A Columbus home warranty plan can help protect homeowners by reducing the costs of major repairs and replacements on your home's appliances and systems.
Being a homeowner in Columbus is a great option for those who love bustling cities. However, as great as Columbus is, homeownership always comes with its fair share of difficulties, such as trying to pay for your appliance repairs yourself.
Finding the best home warranties on the market can be difficult because of the sheer number of options out there. If you are frustrated with trying to compare the different options, keep reading for our guide on the best home warranty providers in Columbus.
The first step in protecting your house with a home warranty is determining which provider's plan is right for you. Think about the appliances and systems in your home you'd like coverage for and compare the plans. Options can vary, so take into consideration the following factors when picking a home warranty plan:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that helps homeowners manage the high costs of appliance and systems repairs. Home warranties will cover a select number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty is one thing that can make it easier to budget and manage your finances. Home warranty plans generally have a thirty-day waiting period from the time you pay to the time you can file your first claim.
When you notice an issue with one of your appliances or systems, you can submit a claim with your home warranty company. Then, a customer service representative will contact you about a contractor coming over to look at the issue. At this point, you will also need to pay your service fee. Once the repair technician looks at the problem, they will take care of it at no cost to you. The only time a Columbus homeowner may have out-of-pocket costs is if the repair or replacement is above the item's coverage cap.
A home warranty plan will cover systems and appliances that have broken down from normal wear and tear. For example, if your A.C. suddenly needs repairs under normal use conditions, this is a perfect time to call your home warranty provider. The appliances include a clothes washer, refrigerator, dishwasher, microwave, clothes dryer, cooktop, stove, and more. The systems included are the air conditioner, heating system, electrical, plumbing, water heater, and more. Add-on coverage will vary from plan to plan, but you can expect to see add-ons like spas, roof leaks, central vacuums, electronics, pools, and sump pumps.
Columbus homeowners should know that a home warranty policy will only cover repairs and replacements that arise from normal wear and tear. Home warranties do not cover things like pre-existing conditions, cosmetic issues, natural disasters, or misuse of a system or appliance. You need to keep up with preventative maintenance on your home systems and appliances to be sure that your next repair or replacement-related problem will be covered by the policy.
Home warranty policies are an affordable way to guard your home systems and appliances from normal wear and tear. With temperatures in Columbus hitting upward of 60 degrees in the summer, you may find that certain appliances, such as your air conditioning system, get a lot of use. A home warranty can considerably bring down your out-of-pocket costs should your HVAC system stop working.
Another benefit of having a home warranty when you're selling your home is that some providers let you transfer your home warranty policy to the new owners. It can make your house more attractive to potential home buyers and may help your house sell faster.
One of the major drawbacks of a home warranty is not everything may be covered. It's important to weigh the different policies and choose one that covers all the appliances, systems, and add-ons you need. Another possible pain point of home warranties is that they don't cover items that have been improperly maintained. This can lead to your claims being rejected, so it's important to be sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
It can be challenging to budget for the unexpected expenses that can come with homeownership, but a home warranty can help you with that. Similar to any other warranty or insurance policy, there will always be advantages and disadvantages of getting one but its main purpose is to provide protection and peace of mind.
A home warranty in Columbus can save you thousands of dollars and offer you peace of mind when it comes to costly home repairs and replacements. All of these top home warranty providers have impressive histories and backgrounds and coverage plans. Among them, Choice Home Warranty stands out as the best overall choice. Choice Home Warranty offers comprehensive coverage at an affordable price.
Our pick for the best overall home warranty provider in Columbus is Choice Home Warranty but the best company for you will depend on factors like what appliances and systems you need coverage for.
A home warranty is a type of service contract that covers the repairs and replacements of major home systems and appliances.
Most home warranty plans have a 30-day waiting period before you can file claims, but some may offer coverage sooner so make sure you check with the company about this.
A home warranty policy covers repair and replacement costs for home systems and appliances. Home warranties only cover damage due to normal wear and tear and often don't cover something that happened as a result of a pre-existing condition.
A service fee is an expense that a homeowner pays before a repair technician or contractor comes to your home to repair your home warranty-related problem. The pricing is typically between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket cost that homeowners have with a home warranty in place apart from the policy's premium.
Many homeowners find a home warranty is worth it because it helps protect against unforeseen expenses. If you're worried about your budget and home maintenance, a home warranty can help. One of the big positives of a home warranty is that it can provide you some financial peace of mind.