A home warranty in Poplar Bluff can help lower your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that malfunction due to normal wear and tear.
Homeownership in Poplar Bluff can be a satisfying stage in many people's lives, but it also comes with its fair share of challenges. Repairing your home's systems and appliances can be an unexpected financial burden for many homeowners.
Even though a home warranty can help with your homeowner expenses, one pain point is narrowing down the best choice for your Poplar Bluff home. That's why we've done the research and have compiled a guide of the best home warranty companies in Poplar Bluff.
Selecting the right company for your home warranty is a step you could take to protect your home. When deciding which home warranty provider is the right fit for you, here are some important factors to take into account:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty in Poplar Bluff. The 2 home warranty plans that Choice has include differing levels of system and appliance coverage, as well as add-on options. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty offers 2 plans for Poplar Bluff homeowners. The Basic Plan and Total Plan are the options they have, which have a mix of system and appliance coverage. Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are an affordable $85.
To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. For more information on this provider, read our review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for Poplar Bluff residents. The 3 home warranty plans that Select offers include options for appliance and system coverage. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, this is the plan for you. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select's service fees are a reasonable $60, and the coverage caps come out to around $2,000 for each covered system or appliance.
Read more by visiting our full review of Select Home Warranty. To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Poplar Bluff, American Home Shield is the most customizable home warranty. AHS has been on the market for more than 25 years, making it a well-regarded company in the industry. With a home warranty from AHS, you can enjoy the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies. AHS offers 3 plans for you to choose from.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is cheaper than other providers in the Poplar Bluff area.
To read more, visit our American Home Shield Review. To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Poplar Bluff, The Home Service Club offers the best home warranty with the quickest service. HSC is a home warranty provider with 14 years of experience in the industry, and it has established itself as one of the best providers in the business. The 2 plans from HSC are easy to understand and offer both system and appliance coverage. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. The coverage limits from HSC are around $2,000. The service fees are customizable and range from $65 to $90, which is lower than other providers in the Poplar Bluff area.
For more information on this provider, read our The Home Service Club Review. To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty for Poplar Bluff residents. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty has 3 simple plans, making the selection process and policy coverage easily understandable.
Liberty Home Guard has 3 plans that offer a combination of system and appliance coverage. Liberty's service fees are an affordable $75, and the coverage caps come out to about $3,000 for each covered system or appliance.
To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281. To read more, visit our Liberty Home Guard Review.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage for Poplar Bluff residents. The home warranty provider offers 2 plans to policyholders with various options for appliance and system coverage. If you're looking for very affordable and comprehensive appliance coverage, you'll want to have this plan on your side. Plus, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
The plans that First American offers to homeowners are Basic Plan and Premier Plan. First American's service fees are a reasonable $85, and the coverage caps come out to around $1,500 per covered system or appliance.
To receive a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164. Read more by visiting our comprehensive review of First American Home Warranty.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Poplar Bluff, Cinch Home Services offers the home warranty with the best workmanship guarantee. Cinch has 3 simple plans, making the selection process quick and easy. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, you'll want to have this plan on your side. Plus, it has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services offers 3 plans for Poplar Bluff homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which have a mix of system and appliance coverage. Cinch's service fees are customizable and range from $75 to $150, and the coverage caps come out to around $1,000-$2,000 for each covered appliance or system.
For a more detailed breakdown, read our Cinch Home Services full review. To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Poplar Bluff
A home warranty is a home protection plan that can lower the cost of on appliance and system repairs and replacements. Our appliances and home systems are what make living in a Poplar Bluff home comfortable and convenient. When these things need repairs or replacements, it can be expensive and a inconvenience. Fortunately, with a home warranty in place, an affordable repair is just a phone call away.
When one of your systems or appliances has an issue, you file a claim with your service provider. You can do so in an online portal or by calling them, and then a technician will come and fix the problem. After that, you will pay the service fee. Service fees for home warranties range in price from $60 to $150. Most home warranties also have a coverage cap, which is the maximum amount per appliance that the home warranty company will cover for repairs and replacements.
Home warranty plans help protect your home systems and appliances. A home warranty can cover repairs and replacements that are a result of normal wear . Typical appliances covered by a home warranty include a microwave, dryer, washer, dishwasher, refrigerator, garbage disposal, and more. The systems that are most commonly covered will be heating systems, electrical systems, air conditioners, hot water heaters, and plumbing systems. The add-on coverage options can include pool, roof leak, spa, septic system, and sometimes even things like locksmith or pest control.
An important thing to consider is that home warranties only protect against normal wear and tear that occurs on your home systems and appliances. Things like cosmetic damages, pre-existing conditions, lack of maintenance, and misuse are excluded from the home warranty policy.
Temperatures in Poplar Bluff can get quite high in the summer, which means your air conditioner is likely to get a good bit of use. As a homeowner in Poplar Bluff, one of the benefits of having a home warranty is knowing that these home systems and major appliances can be covered in the event they have to be repaired or replaced.
Additionally, having a Poplar Bluff home warranty can help make your house more appealing to potential home buyers if you ever decide to sell in the future. Many home warranty companies will allow you to transfer your plan to a new owner and give them the same protection you've been receiving.
As for the disadvantages of home warranties, home system and appliance coverage varies by provider so it's important to understand what each policy covers and doesn't include in the contract. Another drawback is that home warranties may exclude some repairs, like those that are needed because of natural disasters. For example, if your HVAC system is damaged from an animal infestation, the systems and appliances that were affected probably won't be covered by the home warranty.
Whether or not a home warranty is worth it depends on your personal preference. Similar to any other sort of insurance policy or warranty, its purpose is to give you a sense of protection, so you will have to be the judge of how much that is worth to you.
Hopefully, you now feel like you can choose the right home warranty for your Poplar Bluff home. Choice Home Warranty stands out as the best overall choice. Its comprehensive coverage, fair pricing, and ease of use make it a great home warranty for Poplar Bluff homeowners.
The best overall home warranty in Poplar Bluff is Choice Home Warranty but the right company for you will vary based on factors such as what appliances and systems you need coverage for.
A home warranty plan protects against the normal wear and tear of systems and appliances in a home. A homeowners insurance plan protects your entire home in a situation like a natural disaster or fire. Under homeowners insurance, you will not be able to file a claim if you need a new refrigerator or oven, unless the damage is due to a natural disaster.
Most home warranty plans have a 30-day waiting period before you can file claims, but some may offer coverage sooner so be sure to check with the company about this.
A home warranty will cover repair and replacement costs for systems and appliances in a home. Home warranties only cover damage due to normal wear and tear and usually don't cover pre-existing conditions.
Most home warranty plans cover replacement costs as well as repair costs. How much the home warranty will cover varies from one plan to the next. Your home warranty will give you some money towards a replacement but the entire replacement may not be paid for.
A Poplar Bluff home warranty can cost anywhere from $40 to $80 a month. The higher-priced plans usually have higher coverage limits, a lower service fee, and more coverage.