When one of your systems or appliances stops working, a home warranty will help you cover the costs. A home warranty plan can give homeowners the peace of mind they need to feel less stressed by homeownership.
With a relatively mild climate, Archdale is a great place to own a home. However, homeownership doesn't always come easy, like repairing your home's systems and appliances.
Because the home warranty market is saturated with many providers — all with different plans — the House Method team did the research for you to help you find the best home warranty in Archdale.
When you're ready to sign up for a home warranty plan, the first step is considering what appliances and systems you want coverage for. After that, you can compare plans and contact different home warranty companies to get a free quote. When considering which home warranty company is the right fit for you, here are some important factors to keep in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Archdale
A home warranty is a protection plan that covers home systems and appliances. When your HVAC breaks down and the repair will cost several hundred dollars, a home warranty will ensure that you only have to pay a predetermined service fee. Home warranty coverage typically starts without an inspection and you can generally start using it about thirty days after purchasing the policy.
When one of your systems or appliances experiences an issue, you file a claim with your home warranty provider. You can do so online or by telephone, and then a technician will come and fix the problem. At this point, you will pay a service fee, which is typically between $60 and $150 depending on what plan you choose. Once the service fee is paid, a repair person will come to your home, assess the issue, and make the repair. If the repair is covered under the warranty and it's within the coverage cap, most homeowners will not have any other out-of-pocket costs apart from the service fee.
A home warranty plan will cover systems and appliances from normal wear . Appliances covered under a home warranty plan are typically the dryer, refrigerator, garbage disposal, dishwasher, microwave, and more. Systems that are covered usually include heating systems, air conditioners, electrical systems, plumbing systems, and water heaters. The add-on coverages can include pool, roof leak, septic system, spa, and sometimes even things like locksmith or pest control.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and follow preventative maintenance guidelines, your home warranty will not cover it. Things such as misuse, pre-existing conditions, cosmetic damages, and lack of maintenance are excluded from a home warranty policy.
Archdale is known for its hot summers, and if you live in Archdale, you know that those summers can be brutal. During the summer months, your air conditioner can be overloaded in its effort to combat the heat. If your air conditioner did stop working, a home warranty can cover repairs and prevent you from spending out-of-pocket expenses.
Another added benefit of having a home warranty policy is that it can raise your home's real estate value. If you ever decide to sell your home, you may be able to transfer your home warranty plan to the new home buyers depending on the company you purchased your home warranty through.
One of the major drawbacks of a home warranty is not every home system and appliance you care about may be covered. It's important to compare the different policies and purchase one that covers all the appliances, systems, and add-ons you need. Another thing to consider is that some companies don't cover pre-existing conditions and may require an inspection before your coverage can begin. Ask the home warranty company for clarification about it if you aren't sure or if this is an issue for you.
Owning a home is a big responsibility that can be expensive, but fruitful. A home warranty is one thing that can help with your home maintenance budget, but whether or not it's worth it for you is something you'll have to weigh before getting a policy.
We hope you now feel positive that you can choose a home warranty in Archdale after going through our reviews. Choice Home Warranty is the best overall home warranty company in Archdale. With its comprehensive coverage, affordable pricing, and a good history in the industry, Choice Home Warranty has a lot to offer.
The top home warranty provider in Archdale is Choice Home Warranty. Choice Home Warranty an expansive network of experienced service technicians and a tremendous reputation in the Archdale area.
A home warranty is a service contract that covers repairing and replacing major home systems and appliances.
A home warranty plan can help investors, home sellers, homeowners, real estate agents, and homebuyers. It can offer peace of mind to anyone that is involved with homeownership.
Most home warranty companies have a 30-day waiting period before you can file claims, but some may allow you to file sooner so be sure to check with the company about this.
The service fee is the price you pay every time there is a problem with a system or appliance. The service fees are typically between $60 and $150.