A home warranty in Durham can help cut your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that malfunction due to normal wear and tear.
With hot summers and cool winters, working home appliances and systems, especially HVAC, are very important for homeowners in the Durham area of North Carolina.
Since the home warranty market is saturated with many providers — all with different price points — our team at House Method decided to do the research for you to help you find the right home warranty in Durham.
The first step in protecting your house with a home warranty is determining which company's plan fits your needs. Think about the appliances and systems in your home you want coverage for and compare the plans. When deciding which home warranty company is the right one for you, here are some important factors to keep in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Durham
A home warranty is a protection plan that covers home systems and appliances. When your refrigerator breaks down and the repair costs several hundred dollars, a home warranty will ensure that you only have to pay a predetermined service fee. Home warranty coverage typically starts without an inspection and generally goes into place about thirty days after making your first payment.
When you have a system or appliance that experiences a problem, you file a claim with your service provider. You can do so online or by telephone, and then a technician will come and fix the problem. Once you submit the claim, it will be assigned to a local repair technician that will come to your home and fix the issue. At this point, you pay your service fee. Service fees usually range in price from around $60 to $150 and this is the only out-of-pocket fee you will need to pay unless the repair cost is more than your home warranty's coverage cap.
A home warranty in Durham usually covers the main systems and appliances in the home. The appliances that are usually covered under a home warranty include garbage disposal, microwave, dishwasher, clothes dryer, refrigerator, clothes washer, and more. The systems usually included are plumbing systems, electrical systems, hot water heaters, air conditioners, and ductwork. You can also optionally choose to pay a bit extra for add-on coverage for items such as septic systems, roof warranty, spas, and swimming pools.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and maintain them properly, your home warranty will not cover it. Things such as cosmetic damages, misuse, pre-existing conditions, and lack of maintenance are not included in a home warranty policy.
Temperatures in Durham can get quite high in the summer, which means your air conditioner is likely to get a lot of use. As a homeowner in Durham, one of the benefits of having a home warranty is knowing that these home systems and major appliances can be covered if they need to be repaired or replaced.
In addition, having a home warranty can save you time by removing the need to research service technicians--most companies will send a trusted professional right to your door to do the necessary repair or replacement.
One main drawback of home warranties is not everything may be covered. It's important to research the different plans and purchase one that covers all the appliances, systems, and add-ons you need. Another downside is that home warranties may not include some repairs, such as those due to natural disasters. For example, if a tree falls onto your house and damages the roof, the systems and appliances that were affected probably won't be covered by the home warranty.
Although home warranties do have some downsides, whether during winter, summer, or the months in between, a home warranty can help lower the inevitable expense of dealing with home appliances and system repairs, giving you a little peace of mind.
A home warranty can save you a decent amount of money on home repairs and offer you peace of mind as a homeowner in Durham. The best provider in Durham is Choice Home Warranty. Choice Home Warranty provides home warranties with comprehensive coverage at an affordable cost.
The top home warranty provider in Durham is Choice Home Warranty. Choice Home Warranty an expansive network of experienced technicians and a tremendous reputation in the Durham area.
A home warranty is a service contract that covers repairing and replacing your major home systems and appliances.
Typically coverage for a home warranty plan begins 30 days on the day the sale closes. However, a few providers may let you file a claim before this, so verify with customer service to find the exact waiting period for your situation.
A home warranty policy will cover repair and replacement costs for systems and appliances in a home. Home warranties will not cover the intentional breaking of an appliance or something that happened as a result of a pre-existing condition.
A service fee is a cost that you pay before a service technician or contractor comes to your home to repair your home warranty-related problem. The pricing is typically between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket cost that homeowners have with a home warranty apart from the monthly premium/annual cost.
A Durham home warranty can cost between $40 and $80 a month. The higher-priced plans usually have more coverage, a lower service fee, and higher coverage limits.