A Sugarcreek home warranty policy can help protect you by covering major repairs and replacements on your home's appliances and systems.
Although homeownership in Sugarcreek has a lot of advantages, such as being surrounded by nature, there are also downfalls, similar to owning a house anywhere else. One major hassle many homeowners have to deal with eventually is updating or repairing their appliances and home systems.
Finding the best home protection plan for your Sugarcreek home can be difficult, so our team at House Method did the research for you to help you find the top home warranty in Sugarcreek. Keep reading for our home warranty recommendations and find out which plan works best for your home.
Selecting the right provider for your home warranty is the first step toward protecting your home. Plans can vary, so take into consideration the following factors when choosing a home warranty company:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty in Sugarcreek. Choice is a home warranty company with 14 years of experience in the industry, and it has proved to be one of the best providers in the business. Choice offers 2 plans for you to choose from. When you buy a policy from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. The coverage limits from Choice are about $3,000. The service fees are an affordable $85, which is lower than other providers in the Sugarcreek area.
To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. For more information on this provider, read our Choice Home Warranty full review.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Sugarcreek. Select has 3 simple plans, making the selection process easy. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are a reasonable $60.
To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953. Read more by visiting our Select Home Warranty Review.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty for Sugarcreek residents. The 3 plans that AHS has include options for appliance and system coverage. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, you'll want to have this plan on your side. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS has coverage caps of around $2,500 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the company. Service fees are customizable and range from $75 to $125.
To receive a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. Read more by visiting our review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Sugarcreek, The Home Service Club offers the best home warranty with the quickest service. With a home warranty from HSC, you can benefit from quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC has 2 plans for homeowners to decide between.
The Home Service Club has 2 plans that offer a combination of system and appliance coverage. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also generally about $2,000 at the maximum.
To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. Read our The Home Service Club Review to learn more.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty for Sugarcreek residents. Liberty has more than 5 years of experience in the home warranty sector, and has provided excellent customer service at an affordable cost to its customers. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry. The home warranty provider offers 3 plans to policyholders with various system and appliance coverage options.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. Liberty's service fees are an affordable $75, and the coverage caps come out to around $3,000 per covered appliance or system.
For a more detailed breakdown, read our full review of Liberty Home Guard. To get a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Sugarcreek, First American Home Warranty is the best home warranty for appliance coverage. First American has been in business for about 38 years, making it a respected company in the industry. First American has 2 simple plans, making the selection process easy. First American has established itself as a company with very affordable and comprehensive appliance coverage. It also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
There are 2 home warranty plans from First American Home Warranty: Basic Plan and Premier Plan. The coverage caps from First American are about $1,500. The service fees are a reasonable $85, which is lower than other providers in the Sugarcreek area.
For a more detailed breakdown, read our review of First American Home Warranty. To receive a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Sugarcreek. The home warranty provider offers 3 plans to policyholders that have various options for appliance and system coverage. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services offers 3 plans for Sugarcreek homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which contain a mix of system and appliance coverage. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are customizable and range from $75 to $150.
To read more, visit our Cinch Home Services full review. To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Sugarcreek
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they have issues over time due to normal wear and tear. Having one in place can give you some peace of mind and prevent you from paying unexpected out-of-pocket costs. Most home warranty plans take effect about 30 days after buying the home warranty.
Filing a claim with your home warranty company is simple. You can utilize either an online portal system or a direct phone number to file your claim with your home warranty company. At this point, you will pay the service fee, which is typically between $60 and $150 depending on what plan you have. After the service fee is paid, a repair person will come to your home, assess the issue, and make the repair. If the repair is covered under the warranty and the coverage cap is not reached, most homeowners will not have any other out-of-pocket costs .
A home warranty plan will cover systems and appliances that have broken down from normal wear and tear. For instance, if your A.C. suddenly needs repairs under normal use conditions, you can call your home warranty provider. Appliances covered under a home warranty plan are usually the microwave, refrigerator, dryer, dishwasher, garbage disposal, and more. Systems that are covered usually include air conditioners, heating systems, plumbing systems, electrical systems, and water heaters. Many plans also have add-on coverage options like central vacuum, locksmith, roof leaks, and even septic systems.
An important thing to note is that home warranties only protect against normal wear and tear on your home systems and appliances. Things such as misuse, lack of maintenance, pre-existing conditions, and cosmetic damages are excluded from the home warranty policy.
Home warranty policies are a great way to protect your home systems and appliances from normal wear and tear. With temperatures in Sugarcreek reaching upward of 60 degrees in the summer, you may find that some appliances, such as your air conditioning system, get a lot of use. A home warranty can remarkably decrease your out-of-pocket costs should your HVAC system stop working.
Plus, having a Sugarcreek home warranty can help make your house more appealing to potential home buyers should you ever decide to sell later. Many home warranty providers will allow you to transfer your plan to a new owner and give them the protection you've been benefiting from.
Home warranties also have some downsides. While it can give you less to worry about since the home warranty sends out a repair technician who handles the repair for you, some homeowners may not like this, and they would prefer to choose their own contractor. If that's important to you, some home warranty providers allow you to choose a contractor. Another thing to bear in mind is that some companies don't cover pre-existing problems and may require an inspection before coverage begins. Ask the home warranty provider for clarification about it if you aren't sure or if this is a problem for you.
Owning a home is a big responsibility that can be expensive, but rewarding. A home warranty is one thing that can help ease the costs of home maintenance, but its worth for you is something you'll have to weigh before getting a policy.
Hopefully, this review of Sugarcreek's top home warranty providers has helped you narrow down your choices and find the best plan for you. The best provider in Sugarcreek is Choice Home Warranty. It offers great and comprehensive coverage of all the essential home systems and appliances at an affordable cost with several optional add-ons.
The top home warranty company in Sugarcreek is Choice Home Warranty. Choice Home Warranty has an expansive network of professional contractors and a respected reputation in the Sugarcreek area.
First-time home buyers, landlords, homeowners, home sellers, and real estate agents can all get home warranty plans. A home warranty can help make your home more attractive to prospective buyers and save homeowners money in the long run.
A home warranty policy will cover repair and replacement costs for systems and appliances in a home. Home warranties will not cover the intentional breaking of an appliance or pre-existing conditions.
Home warranties cover the cost of repairs and replacements as long as it is within the policy limits of the plan. If the replacement costs more than the home warranty plan covers, you will have to pay the rest out of pocket.
Many homeowners find a home warranty is worth the money because it helps protect against unexpected expenses. If you're worried about your finances and your ability to keep your home in good working order, a home warranty can help. One of the major positives of a home warranty is that it can provide you some financial peace of mind.
