A home warranty can give you the peace of mind you need about your home and guard your bank account from large expenses by covering your home's major systems and appliances.
With hot summers and cool winters, maintaining your home appliances and systems, specifically HVAC, are extremely important for homeowners in the Beckett Ridge area of Ohio.
Because the home warranty market is saturated with a lot of providers — all with different plans — our team at House Method decided to do the research for you to help you find the right home warranty in Beckett Ridge.
After researching the basics of home warranties in Beckett Ridge, the next step is to figure out which company you're interested in receiving a free quote from. Before making your final decision, here are a few additional factors to consider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Beckett Ridge
A home warranty is a plan that can help homeowners save money on appliance and system repairs and replacements. Working appliances and home systems are what make living in a Beckett Ridge home comfortable and convenient. When they start to break down, it can be costly and a headache. Fortunately, with a home warranty plan, an affordable repair is just a phone call away.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty company. Most companies have an online portal system where you can do this. Once you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. The claim is then processed, and a homeowner will pay the service fee to schedule the repair for their home. This repair will generally occur within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees are between $60 and $150.
A home warranty plan provides coverage on your home's major appliances and systems and it can help reduce your home maintenance expenses. The appliances usually covered under a home warranty plan are the refrigerator, dishwasher, washing machine, dryer, oven, microwave, and more. System coverage typically includes water heaters, plumbing, heating systems, electrical systems, air conditioning, and more. The add-on coverages can include pool, roof leak, septic system, spa, and sometimes even things like locksmith or pest control.
A home warranty will only cover normal wear and tear that occurs on your home systems and appliances. Things like misuse, pre-existing conditions, cosmetic damages, and lack of maintenance are excluded from the home warranty policy.
Since temperatures in Beckett Ridge can be quite hot in the summer, the weather can put a lot of strain on your air conditioning unit and HVAC system. Having a home warranty policy can help homeowners save money if one of these systems or appliances breaks down suddenly.
Not only can a Beckett Ridge home warranty save you some money on repairs and replacements, it saves you time as well. Instead of needing to vet technicians by yourself, home warranty companies do the work for you and send a contractor from their network right to your door when you need them.
There are also some negatives to purchasing a home warranty plan, like the coverage exclusions. For example, home warranties may not cover home systems or appliances that are already covered by a manufacturer's warranty. In addition, if you don't maintain your home systems or appliances properly, or if they need repairs due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
It can be hard to budget for the unexpected expenses that can come with owning a home, but a home warranty can help with that. As with any sort of warranty or insurance policy, there will always be benefits and drawbacks of getting one but its main purpose is to offer you protection and peace of mind.
Hopefully, this review of Beckett Ridge's top home warranty providers has helped you narrow down your choices and ultimately decide on a plan. All of these top companies have impressive histories and backgrounds and coverage options. Among them, Choice Home Warranty stands out as the best overall choice. With its comprehensive plans, affordable pricing, and a good reputation in the industry, Choice Home Warranty has a lot to offer.
The top home warranty company in Beckett Ridge is Choice Home Warranty. Choice Home Warranty has a large network of experienced repair technicians and a great reputation in the Beckett Ridge area.
A home warranty is a contract that covers the repairs and replacements of major home system components and appliances.
A home warranty plan helps protect against the normal wear of systems and appliances in a home. Homeowners insurance protects your home in case of something like a natural disaster or fire. Under a homeowners insurance plan, you will not be able to file a claim should you need a new dryer or stove, unless the damage is due to a natural disaster.
Typically coverage for a home warranty plan begins 30 days on the day the sale closes. However, a few providers may allow you to file a claim before this, so verify with customer service to find the exact waiting period for your case.
Most home warranty plans are going to cover replacement costs in addition to repair costs. How much the coverage cap is varies from one plan to the next. You can expect that home warranties will give you some money towards a replacement but the entire replacement may not be paid for.