by House Method Local Advisors
A home warranty is a way to protect your savings from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be remarkably lower and allow you to live in your home with more peace of mind.
Reno is a city that has so much delicious food, things to do, and some beautiful homes. Homeownership in Reno has many perks associated with it, but some downsides come hand in hand with it as well. For one, making sure that your home's systems and appliances stay in working condition can make Reno homeownership quite expensive.
Because the home warranty market is filled with a variety of providers — all with different coverage — the House Method team did the research for you to help you find the best home warranty in Reno.
Determining the right provider for your home warranty is a step you could take to protect your property. Below is a list of factors that you'll want to consider when picking a home warranty provider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Reno
A home warranty is a service contract that lowers the cost of repairs when one of your home systems or appliances has an issue. A home warranty can help homeowners who need to keep a budget in place and don't want to use their savings to pay for large repair or replacement expenses. Typically about 30 days after purchasing a home warranty, the coverage will start on your home systems and appliances.
When you have a problem with one of your appliances or systems, you can file a claim with your home warranty provider. Then, a customer service representative will contact you about a contractor coming over to look at the issue. At this point, you will also pay your service fee. Once the contractor looks at the problem, they will deal with it at no cost to you. The only time you may have to pay out-of-pocket costs is if the repair or replacement is over the item's coverage cap.
A home warranty plan will cover your home's systems and appliances from normal wear . The appliances that are typically covered under a home warranty plan include refrigerator, microwave, dishwasher, garbage disposal, clothes washer, clothes dryer, and more. The systems usually included are hot water heaters, electrical systems, air conditioners, plumbing systems, and ductwork. You can also decide to pay a bit extra for add-on coverage for items like spas, swimming pools, roof warranty, and septic systems.
A Reno home warranty will only cover repairs and replacements due to normal wear and tear. If your appliances have cosmetic issues or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, pre-existing conditions, intentional breakages, and natural disasters are not covered with a Reno home warranty.
Since temperatures in Reno can be quite cold in the winter, the weather can put a lot of strain on your HVAC system. Getting a home warranty can help homeowners save money if one of these systems or appliances breaks down unexpectedly.
Not only does a home warranty provide some savings, but it also saves you time. If an appliance breaks down, the last thing you want to do is find a technician and schedule a repair. A home warranty deals with this process by sending trusted professionals to your door when you need them most.
One main drawback of home warranties is not everything you care about may be covered. It's important to research the different policies and choose one that covers all the appliances, systems, and add-ons you need. In addition, if you don't maintain your home systems or appliances properly, or if they were damaged due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
It can be difficult to budget for the unexpected expenses that can come with homeownership, but a home warranty can help you with that. Like any other warranty or insurance policy, there will always be pros and cons of purchasing one but its main purpose is to offer you protection and peace of mind.
A home warranty can save you a lot of money on home maintenance and give you peace of mind as a homeowner. The best provider in Reno is Choice Home Warranty. It offers comprehensive coverage of all the essential home systems and appliances at an affordable cost with several optional add-ons.
The best home warranty company in Reno is Choice Home Warranty. Choice Home Warranty an expansive network of experienced technicians and a respected reputation in the Reno area.
Home warranties cover problems related to systems and appliances that need to be repaired or replaced due to normal wear and tear. The homeowner's insurance policy is a different kind of insurance that protects the entire home from natural disasters and fires. It doesn't cover normal appliance or system repairs.
Typically coverage for a home warranty policy begins 30 days after payment. However, a few companies may allow you to file a claim before this, so check with customer service to find the exact waiting period for your case.
Home warranties cover the cost of repairs and replacements as long as it is within the policy limits of the plan. If the replacement will cost more than the home warranty plan covers, you will have to pay for the rest out of pocket.