A home warranty is a way to protect your budget from unexpected large expenses. With a home warranty in place, your repair costs can be significantly lower and give you some peace of mind.
Owning a home in Webster Groves has many great advantages, but there are, of course, some negatives too. The humid weather can cause problems in a home and destroy some systems and appliances.
Finding the best home warranty plan for your Webster Groves home can be hard, so our team at House Method did the research for you to help you find the best home warranty in Webster Groves. Read on for our home warranty recommendations and learn which plan works best for your home.
When you're ready to buy a home warranty policy, the first step is thinking about what items you need coverage for. From there, you can compare your options and call different home warranty companies to get a free quote. Here is a list of factors that you'll want to take into account when selecting a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty in Webster Groves. If you're looking for very high coverage caps and simple-to-understand service contracts, you'll want to have this plan on your side. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 simple plans, making the selection process easy.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. The coverage caps from Choice are around $3,000. The service fees are an affordable $85, which is less than other providers in the Webster Groves area.
Read more by visiting our detailed review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Webster Groves, Select Home Warranty is the most cost-effective home warranty. With a home warranty from Select, you can benefit from a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The home warranty company offers 3 plans to policyholders, which have various system and appliance coverage options.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps associated with Select's plans are around the $2,000 mark for most major systems and appliances, and service fees are a reasonable $60.
To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953. Read more by visiting our thorough review of Select Home Warranty.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Webster Groves, American Home Shield offers the most customizable home warranty. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies. The home warranty company offers 3 plans to policyholders, which have various options for appliance and system coverage.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS's service fees are customizable and range from $75 to $125, and the coverage limits come out to about $2,500 for each covered system or appliance.
To read more, visit our comprehensive review of American Home Shield. To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Webster Groves residents. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The 2 home warranty plans that HSC offers include differing levels of system and appliance coverage, as well as add-on options.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also typically about $2,000.
Read more by visiting our thorough review of The Home Service Club. To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Webster Groves, Liberty Home Guard is the most trustworthy home warranty. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty has 3 plans for you to choose from.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. Liberty's service fees are an affordable $75, and the coverage caps come out to about $3,000 for each covered system or appliance.
To receive a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. To read more, visit our review of Liberty Home Guard.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Webster Groves, First American Home Warranty offers the best home warranty for appliance coverage. First American has about 38 years of experience in the industry and in that time has built a a skilled network of service professionals nationwide. First American has established itself as a company with very affordable and comprehensive appliance coverage. It also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The home warranty provider offers 2 plans to policyholders, which have various system and appliance coverage options.
First American Home Warranty offers 2 plans for Webster Groves homeowners. The Basic Plan and Premier Plan are the options they have, which contain a mix of system and appliance coverage. First American's service fees are a reasonable $85, and the coverage limits come out to around $1,500 per covered system or appliance.
Read more by visiting our First American Home Warranty Review. To receive a free quote from First American Home Warranty, fill out this online form or call 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Webster Groves, Cinch Home Services offers the home warranty with the best workmanship guarantee. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind. Cinch has 3 simple plans, making the selection process easy.
Cinch Home Services has 3 plans that offer a combination of system and appliance coverage. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also typically about $1,000-$2,000 at the maximum.
To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. To read more, visit our Cinch Home Services Review.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Webster Groves
A home warranty is a protection plan that covers home systems and appliances. When your HVAC stops working and the repair will cost several hundred dollars, a home warranty will make sure that your only cost is a predetermined service fee. Home warranty coverage often starts without an inspection and generally goes into place about thirty days after purchasing the policy.
For Webster Groves homeowners, when an issue comes up with a covered appliance or system, it is very easy to file a claim. Most home warranty companies have an online portal where you can file a claim. At this point, you will also pay your service fee. Once the repair person looks at the issue, they will handle it at no cost to you. The only time a homeowner may have out-of-pocket costs is if the repair or replacement is higher than the item's coverage cap.
Home warranty plans help protect your home systems and appliances. A home warranty can cover repair and replacement-related costs that are due to normal wear . Appliances covered under a home warranty plan are the dishwasher, garbage disposal, dryer, microwave, refrigerator, and more. Systems that are covered usually include heating systems, plumbing systems, electrical systems, water heaters, and air conditioners. Many plans also provide add-on coverage options like septic systems, locksmith, central vacuum, and even roof leaks.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and follow preventative maintenance guidelines, your home warranty will not cover it. Things such as lack of maintenance, cosmetic damages, pre-existing conditions, and misuse are excluded from a home warranty policy.
Home warranties are an affordable way to guard your home systems and appliances from normal wear and tear. With temperatures in Webster Groves reaching upward of 65 degrees in the summer, you may find that certain appliances, like your air conditioning unit, get a lot of use. A home warranty can considerably decrease your out-of-pocket expenses should your HVAC system break down.
Not only can a home warranty offer some savings, but it also saves you time. If an appliance breaks down, the last thing you want to do is find a technician and schedule a repair. A home warranty takes care of this process by sending trusted professionals to your door when you need them most.
Home warranties also have some drawbacks. While it can save you time when the home warranty sends out a repair technician who carries out the repair for you, some people may not like this, and they may want to select their own contractor. If that's important to you, some home warranty companies allow you to select a contractor. In addition, if you don't maintain your home systems or appliances properly, or if they were damaged due to a natural disaster or animal infestation — anything besides normal wear and tear — the home warranty may not cover it.
Homeownership is a big responsibility that can be costly, but worthwhile. A home warranty is one thing that can help ease the costs of home maintenance, but whether or not it's worth it for you is something you'll have to determine before getting a policy.
A home warranty can save you a lot of money on home maintenance and give you peace of mind as a homeowner in Webster Groves. Choice Home Warranty is the best overall home warranty provider in Webster Groves. It offers comprehensive coverage of all the essential home appliances and systems at an affordable cost with several optional add-ons.
The best overall home warranty provider in Webster Groves is Choice Home Warranty but the right company for you will depend on factors such as what appliances and systems you need to have covered.
A home warranty protects against the normal wear and tear of systems and appliances in a home. A homeowners insurance plan protects your home in case of a situation such as a natural disaster or fire. Under a homeowners insurance plan, you won't be able to file a claim if you need a new refrigerator or air conditioner, unless the damage is due to a natural disaster.
Typically coverage for a home warranty begins 30 days after the payment receipt. However, a few companies may let you file a claim before this, so check with customer service to find the exact waiting period for your case.
The systems and appliances in a home are covered under a home warranty plan in Webster Groves. Everything from a fridge to a swimming pool can be covered under a home warranty.
Home warranties will cover the cost of repairs and replacements as long as it is within the policy limits of the plan. If the replacement will cost more than the home warranty covers, you will have to pay for the rest out of pocket.
