A home warranty can offer you the peace of mind you need about your home and shield your bank account from large expenses by covering your home's major systems and appliances.
Homeownership in Kettering can be a satisfying stage for many people, but it also comes with its fair share of challenges. Home repairs can be an unexpected financial burden for many homeowners.
Finding the right home warranty plan for your Kettering home can be difficult, so our team at House Method did the research for you to help you find the top home warranty in Kettering. Read on for our home warranty recommendations and find out which plan works best for your home.
Now that you're ready to purchase a home warranty plan, the first step is thinking about what items you want coverage for. From there, you can compare plans and contact different home warranty providers for a free quote. Policies can vary, so take into consideration the following factors when picking a home warranty plan:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a service contract that reduces the cost of repairs when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to stick to their budget and don't want to dip into their savings to pay for large repair or replacement expenses. Typically about 30 days after purchasing a home warranty, the coverage will start on your home systems and appliances.
When you notice an issue with one of your appliances or systems, you can submit a claim with your home warranty company. Then, a customer service representative will contact you about a repair technician coming over to take a look at the issue. At this point, you will pay the service fee. Service fees for home warranties range in price from $60 to $150. Most home warranty plans also have a coverage limit, which is the maximum amount per year that the home warranty company will cover for repairs and replacements.
A home warranty will cover systems and appliances from normal wear . The appliances commonly covered under a home warranty plan are the washing machine, microwave, refrigerator, oven, dishwasher, dryer, and more. System coverage typically includes plumbing, electrical systems, heating systems, water heaters, air conditioning, and more. You can also optionally choose to pay a bit extra for add-on coverage for items like septic systems, spas, roof warranty, and swimming pools.
Kettering homeowners should be aware that a home warranty will only cover repairs and replacements that arise from normal wear and tear. Home warranties do not cover things like misuse of a system or appliance, pre-existing conditions, natural disasters, or cosmetic issues. You have to keep up with preventative maintenance on your home systems and appliances to make sure that your next repair or replacement-related complication will be covered by the policy.
Kettering's mild winters and hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner fails in the middle of July, a home warranty can cover the necessary repairs, preventing you from spending unexpected money out of pocket.
Another good thing about having a home warranty while selling your home is that some providers let you transfer your home warranty plan to the new owners. This can make your house more attractive to potential home buyers and help your house sell faster.
One of the main drawbacks of home warranties is not every home system and appliance you care about may be covered. It's important to weigh the different plans and purchase one that covers all the appliances, systems, and add-ons you need. Another potential pain point of home warranties is that they don't cover systems or appliances that have been improperly maintained. This can lead to your repair requests being rejected, so it's important to carefully follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Although home warranties do have some downsides, whether during winter, summer, or the months in between, a home warranty can help lower the inevitable hassle of home appliances and system repairs, giving you some peace of mind.
A home warranty in Kettering can save you lots of money and offer you peace of mind when it comes to expensive home repairs and replacements. Choice Home Warranty stands out as the best overall company. Its comprehensive coverage, fair pricing, and easy to understand policies make it a great home warranty for Kettering homeowners.
The best overall home warranty company in Kettering is Choice Home Warranty but the perfect company for you will depend on factors like what appliances and systems you need coverage for.
A home warranty is a contract that covers repairing and replacing major home system components and appliances.
Home warranty plans cover problems related to systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a different kind of insurance that protects one's entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system damage.
Home warranties will cover the cost of repairs and replacements as long as it is within the coverage cap of the plan. If the replacement will cost more than the home warranty plan covers, you will have to pay the rest out of pocket.
Many homeowners find a home warranty is a good investment since it can help protect against unexpected expenses. If you're worried about your finances and your ability to keep your home in good working order, getting a home warranty can help. One of the big positives of a home warranty is that it can offer you some financial peace of mind.