When one of your systems or appliances breaks down, a home warranty will step in and help you cover the costs. Getting a home warranty can give homeowners the peace of mind they need to feel less overwhelmed by homeownership.
As much as you may love homeownership in Pinehurst, there is always that fear about whether or not your systems and appliances are going to need to be replaced over the next few years.
Finding the best home warranties on the market can be quite a challenge because of the sheer number of options out there. If you are overwhelmed by trying to compare the different options, keep reading for our guide to the best home warranty providers in Pinehurst.
The first step in protecting your home with a home warranty is determining which company's plan is the best for you. Figure out which items in your home you'd like coverage for and compare the plans. Here is a list of factors that you'll want to consider when selecting a home warranty provider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan for home systems and appliances. When your refrigerator breaks down and the repair costs several hundred dollars, a home warranty will make sure that you only have to pay a predetermined service fee. Home warranty coverage usually starts without an inspection and you can generally start using it about thirty days after purchasing the policy.
When you have an issue with one of your appliances or systems, you can file a claim with your home warranty company. Then, a customer service representative will reach out to you about a contractor coming over to take a look at the issue. At this point, you will also need to pay your service fee. Once the repair technician looks at the issue, they will deal with it at no cost to you. The only time a Pinehurst homeowner may have to pay out-of-pocket costs is if the repair or replacement is over the item's coverage cap.
A home warranty plan will cover systems and appliances that have stopped working from normal wear and tear. For example, if your A.C. suddenly needs repairs under normal use conditions, you can call your home warranty provider. The appliances typically covered under a home warranty include clothes dryer, microwave, clothes washer, dishwasher, garbage disposal, refrigerator, and more. The systems usually included are ductwork, air conditioners, hot water heaters, electrical systems, and plumbing systems. Add-on options can vary by provider but commonly include things such as a second refrigerator, septic system, plumbing stoppages, central vacuum, and sprinkler system.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and maintain them properly, the home warranty will not cover it. Things such as cosmetic damages, misuse, pre-existing conditions, and lack of maintenance are excluded from a home warranty policy.
Since temperatures in Pinehurst can easily reach 100 degrees, the extreme weather can put a lot of strain on your air conditioner. Purchasing a home warranty plan can help homeowners save money if one of these systems or appliances breaks down unexpectedly.
Another added benefit of having home warranty coverage is that it can raise your home's real estate value. If you ever decide to sell your house, you may be able to transfer your home warranty plan to the new home buyers depending on the company you have your home warranty with.
Home warranties also have some drawbacks. Although it can be convenient that the home warranty sends out a contractor who takes care of the repair for you, some people may not like this, and they would prefer to select a contractor themselves. If that's important to you, some home warranty plans let you select a contractor. Another consideration is that home warranties typically only cover repairs needed due to normal wear and tear. They often won't cover home systems or appliances that have stopped working due to natural disasters, improper maintenance, animal infestations, etc.
Although home warranties do have some downsides, no matter the season, a home warranty can help mitigate the inevitable cost of dealing with home appliances and system repairs, giving you a little peace of mind.
Hopefully, you now feel confident that you can choose a home warranty company in Pinehurst after going through our reviews. When it comes to home warranties in Pinehurst, the best overall is Choice Home Warranty. Its comprehensive coverage, fair pricing, and ease of use make it a great home warranty for Pinehurst homeowners.
The top home warranty provider in Pinehurst is Choice Home Warranty. Choice Home Warranty has a large network of professional technicians and a great reputation in the Pinehurst area.
A home warranty is a of service contract designed to give homeowners extra coverage for their household systems and appliances. These include refrigerators, dryers, dishwashers, garbage disposals, washing machines, heating and cooling systems, sump pumps, plumbing, electrical systems, and water heaters, among others. Some policies also offer coverage for garage door openers, pools, ceiling fans, and roofs. A home warranty can help you save money if these items fail unexpectedly.
A home warranty plan protects against the normal wear of systems and appliances in a home. Homeowners insurance protects your entire home in case of something such as a natural disaster or fire. With homeowners insurance, you will not be able to file a claim if you need a new dryer or oven, unless the damage is due to a natural disaster.
Usually coverage for a home warranty begins 30 days on the day the sale closes. However, a few companies may let you make a service request before this, so verify with customer service to find the exact waiting period for your situation.
Home warranties cover the cost of repairs and replacements if it is within the coverage limits of the plan. If the replacement will cost more than the home warranty covers, you will have to pay the rest out of pocket.
The service fee is the price you pay each time there is a problem with a system or appliance. The service fees are typically between $60 and $150.