A home warranty can offer you the peace of mind you need about your home and protect your bank account from large expenses by covering your home's major systems and appliances.
Being a homeowner in North Las Vegas is an excellent option for those who love up and coming cities. However, as great as North Las Vegas is, homeownership always comes with its fair share of hardships, such as trying to handle your appliance repairs yourself.
Because the home warranty market has many providers — all with different price points — the House Method team did the research for you to help you find the right home warranty in North Las Vegas.
The first step in protecting your house with a home warranty is determining which provider's plan is the best for you. Figure out which items in your home you want coverage for and compare the plans. When considering which home warranty company is the best fit for you, here are some important factors to take into account:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in North Las Vegas
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they stop working over time due to normal wear and tear. Having one in place can provide some peace of mind and protect your bank account from large out-of-pocket costs. Most home warranty plans start about 30 days after paying for the home warranty plan.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty provider. Most companies have an online portal system to help you do this. Once you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. At this point, you will also pay your service fee. Once the contractor takes a look at the issue, they will handle it at no cost to you. The only time a North Las Vegas homeowner may have out-of-pocket costs is if the repair or replacement is above the item's coverage cap.
A home warranty will cover your home's systems and appliances from normal wear and tear. The appliances that are usually covered under a home warranty include clothes washer, microwave, garbage disposal, clothes dryer, dishwasher, refrigerator, and more. The systems usually included are hot water heaters, plumbing systems, electrical systems, ductwork, and air conditioners. Add-on coverage options can vary from one plan to another but commonly include things such as a plumbing stoppages, septic system, second refrigerator, sprinkler system, and central vacuum.
A home warranty will only cover normal wear and tear that occurs on your home systems and appliances. Things like lack of maintenance, misuse, pre-existing conditions, and cosmetic damages are excluded from the home warranty policy.
North Las Vegas is known for its hot summers, and if you live in North Las Vegas, you know that those summers can be scorching. During the summer months, your air conditioner can be strained in its effort to combat the heat. If your air conditioner did break down, a home warranty can cover repairs and help decrease your out-of-pocket expenses.
Additionally, having a home warranty can save you time by removing the need to research contractors--most companies will send a trusted professional right to your door to carry out the repair or replacement.
One drawback of signing up for a home warranty is that there are generally exclusions. For instance, if you already have a manufacturer's warranty on one of your appliances, it may not be included in the home warranty, so it's important to read over the contracts you're considering thoroughly to understand what is included and what isn't. Additionally, if you don't maintain your home systems or appliances properly, or if they need repairs due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
Homeownership is a big responsibility that can be costly, but valuable. A home warranty is one thing that can help with your home maintenance budget, but its worth for you is something you'll have to determine before taking the leap and getting a policy.
A home warranty can save you a decent amount of money on home repairs and give you peace of mind as a homeowner. The best provider in North Las Vegas is Choice Home Warranty. It offers great coverage of all the essential home appliances and systems at an affordable cost with several optional add-ons.
Our pick for the best overall home warranty in North Las Vegas is Choice Home Warranty but the best company for you will vary based on factors such as what appliances and systems you need to have covered.
A home warranty is a contract that covers the repairs and replacements of major home system components and appliances.
First-time home buyers, homeowners, landlords, home sellers, and real estate agents are all eligible for home warranty plans. A home warranty can help make your property more appealing to prospective buyers and save homeowners money in the long run.
A home warranty policy will cover repair and replacement costs for systems and appliances in a home. Home warranties only cover damage due to normal wear and tear and often don't cover pre-existing conditions.
The service fee is the price you pay each time there's an issue with a system or appliance. The service fees are typically between $60 and $150.