A home warranty is a way to protect your bank account from unexpected large expenses. With a home warranty in place, your repair costs can be significantly lower and give you some peace of mind.
As much as you may love homeownership in New Bern, there is always that worry about whether or not your systems and appliances are going to make it through the next few years.
Even though a home warranty can help with your homeowner expenses, one pain point is narrowing down the perfect choice for your New Bern home. That's why we've done the research and have made a guide of the top home warranty companies in New Bern.
After researching home warranties in New Bern, your next step is to figure out which company you'd like to get a free quote from. Below is a list of factors that you'll want to bear in mind when picking a home warranty provider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in New Bern
A home warranty is a plan that can cut back on the cost of on appliance and system repairs and replacements. Our appliances and home systems are what make living in a New Bern home comfortable and convenient. When they start to break down, it can be costly and a pain. Fortunately, with a home warranty plan, an affordable repair is just a phone call away.
When you have a problem with one of your appliances or systems, you can file a claim with your home warranty provider. Then, a customer service representative will contact you about a repair technician coming over to look at the issue. Once you file the claim, it will be assigned to a local service technician that will come to your home and take a look at the problem. At this point, you pay your service fee. Service fees usually range in price from around $60 to $150 and this is the only out-of-pocket fee you will have to pay unless the repair cost is higher than your home warranty's coverage cap.
A home warranty plan will cover systems and appliances that have broken down from normal wear and tear. For instance, if your washing machine suddenly stops working under normal use conditions, this is a perfect time to call your home warranty provider. Typical appliances covered by a home warranty include a dryer, refrigerator, microwave, garbage disposal, washer, dishwasher, and more. The systems that are most commonly covered will be electrical systems, plumbing systems, air conditioners, heating systems, and hot water heaters. Add-on coverage options can vary by company but often include things like a second refrigerator, plumbing stoppages, sprinkler system, septic system, and central vacuum.
A home warranty will only protect against normal wear and tear on your home systems and appliances. Things such as misuse, lack of maintenance, cosmetic damages, and pre-existing conditions are not included in the home warranty policy.
Since temperatures in New Bern can easily reach 100 degrees, the extreme weather can put a lot of strain on your air conditioner. Having a home warranty plan can help homeowners save money if one of these systems or appliances breaks all of a sudden.
In addition, though it varies by company, some providers will let you transfer your warranty if you sell your home. This can make your home more attractive to potential home buyers and maybe even make your home sell faster.
As for the disadvantages of home warranties, coverage varies by provider so it's important to review what each policy covers and excludes in the contract. Another consideration is that home warranties usually only cover repairs needed due to normal wear and tear. They most likely won't cover systems or appliances that have stopped working due to improper maintenance, animal infestations, natural disasters, etc.
Whether or not a home warranty is worth it ultimately comes down to your personal preference. Similar to any other kind of insurance policy or warranty, it's there to offer you some peace of mind, so you will have to be the judge of how much that is worth to you.
A home warranty in New Bern can save you a lot of money and offer you peace of mind when it comes to pricey home repairs and replacements. When it comes to home warranties in New Bern, the best overall is Choice Home Warranty. It offers comprehensive coverage of all the essential home appliances and systems at an affordable cost with several optional add-ons.
Our pick for the best overall home warranty provider in New Bern is Choice Home Warranty but the best company for you will depend on factors like what appliances and systems you need to have covered.
A home warranty is a kind of service contract designed to give homeowners extra coverage for their household systems and appliances. These include refrigerators, dishwashers, dryers, washing machines, garbage disposals, plumbing, sump pumps, electrical systems, heating and cooling systems, and water heaters, among others. Some plans also offer coverage for garage door openers, pools, ceiling fans, and roofs. A home warranty can help you save money if these items break down unexpectedly.
A home warranty plan can help homebuyers, home sellers, real estate agents, homeowners, and investors. It can offer peace of mind to anyone that is involved with homeownership.
A home warranty policy will cover repair and replacement costs for systems and appliances in a home. Home warranties will not cover the intentional breaking of an appliance or something that happened as a result of a pre-existing condition.
A service fee is a cost that a homeowner pays before a repair technician or contractor comes to your home to repair your home warranty-related issue. Prices typically range between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket expense that homeowners are subject to with a home warranty except for the policy's premium.
A home warranty plan can cost on average anywhere from about $300 to $800 a year in New Bern. Our top-rated home warranty companies' most comprehensive coverage options vary from $546 to $840 per year. You can get a lower monthly payment with some companies by choosing a higher service fee. In addition, it's usually cheaper to pay annually rather than monthly. For example, the warranty might cost $50 a month or $570 for 13 months. In this example, going with the annual plan over monthly payments saves you $80. It's important to compare plans to determine what you're really getting for the price.