A Maryville home warranty can help protect you by covering major repairs and replacements on your home's appliances and systems.
With hot summers and cool winters, maintaining your home appliances and systems, specifically HVAC, are very important for homeowners in the Maryville area of Missouri.
Finding the right home warranty plan for your Maryville home can be difficult, so our team at House Method did the research for you to help you find the best home warranty in Maryville. Keep reading for our home warranty recommendations and find out which plan works best for your home.
When you're ready to buy a home warranty, the first step is deciding what items you want coverage for. After that, you can compare plans and call different home warranty providers for a free quote. Options can vary, so consider the following factors when choosing a home warranty provider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Maryville
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they stop working over time due to normal wear and tear. Having one in place can provide some peace of mind and prevent you from paying exorbitant out-of-pocket costs. Most home warranty plans take effect about 30 days after paying for the home warranty.
Filing a claim with your home warranty company is very straightforward. There will be either an online portal system or a direct phone number to file your claim with your home warranty company. The claim is then processed, and a homeowner will pay the service fee to schedule the repair . This repair will usually occur within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees are between $60 and $150.
Home warranties help protect your home systems and appliances. A home warranty can cover repair and replacement-related expenses that are a result of normal wear and tear. The appliances include a stove, microwave, dishwasher, clothes washer, cooktop, clothes dryer, refrigerator, and more. The systems included are the heating system, water heater, air conditioner, plumbing, electrical, and more. Add-on coverage will vary from one plan to another, but you can expect to see things such as central vacuums, electronics, sump pumps, roof leaks, spas, and pools.
Maryville homeowners should understand that a home warranty plan will only cover repairs and replacements that arise from normal wear and tear. Home warranties do not cover things like pre-existing conditions, misuse of a system or appliance, cosmetic issues, or natural disasters. You must keep up with preventative maintenance on your home systems and appliances to be sure that your next repair or replacement-related problem will be covered by the policy.
Since temperatures in Maryville can be quite hot in the summer, the weather can put a lot of strain on your air conditioning unit and HVAC system. Purchasing a home warranty policy can help homeowners save money if one of these systems or appliances breaks all of a sudden.
Not to mention, having a home warranty can save you some time by getting rid of the need to research contractors--most providers will send a trusted professional right to your door to do the repair or replacement.
One disadvantage of getting a home warranty is that there are generally exclusions. For example, if one of your appliances already has a manufacturer's warranty, it may not be covered under the home warranty, so it's important to read through the contracts you're considering thoroughly to understand what is included and what isn't. Additionally, if you don't maintain your home systems or appliances properly, or if they need repairs or replacements due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
Homeownership is a big responsibility that can be expensive, but fruitful. A home warranty is one thing that can help ease the costs of home maintenance, but its worth for you is something you'll have to determine before taking the leap and getting a policy.
Hopefully, you now feel like you can select the proper home warranty for your Maryville home. The best provider in Maryville is Choice Home Warranty. With its comprehensive coverage, affordable pricing, and a good reputation in the industry, Choice Home Warranty has a lot to offer.
The best overall home warranty in Maryville is Choice Home Warranty but the best company for you will vary based on factors like what appliances and systems you need to have covered.
A home warranty is a type of service contract that covers the repairs and replacements of major home systems and appliances.
A home warranty protects against the normal wear and tear of systems and appliances in a home. A homeowners insurance plan protects a home in a situation such as a natural disaster or fire. With a homeowners insurance plan, you won't be able to file a claim should you need a new refrigerator or oven, unless the damage is due to a natural disaster.
A home warranty plan covers repair and replacement costs for systems and appliances in a home. Home warranties only cover damage due to normal wear and tear and often don't cover something that happened as a result of a pre-existing condition.
A service fee is an expense that you pay before a service technician or contractor comes to your home to repair your home warranty-related issue. The pricing is typically between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket expense that homeowners have with a home warranty apart from the monthly premium/annual cost.