A home warranty can give you the peace of mind you need about your home and safeguard your bank account from large expenses by covering your home's major systems and appliances.
Finneytown gives homeowners some great housing options. However, unplanned repair and replacement costs on your home's systems and appliances can get quite costly.
Since the home warranty market is filled with a lot of providers — all with different plans — our team at House Method decided to do the research for you to help you find the best home warranty in Finneytown.
After researching home warranties in Finneytown, your next step is to determine which company you want to receive a free quote from. Before deciding which home warranty to buy, here are a few additional factors to keep in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Finneytown
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they stop working over time due to normal wear and tear. Having one in place can offer you some peace of mind and protect your bank account from big out-of-pocket costs. Most home warranty plans take effect about 30 days after purchasing the home warranty.
For Finneytown homeowners, when an issue happens with a covered appliance or system, it is very simple to file a claim. Most home warranty providers have an online portal where you can file a claim. The claim is then processed, and a homeowner will pay a service fee to schedule the repair for their home. This repair will usually occur within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees are between $60 and $150.
A home warranty will cover systems and appliances that have stopped working due to normal wear and tear. For instance, if your dishwasher suddenly stops working under normal use conditions, you can call your home warranty company. The appliances typically covered under a home warranty plan are the dryer, dishwasher, oven, refrigerator, washing machine, microwave, and more. System coverage typically includes plumbing, electrical systems, water heaters, heating systems, air conditioning, and more. The add-on coverage options can include septic system, pool, spa, roof leak, and sometimes even things like locksmith or pest control.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your home and follow preventative maintenance guidelines, your home warranty will not cover it. Things like misuse, cosmetic damages, lack of maintenance, and pre-existing conditions are excluded from a home warranty policy.
Since temperatures in Finneytown can be quite hot in the summer, the weather can put a lot of strain on your air conditioning unit and HVAC system. Buying a home warranty policy can help homeowners save money if one of these systems or appliances stops working all of a sudden.
In addition, though home warranty companies vary, some providers will allow you to transfer your warranty in the event that you sell your home. This can make your house more attractive to potential home buyers and maybe even make your home sell faster.
Home warranties also have some downsides. While it can save you time when the home warranty sends out a repair person who carries out the repair for you, some homeowners may not like this, and they would prefer to choose a contractor themselves. If that's the case for you, some home warranty plans let you choose a contractor. Another thing to consider is that some companies don't cover pre-existing problems and may require an inspection before coverage begins. Ask the home warranty company for clarification about it if you aren't sure or if this is a problem for you.
It's not always easy to budget for the unexpected expenses that can come with homeownership, but a home warranty can help you with that. Similar to any other warranty or insurance policy, there will always be advantages and disadvantages of buying one but its main purpose is to provide protection and peace of mind.
Hopefully, you now feel as though you can select the right home warranty for your Finneytown home. All of these top companies have impressive experience in the industry and coverage options. Among them, Choice Home Warranty stands out as the best overall choice. Choice Home Warranty offers great coverage at an affordable price.
The best home warranty company in Finneytown is Choice Home Warranty. Choice Home Warranty has a large network of professional technicians and a respected reputation in the Finneytown area.
A home warranty plan covers the normal wear and tear of home systems and appliances. A homeowners insurance plan protects the entire home in case of something like a natural disaster or fire. Under homeowners insurance, you won't be able to file a claim if you need a new washing machine or oven, unless the damage is due to a natural disaster.
A home warranty plan can help real estate agents, homeowners, homebuyers, home sellers, and investors. It can provide peace of mind to anyone that is involved with homeownership.
The systems and appliances in a home are covered under a home warranty policy in Finneytown. Everything from a fridge to a garage door can be covered under a home warranty.
Home warranties cover the cost of repairs and replacements if it is within the coverage cap of the plan. If the replacement will cost more than the home warranty plan covers, you will have to pay the rest out of pocket.
A home warranty in Finneytown can cost between $40 and $80 a month. Higher-priced plans typically have higher coverage limits, a lower service fee, and more coverage.