A Hickory home warranty can help protect you by reducing the costs of major repairs and replacements on your home's appliances and systems.
Homeownership in Hickory can be a satisfying stage for many people, but it also comes with its fair share of concerns. Home repairs can be an unanticipated financial burden for many homeowners.
Finding the right home warranty plan for your Hickory home can be challenging, so our team at House Method did the research for you to help you find the top home warranty in Hickory. Keep reading for our home warranty recommendations and learn which plan works best for your home.
The first step in protecting your home with a home warranty is determining which provider's plan is right for you. Think about the items in your home you'd like coverage for and compare the policies. Options can vary, so take into consideration the following factors when picking a home warranty company:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Hickory
A home warranty is a service contract that lowers the cost of repairs when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to keep a budget in place and don't want to use their savings to pay for large repair or replacement expenses. Typically about 30 days after a home warranty plan is paid for, the coverage will start on your home systems and appliances.
When you notice a problem with one of your appliances or systems, you can file a claim with your home warranty company. Then, a customer service representative will contact you about a repair technician coming over to look at the problem. Once you submit the claim, it will be assigned to a local repair person that will come to your home and look at the issue. At this point, you pay your service fee. Service fees typically range in price from around $60 to $150 and this is the only out-of-pocket cost you will need to pay unless the repair cost is higher than your home warranty's coverage cap.
A home warranty will cover systems and appliances that have broken down due to normal wear and tear. For example, if your A.C. suddenly needs repairs under normal use conditions, your home warranty company can help. The appliances covered are a microwave, dishwasher, refrigerator, clothes washer, cooktop, stove, clothes dryer, and more. The systems included are the plumbing, electrical, water heater, air conditioner, heating system, and more. Add-on options can vary from one plan to another but often include things like a septic system, plumbing stoppages, central vacuum, sprinkler system, and second refrigerator.
An important thing to consider is that home warranties only protect against normal wear and tear that occurs on your home systems and appliances. Things such as misuse, cosmetic damages, pre-existing conditions, and lack of maintenance are not included in the home warranty policy.
Hickory is known for its mild winters and hot summers, and if you live in Hickory, you know that the weather can be unpredictable. During the summer months, your air conditioner can be overworked in its effort to combat the heat. If your air conditioner did break down, a home warranty can cover repairs and prevent you from spending out-of-pocket expenses.
In addition, though home warranty companies vary, some providers will let you transfer your warranty if you sell your home. This can make your house more attractive to potential home buyers and help your home sell faster.
One of the main drawbacks of home warranties is not everything you care about may be covered. It's important to compare the different policies and purchase one that covers all the appliances, systems, and add-ons you need. Another potential pain point of home warranties is that they don't cover systems or appliances that haven't been properly maintained. This can lead to your claims being denied, so it's important to carefully follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Whether or not a home warranty is worth it depends on your personal preference. Similar to any other kind of insurance policy or warranty, it's there to offer you a sense of protection, so you will have to decide how much that is worth to you.
A home warranty in Hickory can save you lots of money and give you peace of mind when it comes to pricey home repairs and replacements. The best provider in Hickory is Choice Home Warranty. It offers great coverage at an affordable monthly cost. However, other companies mentioned above also give great coverage choices for Hickory residents.
The top home warranty company in Hickory is Choice Home Warranty. Choice Home Warranty has a large network of professional technicians and a great reputation in the Hickory area.
A home warranty is a contract that covers repairing and replacing major home systems and appliances.
A home warranty helps protect against the normal wear of systems and appliances in a home. A homeowners insurance plan protects your home in case of something such as a natural disaster or fire. With a homeowners insurance plan, you will not be able to file a claim should you need a new washing machine or oven, unless the damage is a result of a natural disaster.
A home warranty covers repair and replacement costs for systems and appliances in a home. Home warranties only cover damage due to normal wear and tear and often don't cover pre-existing conditions.
A service fee is an expense that you pay before a service technician or contractor comes to your home to repair your home warranty-related issue. The pricing is typically between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket cost that homeowners are subject to with a home warranty in place except for the policy's premium.
Owning a home can be costly. When a system or appliance breaks down, it can leave homeowners unexpectedly having to come up with the money to fix it. With a home warranty plan, you will not have any large hits to your bank account just to keep your home up and running.