company with very affordable and comprehensive appliance coverage. It also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
There are 2 home warranty plans from First American Home Warranty: Basic Plan and Premier Plan. First American's service fees are a reasonable $85, and the coverage limits come out to around $1,500 per covered system or appliance.
To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. For more information on this provider, read our review of First American Home Warranty.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Toledo, Cinch Home Services is the home warranty with the best workmanship guarantee. With a home warranty from Cinch, you can enjoy a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind. The 3 plans from Cinch are easy to comprehend and have a mix of both system and appliance coverage.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are around the $1,000-$2,000 mark for most of the major systems and appliances, and service fees are customizable and range from $75 to $150.
Read more by visiting our detailed review of Cinch Home Services. To receive a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Toledo
A home warranty is a protection plan that cuts back on the cost of repairs when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to stick to their budget and don't have the savings to pay for large repair or replacement expenses. Typically about 30 days after a home warranty plan is paid for, the coverage will start on your home systems and appliances.
When you have a problem with one of your appliances or systems, you can file a claim with your home warranty provider. Then, a customer service representative will reach out to you about a repair technician coming over to take a look at the issue. The claim is then processed, and a homeowner will pay the predetermined service fee to schedule the repair for their home. This repair will typically happen within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees are between $60 and $150.
A home warranty plan provides coverage on your home's major appliances and systems and it can help lower how much you spend on maintaining your home. The appliances usually covered under a home warranty include microwave, clothes dryer, refrigerator, garbage disposal, clothes washer, dishwasher, and more. The systems usually included are air conditioners, plumbing systems, electrical systems, ductwork, and hot water heaters. Many plans also offer add-on coverage options like locksmith, septic systems, central vacuum, and even roof leaks.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and maintain them properly, the home warranty will not cover it. Things such as lack of maintenance, pre-existing conditions, misuse, and cosmetic damages are not included in a home warranty policy.
Toledo's cold winters can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner stops working in the middle of July, a home warranty can cover the needed repairs, saving you from spending a lot of money out of pocket.
Additionally, though home warranty companies vary, some providers will allow you to transfer your warranty if you sell your home. This can make your house more attractive to potential home buyers and maybe even make your home sell faster.
As for the drawbacks of home warranties, home system and appliance coverage varies by provider so it's important to understand what each policy covers and excludes in the contract. Another stipulation is that home warranties typically only cover malfunctions due to normal wear and tear. They most likely won't cover systems or appliances that have stopped working due to improper maintenance, animal infestations, natural disasters, etc.
Whether or not a home warranty is worth it depends on your personal preference. Like any other type of insurance policy or warranty, it's there to provide you some peace of mind, so you will have to be the judge of how much that is worth to you.
Hopefully, this review of Toledo's best home warranty companies has helped you narrow down your choices and decide on a plan. The best provider in Toledo is Choice Home Warranty. It offers great and comprehensive coverage of all the essential home systems and appliances at an affordable cost with several optional add-ons.
The best home warranty company in Toledo is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced service technicians and a great reputation in the Toledo area.
A home warranty is a type of service contract that provides homeowners extra coverage for their household systems and appliances. These include dryers, refrigerators, garbage disposals, dishwashers, washing machines, heating and cooling systems, electrical systems, plumbing, sump pumps, and water heaters, among others. Some plans also offer coverage for roofs, pools, garage door openers, and ceiling fans. A home warranty can help you save money if these appliances and systems break down unexpectedly.
Home buyers, real estate agents, homeowners, home sellers, and landlords can all get home warranty plans. A home warranty can help make your house more attractive to prospective buyers and save homeowners money in the long run.
The systems and appliances in a home are covered under a home warranty in Toledo. Everything from a oven to a garage door can be covered under a home warranty.
A Toledo home warranty can cost anywhere from $40 to $80 a month. The higher-priced plans tend to have a lower service fee, more coverage, and higher coverage limits.
Many homeowners feel like a home warranty is worth it because it can help protect against unforeseen expenses. If you're worried about your budget and your ability to keep your home in good working order, getting a home warranty can help. One of the major advantages of a home warranty is that it can provide you some financial peace of mind.
