A home warranty is a way to protect your savings from unexpected large expenses. With a home warranty in place, your repair costs can be significantly lower and allow you to live in your home with more peace of mind.
Being a homeowner in Spanish Springs is a great option for those who like nature and quiet neighborhoods. However, as great as Spanish Springs is, homeownership always comes with its fair share of negatives, such as trying to finance your home repairs yourself.
Even though a home warranty can help with your homeowner headaches, one pain point is narrowing down the best choice for your Spanish Springs home. That's why we've done the research and have put together a list of the top home warranty plans in Spanish Springs.
Now that you're ready to buy a home warranty policy, the first step is considering what items you need coverage for. From there, you can compare plans and call different home warranty companies for a free quote. Before deciding which home warranty to buy, here are a few additional factors to consider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty for Spanish Springs residents. Choice has more than 14 years of experience in the home warranty industry and in that time has built a an network of service technicians in the country. If you're looking for very high coverage caps and simple-to-understand service contracts, Choice is the perfect provider for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 home warranty plans that Choice offers include options for appliance and system coverage.
Choice Home Warranty has 2 plans that offer a mix of system and appliance coverage. Service fees from Choice are an affordable $85. The coverage caps are also typically about $3,000 at the maximum.
For more information, read our Choice Home Warranty full review. To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty in Spanish Springs. The 3 plans that AHS offers include options for appliance and system coverage. When you buy a plan from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield has 3 plans that provide a combination of system and appliance coverage. AHS's service fees are customizable and range from $75 to $125, and the coverage limits come out to about $2,500 for each covered system or appliance.
For a more detailed breakdown, read our American Home Shield full review. To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Spanish Springs. HSC is a home warranty provider with 14 years of experience in the industry, and it has established itself as one of the best providers in the business. HSC has 2 plans for you to choose from. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps associated with HSC's plans are close to the $2,000 mark for most major systems and appliances, and service fees are customizable and range from $65 to $90.
To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443. Read our detailed review of The Home Service Club to learn more.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty in Spanish Springs. Liberty offers 3 plans for you to decide between. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. Liberty has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the company. Service fees are an affordable $75.
To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281. Read our comprehensive review of Liberty Home Guard to learn more.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Spanish Springs, First American Home Warranty is the best home warranty for appliance coverage. The home warranty company offers 2 plans to policyholders with various options for appliance and system coverage. With a home warranty from First American, you can enjoy very affordable and comprehensive appliance coverage. Not to mention, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
The plans that First American offers to homeowners are Basic Plan and Premier Plan. The coverage limits from First American are around $1,500. The service fees are a reasonable $85, which is cheaper than other providers in the Spanish Springs area.
To get a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164. Read our review of First American Home Warranty to learn more.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Spanish Springs, Cinch Home Services offers the home warranty with the best workmanship guarantee. The 3 home warranty plans that Cinch has include options for appliance and system coverage. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services offers 3 plans for Spanish Springs homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which contain a mix of system and appliance coverage. The coverage caps associated with Cinch's plans are close to the $1,000-$2,000 mark for most major systems and appliances, and service fees are customizable and range from $75 to $150.
To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. Read more by visiting our review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Spanish Springs
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they stop working over time due to normal wear and tear. Having one in place can offer you some peace of mind and prevent you from paying exorbitant out-of-pocket costs. Most home warranty plans take effect about 30 days after buying the home warranty policy.
When you have a system or appliance that experiences a problem, you file a claim with your home warranty provider. You can do so online or by calling them, and then a technician will come and fix the problem. At this point, you will also pay your service fee. Once the repair person takes a look at the problem, they will deal with it at no cost to you. The only time you may have to pay out-of-pocket costs is if the repair or replacement is above the item's coverage cap.
A home warranty in Spanish Springs typically covers the main systems and appliances in your home. The appliances usually covered under a home warranty include microwave, refrigerator, garbage disposal, dishwasher, clothes washer, clothes dryer, and more. The systems usually included are plumbing systems, electrical systems, hot water heaters, air conditioners, and ductwork. Add-on coverage will vary from one plan to the next, but you can expect to see things like central vacuums, roof leaks, spas, electronics, sump pumps, and pools.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your home and follow preventative maintenance guidelines, the home warranty will not cover it. Things like pre-existing conditions, lack of maintenance, cosmetic damages, and misuse are excluded from a home warranty policy.
Temperatures in Spanish Springs can vary greatly throughout the year, which means your air conditioner and heating systems are most likely going to get a decent amount of use. As a homeowner in Spanish Springs, one of the benefits of having a home warranty is that these home systems and major appliances can be covered in the event they need to be repaired or replaced.
In addition, having a home warranty can save you some time by removing the need to research contractors--most companies will send a trusted professional right to your door to complete the repair or replacement.
As for the negatives of home warranties, system and appliance coverage varies by provider so it's important to read what each plan covers and excludes in the contract. Another consideration is that home warranties typically only cover repairs needed due to normal wear and tear. They commonly won't cover home systems or appliances that have been damaged due to natural disasters, animal infestations, improper maintenance, etc.
It can be challenging to budget for the unexpected expenses that can come with owning a home, but a home warranty can help with that. As with any sort of warranty or insurance policy, there will always be advantages and disadvantages of getting one but its main purpose is to offer you protection and peace of mind.
We hope you now feel positive that you can choose a home warranty in Spanish Springs after reading through our reviews. The best provider in Spanish Springs is Choice Home Warranty. Its comprehensive coverage, fair pricing, and ease of use make it a great home warranty for Spanish Springs homeowners.
The best home warranty provider in Spanish Springs is Choice Home Warranty. Choice Home Warranty an expansive network of experienced technicians and a great reputation in the Spanish Springs area.
A home warranty is an of service contract that gives homeowners extra coverage for their household systems and appliances. These include refrigerators, dryers, garbage disposals, washing machines, dishwashers, water heaters, electrical systems, sump pumps, plumbing, and heating and cooling systems, among others. Some companies also offer coverage for garage door openers, roofs, pools, and ceiling fans. A home warranty can help you save money if these items break down unexpectedly.
A home warranty plan can help investors, home sellers, homebuyers, real estate agents, and homeowners. It can provide peace of mind to anyone that is involved with homeownership.
Many homeowners think a home warranty is a good investment because it helps protect against unexpected expenses. If you're worried about your budget and your ability to keep your home in good working order, getting a home warranty can help. One of the big advantages of a home warranty is that it can give you some financial peace of mind.