When one of your systems or appliances breaks down, a home warranty will step in and help you cover the costs. A home warranty plan can give homeowners the peace of mind they need to feel less overwhelmed by homeownership.
Tate gives homeowners some great housing options. However, sudden repair and replacement costs on your home's systems and appliances can get quite costly.
Finding the best home warranties on the market can be a challenge because of the numerous options out there. If you are overwhelmed by trying to compare the different options, keep reading for our guide on the best home warranty providers in Tate.
Selecting the best provider for your home warranty is the first step toward protecting your home. Before making your final decision, here are a few additional factors to keep in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Tate, Choice Home Warranty offers the best overall home warranty. Choice has been in the home warranty industry for about 14 years. The 2 policies that Choice offers include options for appliance and system coverage. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are an affordable $85.
Read our Choice Home Warranty full review to learn more. To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Tate. Select has 3 simple plans, making the selection process quick and easy. With a home warranty from Select, you can enjoy a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty has 3 plans that offer a combination of system and appliance coverage. Service fees from Select are a reasonable $60. The coverage caps are also about $2,000.
For a more detailed breakdown, read our detailed review of Select Home Warranty. To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Tate, American Home Shield is the most customizable home warranty. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, this is the home warranty for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 policies that AHS has include options for appliance and system coverage.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also typically around $2,500.
Read our review of American Home Shield to learn more. To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Tate, The Home Service Club offers the best home warranty with the quickest service. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The 2 plans from HSC are easy to understand and have a mix of both system and appliance coverage.
The Home Service Club has 2 plans that offer a mix of appliance and system coverage. HSC's service fees are customizable and range from $65 to $90, and the coverage limits come out to around $2,000 for each covered appliance or system.
To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. For more information, read our full review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Tate, Liberty Home Guard offers the most trustworthy home warranty. Liberty has more than 5 years of experience in the industry and in that time has built a a skilled network of service technicians nationwide. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry. The home warranty company offers 3 plans to policyholders that have various system and appliance coverage options.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. Liberty's service fees are an affordable $75, and the coverage caps come out to about $3,000 for each covered appliance or system.
Read our full review of Liberty Home Guard to learn more. To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage in Tate. First American has about 38 years of experience in the home warranty market and in that time has built a impressive network of service professionals in the country. When you buy a policy from First American, you will get very affordable and comprehensive appliance coverage. First American Home Warranty also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. First American has 2 simple plans, making the selection process quick and easy.
First American Home Warranty has 2 plans that provide a mix of appliance and system coverage. Service fees from First American are a reasonable $85. The coverage caps are also typically about $1,500.
To receive a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. Read more by visiting our detailed review of First American Home Warranty.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Tate, Cinch Home Services offers the home warranty with the best workmanship guarantee. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind. The home warranty provider offers 3 plans to policyholders, which have various options for appliance and system coverage.
Cinch Home Services has 3 plans that provide a combination of appliance and system coverage. Cinch's service fees are customizable and range from $75 to $150, and the coverage limits come out to around $1,000-$2,000 for each covered system or appliance.
To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505. To read more, visit our Cinch Home Services Review.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Tate
A home warranty is a plan that can help homeowners save money on appliance and system repairs and replacements. Our appliances and home systems are what make living in a Tate home comfortable and convenient. When these things start to break down, it can be expensive and a headache. Fortunately, with a home warranty plan, an affordable repair is just a phone call away.
Filing a claim with your home warranty company is quite easy. You can utilize either an online portal or a direct phone number to file your claim with your home warranty company. After that, you will pay your service fee. Service fees for home warranties range from $60 to $150. Most home warranty plans also have a coverage cap, which is the maximum amount per appliance that the home warranty company will cover for repairs and replacements.
A home warranty offers coverage on your home's major appliances and systems and it can help reduce how much you spend on maintaining your home. Typical appliances covered by a home warranty plan include a washer, dishwasher, dryer, garbage disposal, refrigerator, microwave, and more. The systems that are most commonly covered will be electrical systems, hot water heaters, heating systems, air conditioners, and plumbing systems. Many plans also offer add-on coverage options like locksmith, roof leaks, septic systems, and even central vacuum.
A home warranty will only protect against normal wear and tear on your home systems and appliances. Things such as misuse, lack of maintenance, cosmetic damages, and pre-existing conditions are not included in the home warranty policy.
Home warranties are an inexpensive way to protect your home systems and appliances from normal wear and tear. With temperatures in Tate hitting upward of 62 degrees in the summer, you may find that some appliances, like your air conditioning system, get a lot of use. A home warranty can significantly lower your out-of-pocket expenses should your HVAC system break down.
Plus, though it varies by company, some providers will allow you to transfer your warranty in the event that you sell your home. This can make your home more attractive to potential home buyers and maybe even make your home sell faster.
Home warranties also have some drawbacks. Though it can be convenient that the home warranty sends out a contractor who handles the repair for you, some homeowners may not like this, and they may want to choose a contractor themselves. If that's the case for you, some home warranty plans allow you to choose a contractor. Another drawback is that home warranties may not include some repairs, like those that are needed because of natural disasters. For example, if your house floods, the systems and appliances that were affected probably won't be covered by the home warranty.
It can be challenging to budget for the unexpected expenses that can come with owning a home, but a home warranty can help with that. Like any other warranty or insurance policy, there will always be advantages and disadvantages of getting one but its main purpose is to offer you protection and peace of mind.
Hopefully, you now feel like you can choose the right home warranty for your Tate home. All of these top providers have impressive histories and backgrounds and coverage plans. Among them, Choice Home Warranty stands out as the best overall choice. Its comprehensive coverage, affordable pricing, and easy to understand policies make it a great home warranty for Tate homeowners.
Our pick for the best overall home warranty provider in Tate is Choice Home Warranty but the perfect company for you will depend on factors like what appliances and systems you need to have covered.
A home warranty is a of service contract that gives homeowners extra coverage for their household systems and appliances. These include refrigerators, dryers, washing machines, dishwashers, garbage disposals, heating and cooling systems, electrical systems, sump pumps, water heaters, and plumbing, among others. Some plans also offer coverage for garage door openers, ceiling fans, pools, and roofs. A home warranty can help you save money if these appliances and systems break down unexpectedly.
A home warranty protects against the normal wear and tear of systems and appliances in a home. Homeowners insurance protects your entire home in case of something such as a natural disaster or fire. With homeowners insurance, you will not be able to file a claim should you need a new washing machine or oven, unless the damage is due to a natural disaster.
Typically coverage for a home warranty begins 30 days on the day the sale closes. However, a few providers may let you make a service request before this, so verify with customer service to find the exact waiting period for your situation.
Most home warranties are going to cover replacement costs in addition to repair costs. How much the home warranty will cover varies from one plan to the next. Your home warranty will give you some money towards a replacement but don't expect to have the entire replacement paid for.
A home warranty policy can cost on average anywhere from around $300 to $800 a year in Tate. Our high-rated home warranty providers' most comprehensive coverage options vary from $546 to $840 per year. You can lower your monthly bill with some companies by opting for a higher service fee. Additionally, it's usually cheaper to pay annually rather than monthly. For example, the warranty might cost $50 a month or $570 for 13 months. In this example, opting for the annual plan over monthly payments saves you $80. The key is to compare plans to determine what you're really getting for the price.
