A home warranty can give you the peace of mind you need about your home and safeguard your savings account from large expenses by covering your home's major systems and appliances.
Bellevue gives homeowners some great housing options and the opportunity to enjoy the seasons. However, the variable temperatures can put quite a strain on your home's systems.
Although a home warranty can help with your expenses as a homeowner, one pain point is narrowing down the perfect choice for your Bellevue home. That's why we've done the research and have put together a list of the top home warranty plans in Bellevue.
Determining the best provider for your home warranty is the first step toward protecting your home. Options can vary, so consider the following factors when choosing a home warranty plan:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that covers home systems and appliances. When your refrigerator stops working and the repair will cost several hundred dollars, a home warranty will make sure that you're only responsible for a predetermined service fee. Home warranty coverage usually starts without an inspection and generally goes into place about thirty days after purchasing the policy.
When a covered appliance or system needs to be repaired, you file a claim with your home warranty company. Most companies have an online portal to help you do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. At this point, you will also need to pay your service fee. Once the contractor takes a look at the issue, they will take care of it at no cost to you. The only time a Bellevue homeowner may have to pay out-of-pocket costs is if the repair or replacement is higher than the item's coverage cap.
A home warranty will cover your home's systems and appliances from normal wear and tear. Typical appliances covered by a home warranty include a garbage disposal, refrigerator, washer, dryer, microwave, dishwasher, and more. The systems that are most commonly covered will be hot water heaters, electrical systems, heating systems, air conditioners, and plumbing systems. Many home warranty plans also have add-on coverage options like roof leaks, locksmith, central vacuum, and even septic systems.
A Bellevue home warranty will only protect against normal wear and tear. If you are experiencing cosmetic issues with appliances or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, natural disasters, pre-existing conditions, and intentional breakages are not covered with a Bellevue home warranty.
Bellevue is known for its mild winters and hot summers, and if you live in Bellevue, you know that the weather can be unpredictable. During the summer months, your air conditioner can be strained in its effort to combat the heat. If your air conditioner did break down, a home warranty can cover repairs and prevent you from spending out-of-pocket expenses.
Not only can a Bellevue home warranty save you some money on repairs and replacements, it saves you time too. Instead of having to vet contractors on your own, home warranty companies do the work for you and send a contractor from their network right to your door when you need them.
Home warranties also have some cons. Though it can save you time when the home warranty sends out a repair person who carries out the repair for you, some homeowners may not like this, and they would rather select their own contractor. If that's the case for you, some home warranty plans let you select a contractor. Additionally, if you don't maintain your home systems or appliances properly, or if they were damaged due to a natural disaster or animal infestation — anything besides normal wear and tear — the home warranty may not cover it.
Although home warranties do have some drawbacks, whether during winter, summer, or the months in between, a home warranty can help reduce the inevitable hassle of home appliances and system repairs, giving you some peace of mind.
A home warranty in Bellevue can save you a lot of money and offer you peace of mind when it comes to costly home repairs and replacements. Choice Home Warranty is the best overall home warranty company in Bellevue. It offers comprehensive coverage of all the essential home systems and appliances at an affordable cost with several add-on options.
Our pick for the best overall home warranty in Bellevue is Choice Home Warranty but the right company for you will depend on factors such as what appliances and systems you need to have covered.
A home warranty policy can help homeowners, homebuyers, investors, home sellers, and real estate agents. It can offer peace of mind to anyone involved in homeownership.
Most home warranty companies have a 30-day waiting period before you can make service requests, but some may offer coverage sooner so make sure you check with the company about this.
Many homeowners feel like a home warranty is a good investment because it helps protect against unexpected expenses. If you're worried about your finances and home maintenance, having a home warranty can help. One of the major pluses of a home warranty is that it can provide you some financial peace of mind.