A home warranty can bring you the peace of mind you need about your home and protect your savings account from large expenses by covering your home's major systems and appliances.
Mooresville gives homeowners some beautiful living options. However, unplanned repair and replacement costs on your home's systems and appliances can get quite costly.
Finding the best home warranty plan for your Mooresville home can be time-consuming, so our team at House Method did the research for you to help you find the top home warranty in Mooresville. Read on for our home warranty recommendations and find out which plan works best for your home.
Now that you're ready to get a home warranty, the first step is considering what items you want coverage for. After that, you can compare plans and call different home warranty companies to get a free quote. Here is a list of factors that you'll want to bear in mind when selecting a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty in Mooresville. Choice has 2 simple plans, making the selection process quick and easy. When you purchase a home warranty from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage caps come out to about $3,000 for each covered appliance or system.
To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. For more information, read our review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty for Mooresville residents. The home warranty provider offers 3 plans to policyholders with various system and appliance coverage options. Select offers a highly affordable service fee and free roof coverage upon purchase of a policy plan. Plus, it also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage limits from Select are around $2,000. The service fees are a reasonable $60, which is less than other providers in the Mooresville area.
To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953. To read more, visit our detailed review of Select Home Warranty.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for Mooresville residents. The 3 plans from AHS are easy to comprehend and offer both system and appliance coverage. With a home warranty from AHS, you can benefit from the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is less than other providers in the Mooresville area.
To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839. For a more detailed breakdown, read our American Home Shield full review.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Mooresville residents. The 2 plans from HSC are easily comprehensible and offer both system and appliance coverage. When you buy a plan from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club has 2 plans that offer a combination of system and appliance coverage. The coverage caps associated with HSC's plans are close to the $2,000 mark for most of the major systems and appliances, and service fees are customizable and range from $65 to $90.
To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. For more information on this provider, read our review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Mooresville, Liberty Home Guard offers the most trustworthy home warranty. Liberty offers 3 plans for homeowners to choose from. When you buy a plan from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. Liberty's service fees are an affordable $75, and the coverage limits come out to about $3,000 per covered system or appliance.
To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281. To read more, visit our thorough review of Liberty Home Guard.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage in Mooresville. First American has been in the home warranty business for around 38 years. The home warranty company offers 2 plans to policyholders with various system and appliance coverage options. With a home warranty from First American, you can enjoy very affordable and comprehensive appliance coverage. Not to mention, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
First American Home Warranty has 2 plans that provide a combination of system and appliance coverage. The coverage caps associated with First American's plans are around the $1,500 mark for most of the major systems and appliances, and service fees are a reasonable $85.
To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. To read more, visit our thorough review of First American Home Warranty.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Mooresville, Cinch Home Services is the home warranty with the best workmanship guarantee. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind. Cinch has 3 simple plans, making the selection process easy.
Cinch Home Services offers 3 plans for Mooresville homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which contain a mix of system and appliance coverage. The coverage caps from Cinch are around $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is lower than other providers in the Mooresville area.
For a more detailed breakdown, read our full review of Cinch Home Services. To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Mooresville
A home warranty is a money savings plan that helps homeowners cut back on the high costs of appliance and systems repairs. Home warranties will provide coverage for a number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty is one thing that can make it easier to budget and manage your finances. Home warranty plans generally have a thirty-day waiting period from the time you purchase to the time you can file your first claim.
When you notice an issue with one of your appliances or systems, you can submit a claim with your home warranty company. Then, a customer service representative will reach out to you about a contractor coming over to take a look at the issue. The claim is then processed, and a homeowner will pay a predetermined service fee to schedule the repair for their home. This repair will generally occur within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees are between $60 and $150.
A home warranty provides coverage on your home's major appliances and systems and it can help bring down your home maintenance expenses. Typical appliances covered by a home warranty plan include a refrigerator, microwave, dryer, washer, dishwasher, garbage disposal, and more. The systems that are most commonly covered will be hot water heaters, air conditioners, plumbing systems, electrical systems, and heating systems. Add-on coverage will vary from plan to plan, but you can expect to see add-ons such as pools, roof leaks, central vacuums, spas, electronics, and sump pumps.
Mooresville homeowners should know that a home warranty policy will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like misuse of a system or appliance, pre-existing conditions, natural disasters, or cosmetic issues. You need to keep up with preventative maintenance on your home systems and appliances to be sure that your next repair or replacement-related issue will be covered by the policy.
Mooresville's hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner fails in the middle of July, a home warranty can cover the repairs, preventing you from spending a lot of money out of pocket.
A home warranty can also have value in other ways. For instance, some plans can be transferred between owners when you sell your home.
As for the negatives of home warranties, coverage varies by company so it's important to review what each policy covers and doesn't include in the contract. Another thing to keep in mind is that some providers don't cover pre-existing problems and may require an inspection before coverage begins. Ask the home warranty provider for clarification about these things if you aren't sure or if this is an issue for you.
Although home warranties do have some drawbacks, whether during winter, summer, or the months in between, a home warranty can help mitigate the inevitable expense of dealing with home appliances and system repairs, giving you some peace of mind.
Hopefully, you now feel like you can select the right home warranty for your Mooresville home. When it comes to home warranty companies in Mooresville, the best overall is Choice Home Warranty. Its comprehensive coverage, fair pricing, and easy to understand policies make it a great home warranty for Mooresville homeowners.
The best home warranty company in Mooresville is Choice Home Warranty. Choice Home Warranty has a large network of experienced technicians and a respected reputation in the Mooresville area.
Home warranties cover problems with systems and appliances that need repairs or replacements due to normal wear and tear. The homeowner's insurance policy is a different kind of insurance that protects one's entire home from natural disasters and fires. It doesn't cover typical appliance or system breakage.
Home buyers, homeowners, real estate agents, landlords, and home sellers can all get home warranty plans. A home warranty can help make your house more appealing to prospective buyers and save homeowners money in the long run.
Most home warranty companies have a 30-day waiting period before you can file claims, but some may let you file sooner so be sure to check with the company about this.
A service fee is an expense that you pay before a repair technician or contractor comes to your home to fix your home warranty-related problem. The pricing is typically between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket cost that homeowners are subject to with a home warranty except for the monthly premium/annual cost.
A Mooresville home warranty can cost between $40 and $80 a month. Higher-priced plans tend to have more coverage, a lower service fee, and higher coverage limits.
