When one of your systems or appliances breaks down, a home warranty will step in to help you cover the costs. Having a home warranty in place can give homeowners the peace of mind they need to feel less stressed by homeownership.
There are many benefits of homeownership in Bowling Green. However, major home systems and appliances, like your plumbing and washer and dryer, can break down due to normal wear and tear, leaving you with costly repairs.
Finding the best home warranties on the market can be quite a challenge because of the many options out there. If you are tired of trying to compare the different options, keep reading for our guide on the best home warranty companies in Bowling Green.
The first step in protecting your home with a home warranty is determining which company's plan is the best for you. Consider the appliances and systems in your home you want coverage for and compare the policies. Here is a list of some tips on buying a home warranty in Bowling Green:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that cuts back on the cost of repairs when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to keep a budget in place and don't have the savings to pay for large repair or replacement expenses. Typically about 30 days after purchasing a home warranty plan, the coverage will start on your home systems and appliances.
For Bowling Green homeowners, when a problem happens with a covered appliance or system, it is very simple to file a claim. Most home warranty companies have an online portal where you can submit a claim. Once you submit the claim, it will be assigned to a local repair person that will come to your home and fix the issue. At this point, you pay the service fee. Service fees usually range in price from about $60 to $150 and this is the only out-of-pocket cost you will have to pay unless the repair cost is higher than your home warranty's coverage limit.
A home warranty in Bowling Green typically covers the main systems and appliances in your house. The appliances usually covered under a home warranty include dishwasher, garbage disposal, refrigerator, clothes washer, microwave, clothes dryer, and more. The systems usually included are plumbing systems, electrical systems, hot water heaters, ductwork, and air conditioners. Many plans also have add-on coverage options like central vacuum, roof leaks, septic systems, and even locksmith.
A home warranty will only cover normal wear and tear that occurs on your home systems and appliances. Things such as lack of maintenance, pre-existing conditions, cosmetic damages, and misuse are excluded from the home warranty policy.
Temperatures in Bowling Green can vary greatly throughout the year, which means your air conditioner and heating systems are likely to get a decent amount of use. As a homeowner in Bowling Green, one benefit of having a home warranty is knowing that these home systems and major appliances can be covered in the event they need to be repaired or replaced.
Additionally, though home warranty companies vary, some providers will let you transfer your warranty in the event that you sell your home. This can make your house more attractive to potential home buyers and help your home sell faster.
One disadvantage of getting a home warranty is that there are often exclusions. For example, if you already have a manufacturer's warranty on one of your appliances, it may not be included in the home warranty, so it's important to read through the contracts you're considering carefully to understand what is included and what isn't. Another potential pain point of home warranties is that they don't cover items that haven't been properly maintained. This can lead to your repair requests being denied, so it's important to be sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
A home warranty can help ease some of a homeowner's maintenance worries, but in the end, it's up to you to determine if investing in one is a good choice for you and your family. Be sure to do your research and read over any home warranty plans that you're seriously considering getting to get a handle on what repairs will and will not be covered under your contract.
A home warranty in Bowling Green can save you lots of money and give you peace of mind when it comes to pricey home repairs and replacements. All of these top choices have impressive experience in the industry and coverage plans. Among them, Choice Home Warranty stands out as the best overall choice. Choice Home Warranty provides home warranties with comprehensive coverage at an affordable cost.
Our pick for the best overall home warranty in Bowling Green is Choice Home Warranty but the best company for you will vary based on factors such as what appliances and systems you need coverage for.
First-time home buyers, real estate agents, homeowners, landlords, and home sellers are all eligible for home warranty plans. A home warranty can help make your house more appealing to prospective buyers and save homeowners money in the long run.
Most home warranty policies have a 30-day waiting period before you can make service requests, but some may offer coverage sooner so be sure to check with the company about this.
A home warranty will cover repair and replacement costs for systems and appliances in a home. Home warranties will not cover the intentional breaking of an appliance or pre-existing conditions.
Most home warranty plans are going to cover replacement costs as well as repair costs. How much the home warranty will cover varies from one plan to the next. Your home warranty will give you some money towards a replacement but don't expect to have the entire replacement paid for.
A home warranty plan can cost on average about $300 to $800 a year in Bowling Green. Our top-rated home warranty providers' most comprehensive coverage options vary from $546 to $840 per year. You can get a lower monthly payment with some companies by choosing a higher service fee. Additionally, it's usually cheaper to pay annually rather than monthly. For example, the warranty might cost $50 a month or $570 for 13 months. In this example, opting for the annual plan over monthly payments saves you $80. The key is to compare plans to determine what you're really getting for the price.