A home warranty is a way to protect your savings from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be remarkably lower and allow you to live in your home with more peace of mind.
There are many perks of owning a home in Southern Pines. But, major home systems and appliances, like your electrical systems and kitchen appliances, can break down due to normal wear and tear, leaving you with pricey repairs.
Finding the best home warranty on the market can be quite time-consuming as there are lots of companies to decide between. That's why the House Method team did the research and made a list of the best home warranty companies in Southern Pines for you.
Selecting the right home warranty in Southern Pines for you and your family depends on the coverage you want, the home warranty company you opt for, and your location, among other factors. Below is a list of factors that you'll want to keep in mind when picking a home warranty provider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan for home systems and appliances. When your HVAC breaks down and the repair is several hundred dollars, a home warranty will make sure that you only have to pay a predetermined service fee. Home warranty coverage often starts without an inspection and generally goes into place about thirty days after making your first payment.
When one of your systems or appliances experiences a problem, you file a claim with your home warranty provider. You can do so in an online portal or by telephone, and then a technician will come and fix the problem. After that, you will pay the service fee. Service fees for home warranties range from $60 to $150. Most home warranty plans also have a coverage limit, which is the maximum cost per year that the home warranty company will cover for repairs and replacements.
A home warranty will cover systems and appliances from normal wear . The appliances that are usually covered under a home warranty include garbage disposal, dishwasher, clothes washer, microwave, refrigerator, clothes dryer, and more. The systems usually included are hot water heaters, electrical systems, ductwork, air conditioners, and plumbing systems. Add-on coverage will vary from plan to plan, but you can expect to see add-ons like sump pumps, electronics, central vacuums, pools, roof leaks, and spas.
A home warranty will only protect against normal wear and tear that occurs on your home systems and appliances. Things like cosmetic damages, lack of maintenance, pre-existing conditions, and misuse are excluded from the home warranty policy.
Since temperatures in Southern Pines can easily reach 100 degrees, the extreme weather can put a lot of strain on your air conditioner. Getting a home warranty can help homeowners save money if one of these systems or appliances stops working suddenly.
Another good thing about having a home warranty while selling your home is that you can probably transfer your home warranty plan to the new owners. This can make your home more attractive to potential home buyers and may help your home sell faster.
One main drawback of a home warranty is not every home system and appliance may be covered. It's important to research the different policies and purchase one that covers all the appliances, systems, and add-ons you need. Another thing to take into consideration is that some companies don't cover pre-existing conditions and may require an inspection before your coverage can begin. Ask the home warranty company for clarification about this if you need more information or if this is an issue for you.
It's not always easy to budget for the unexpected expenses that can come with homeownership, but a home warranty can help you with that. As with any sort of warranty or insurance policy, there will always be advantages and disadvantages of purchasing one but its main purpose is to offer you protection and peace of mind.
A home warranty in Southern Pines can save you a lot of money and offer you peace of mind when it comes to pricey home repairs and replacements. Choice Home Warranty is the best overall home warranty company in Southern Pines. It offers great and comprehensive coverage of all the essential home appliances and systems at an affordable cost with several optional add-ons.
The best home warranty company in Southern Pines is Choice Home Warranty. Choice Home Warranty has a large network of experienced technicians and a respected reputation in the Southern Pines area.
A home warranty is a contract that covers repairing and replacing major home systems and appliances.
Most home warranty policies have a 30-day waiting period before you can make service requests, but some may let you file sooner so make sure you check with the company about this.
A home warranty policy covers repair and replacement costs for systems and appliances in a home. Home warranties will not cover the intentional breaking of an appliance or something that happened as a result of a pre-existing condition.
Home warranties cover the cost of repairs and replacements as long as it is within the policy limits of the plan. If the replacement costs more than the home warranty covers, you will have to pay for the rest out of pocket.
A home warranty plan can cost on average anywhere from about $300 to $800 a year in Southern Pines. Our high-rated home warranty providers' most comprehensive coverage options vary from $546 to $840 per year. You can reduce your monthly bill with some companies by choosing a higher service fee. Additionally, it's often cheaper to pay annually rather than monthly. For example, the warranty might cost $50 per month or $570 for 13 months. In this example, going with the annual plan over monthly payments saves you $80. The key is to compare plans to determine what you're really getting for the price.